XML 50 R40.htm IDEA: XBRL DOCUMENT v3.20.2
Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
With no related allowance recorded, unpaid principal balance $ 19,722,000   $ 19,722,000   $ 13,687,000
With no related allowance recorded, principal balance 17,451,000   17,451,000   12,245,000
With no related allowance recorded, average recorded principal balance 18,016,000 $ 16,212,000 16,092,000 $ 15,518,000  
With related allowance recorded, unpaid principal balance 2,809,000   2,809,000   2,398,000
With related allowance recorded, principal balance 2,789,000   2,789,000   2,377,000
Related allowance 1,512,000   1,512,000   1,623,000
With related allowance recorded, average recorded principal balance 3,278,000 12,394,000 2,978,000 11,568,000  
Total unpaid principal balance 22,531,000   22,531,000   16,085,000
Total principal balance 20,240,000   20,240,000   14,622,000
Total average recorded principal balance 21,294,000 28,606,000 19,070,000 27,086,000  
Commercial Portfolio Segment [Member]          
With no related allowance recorded, unpaid principal balance 13,802,000   13,802,000   9,136,000
With no related allowance recorded, principal balance 13,606,000   13,606,000   9,068,000
With no related allowance recorded, average recorded principal balance 14,116,000 12,651,000 12,433,000 12,082,000  
With related allowance recorded, unpaid principal balance 1,551,000   1,551,000   1,538,000
With related allowance recorded, principal balance 1,550,000   1,550,000   1,536,000
Related allowance 1,011,000   1,011,000   1,184,000
With related allowance recorded, average recorded principal balance 2,154,000 11,183,000 1,948,000 10,233,000  
Total unpaid principal balance 15,353,000   15,353,000   10,674,000
Total principal balance 15,156,000   15,156,000   10,604,000
Total average recorded principal balance 16,270,000 23,834,000 14,381,000 22,315,000  
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]          
With no related allowance recorded, unpaid principal balance 8,784,000   8,784,000   8,129,000
With no related allowance recorded, principal balance 8,753,000   8,753,000   8,129,000
With no related allowance recorded, average recorded principal balance 9,460,000 10,214,000 9,016,000 9,810,000  
With related allowance recorded, unpaid principal balance 1,331,000   1,331,000   460,000
With related allowance recorded, principal balance 1,330,000   1,330,000   458,000
Related allowance 1,006,000   1,006,000   202,000
With related allowance recorded, average recorded principal balance 1,751,000 9,687,000 1,320,000 8,184,000  
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]          
With no related allowance recorded, unpaid principal balance 538,000   538,000   85,000
With no related allowance recorded, principal balance 453,000   453,000   85,000
With no related allowance recorded, average recorded principal balance 326,000 90,000 246,000 91,000  
With related allowance recorded, unpaid principal balance 0   0   0
With related allowance recorded, principal balance 0   0   0
Related allowance 0   0   0
With related allowance recorded, average recorded principal balance 192,000 0 128,000 0  
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]          
With no related allowance recorded, unpaid principal balance 4,434,000   4,434,000   715,000
With no related allowance recorded, principal balance 4,375,000   4,375,000   667,000
With no related allowance recorded, average recorded principal balance 4,316,000 2,083,000 3,100,000 1,996,000  
With related allowance recorded, unpaid principal balance 49,000   49,000   1,078,000
With related allowance recorded, principal balance 49,000   49,000   1,078,000
Related allowance 2,000   2,000   982,000
With related allowance recorded, average recorded principal balance 126,000 1,384,000 443,000 1,858,000  
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]          
With no related allowance recorded, unpaid principal balance 25,000   25,000   178,000
With no related allowance recorded, principal balance 25,000   25,000   178,000
With no related allowance recorded, average recorded principal balance 12,000 175,000 67,000 117,000  
With related allowance recorded, unpaid principal balance 170,000   170,000   0
With related allowance recorded, principal balance 170,000   170,000   0
Related allowance 3,000   3,000   0
With related allowance recorded, average recorded principal balance 85,000 47,000 57,000 101,000  
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]          
With no related allowance recorded, unpaid principal balance 21,000   21,000   29,000
With no related allowance recorded, principal balance 0   0   9,000
With no related allowance recorded, average recorded principal balance 2,000 89,000 4,000 68,000  
With related allowance recorded, unpaid principal balance 1,000   1,000   0
With related allowance recorded, principal balance 1,000   1,000   0
Related allowance 0   0   0
With related allowance recorded, average recorded principal balance 0 65,000 0 90,000  
Retail Portfolio Segment [Member]          
With no related allowance recorded, unpaid principal balance 5,920,000   5,920,000   4,551,000
With no related allowance recorded, principal balance 3,845,000   3,845,000   3,177,000
With no related allowance recorded, average recorded principal balance 3,900,000 3,561,000 3,659,000 3,436,000  
With related allowance recorded, unpaid principal balance 1,258,000   1,258,000   860,000
With related allowance recorded, principal balance 1,239,000   1,239,000   841,000
Related allowance 501,000   501,000   439,000
With related allowance recorded, average recorded principal balance 1,124,000 1,211,000 1,030,000 1,335,000  
Total unpaid principal balance 7,178,000   7,178,000   5,411,000
Total principal balance 5,084,000   5,084,000   4,018,000
Total average recorded principal balance 5,024,000 4,772,000 4,689,000 4,771,000  
Retail Portfolio Segment [Member] | Home Equity and Other [Member]          
With no related allowance recorded, unpaid principal balance 1,359,000   1,359,000   1,279,000
With no related allowance recorded, principal balance 1,274,000   1,274,000   1,209,000
With no related allowance recorded, average recorded principal balance 1,273,000 1,360,000 1,252,000 1,222,000  
With related allowance recorded, unpaid principal balance 596,000   596,000   502,000
With related allowance recorded, principal balance 577,000   577,000   485,000
Related allowance 339,000   339,000   356,000
With related allowance recorded, average recorded principal balance 486,000 572,000 486,000 672,000  
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]          
With no related allowance recorded, unpaid principal balance 4,561,000   4,561,000   3,272,000
With no related allowance recorded, principal balance 2,571,000   2,571,000   1,968,000
With no related allowance recorded, average recorded principal balance 2,627,000 2,201,000 2,407,000 2,214,000  
With related allowance recorded, unpaid principal balance 662,000   662,000   358,000
With related allowance recorded, principal balance 662,000   662,000   356,000
Related allowance 162,000   162,000   $ 83,000
With related allowance recorded, average recorded principal balance $ 638,000 $ 639,000 $ 544,000 $ 663,000