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v3.23.1

Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($) | 3 Months Ended
--- | ---
Mar. 31, 2023 | Mar. 31, 2022
Balance | $ 42,246,000 | $ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal) | 600,000 | 100,000
Charge-offs | (106,000) | (205,000)
Recoveries | 137,000 | 295,000
Balance | 42,877,000 | 35,153,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |
Balance | 10,203,000 | 10,782,000
Financing Receivable, Credit Loss, Expense (Reversal) | (7,000) | (742,000)
Charge-offs | (36,000) | (170,000)
Recoveries | 21,000 | 114,000
Balance | 10,181,000 | 8,413,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |
Balance | 490,000 | 420,000
Financing Receivable, Credit Loss, Expense (Reversal) | 19,000 | 106,000
Charge-offs | 0 | (29,000)
Recoveries | 1,000 | 1,000
Balance | 510,000 | 455,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |
Balance | 5,914,000 | 6,045,000
Financing Receivable, Credit Loss, Expense (Reversal) | (237,000) | 286,000
Charge-offs | (14,000) | 0
Recoveries | 48,000 | 32,000
Balance | 5,711,000 | 5,803,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |
Balance | 10,164,000 | 13,301,000
Financing Receivable, Credit Loss, Expense (Reversal) | 131,000 | (445,000)
Charge-offs | 0 | 0
Recoveries | 0 | 0
Balance | 10,295,000 | 10,322,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |
Balance | 1,269,000 | 1,695,000
Financing Receivable, Credit Loss, Expense (Reversal) | 24,000 | 194,000
Charge-offs | 0 | 0
Recoveries | 7,000 | 8,000
Balance | 1,300,000 | 1,276,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] |  |
Balance | 14,027,000 | 2,449,000
Financing Receivable, Credit Loss, Expense (Reversal) | 618,000 | 593,000
Charge-offs | (42,000) | (2,000)
Recoveries | 45,000 | 127,000
Balance | 14,648,000 | 8,562,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | 5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] |  |
Balance | 160,000 | 626,000
Financing Receivable, Credit Loss, Expense (Reversal) | (5,000) | (33,000)
Charge-offs | (14,000) | (4,000)
Recoveries | 15,000 | 13,000
Balance | 156,000 | 191,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | (411,000)
Unallocated Financing Receivables [Member] |  |
Balance | 19,000 | 45,000
Financing Receivable, Credit Loss, Expense (Reversal) | 57,000 | 141,000
Charge-offs | 0 | 0
Recoveries | 0 | 0
Balance | $ 76,000 | 131,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |
Balance |  | $ (55,000)

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