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Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Balance | $ 42,877,000 | $ 35,153,000 | $ 42,246,000 | $ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal) | 2,000,000 | 500,000 | 2,600,000 | 600,000
Charge-offs | (461,000) | (15,000) | (567,000) | (220,000)
Recoveries | 305,000 | 336,000 | 442,000 | 631,000
Balance | 44,721,000 | 35,974,000 | 44,721,000 | 35,974,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |  |
Balance | 10,181,000 | 8,413,000 | 10,203,000 | 10,782,000
Financing Receivable, Credit Loss, Expense (Reversal) | (3,616,000) | 150,000 | (3,623,000) | (592,000)
Charge-offs | (182,000) | 0 | (218,000) | (171,000)
Recoveries | 89,000 | 45,000 | 110,000 | 160,000
Balance | 6,472,000 | 8,608,000 | 6,472,000 | 8,608,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |  |
Balance | 510,000 | 455,000 | 490,000 | 420,000
Financing Receivable, Credit Loss, Expense (Reversal) | (217,000) | (10,000) | (198,000) | 96,000
Charge-offs | 0 | 0 | 0 | (29,000)
Recoveries | 11,000 | 1,000 | 12,000 | 2,000
Balance | 304,000 | 446,000 | 304,000 | 446,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |  |
Balance | 5,711,000 | 5,803,000 | 5,914,000 | 6,045,000
Financing Receivable, Credit Loss, Expense (Reversal) | 105,000 | (251,000) | (132,000) | 35,000
Charge-offs | 0 | 0 | (14,000) | 0
Recoveries | 22,000 | 26,000 | 70,000 | 58,000
Balance | 5,838,000 | 5,578,000 | 5,838,000 | 5,578,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |  |
Balance | 9,168,000 | 9,932,000 | 9,242,000 | 12,990,000
Financing Receivable, Credit Loss, Expense (Reversal) | (479,000) | (683,000) | (553,000) | (1,207,000)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | 8,689,000 | 9,249,000 | 8,689,000 | 9,249,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |  |
Balance | 2,427,000 | 1,666,000 | 2,191,000 | 2,006,000
Financing Receivable, Credit Loss, Expense (Reversal) | 1,268,000 | (33,000) | 1,497,000 | 240,000
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 5,000 | 6,000 | 12,000 | 14,000
Balance | 3,700,000 | 1,639,000 | 3,700,000 | 1,639,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] |  |  |  |
Balance | 14,648,000 | 8,562,000 | 14,027,000 | 2,449,000
Financing Receivable, Credit Loss, Expense (Reversal) | 4,973,000 | 1,464,000 | 5,591,000 | 2,057,000
Charge-offs | (270,000) | 0 | (312,000) | (2,000)
Recoveries | 147,000 | 241,000 | 192,000 | 368,000
Balance | 19,498,000 | 10,267,000 | 19,498,000 | 10,267,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | 5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] |  |  |  |
Balance | 156,000 | 191,000 | 160,000 | 626,000
Financing Receivable, Credit Loss, Expense (Reversal) | 21,000 | (28,000) | 16,000 | (61,000)
Charge-offs | (9,000) | (15,000) | (23,000) | (18,000)
Recoveries | 31,000 | 17,000 | 46,000 | 29,000
Balance | 199,000 | 165,000 | 199,000 | 165,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (411,000)
Unallocated Financing Receivables [Member] |  |  |  |
Balance | 76,000 | 131,000 | 19,000 | 45,000
Financing Receivable, Credit Loss, Expense (Reversal) | (55,000) | (109,000) | 2,000 | 32,000
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | $ 21,000 | $ 22,000 | $ 21,000 | 22,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | $ (55,000)

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