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v3.23.3

Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Balance | $ 44,721,000 | $ 35,974,000 | $ 42,246,000 | $ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal) | 3,300,000 | 2,900,000 | 5,900,000 | 3,500,000
Charge-offs | (243,000) | 0 | (810,000) | (219,000)
Recoveries | 230,000 | 246,000 | 672,000 | 876,000
Balance | 48,008,000 | 39,120,000 | 48,008,000 | 39,120,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |  |
Balance | 6,472,000 | 8,608,000 | 10,203,000 | 10,782,000
Financing Receivable, Credit Loss, Expense (Reversal) | 2,500,000 | 1,110,000 | (1,123,000) | 518,000
Charge-offs | 0 | 0 | (218,000) | (170,000)
Recoveries | 26,000 | 22,000 | 136,000 | 181,000
Balance | 8,998,000 | 9,740,000 | 8,998,000 | 9,740,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |  |
Balance | 304,000 | 446,000 | 490,000 | 420,000
Financing Receivable, Credit Loss, Expense (Reversal) | 31,000 | 21,000 | (167,000) | 117,000
Charge-offs | 0 | 0 | 0 | (29,000)
Recoveries | 22,000 | 1,000 | 34,000 | 3,000
Balance | 357,000 | 468,000 | 357,000 | 468,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |  |
Balance | 5,838,000 | 5,578,000 | 5,914,000 | 6,045,000
Financing Receivable, Credit Loss, Expense (Reversal) | 627,000 | 372,000 | 495,000 | 407,000
Charge-offs | (40,000) | 0 | (54,000) | 0
Recoveries | 9,000 | 22,000 | 79,000 | 80,000
Balance | 6,434,000 | 5,972,000 | 6,434,000 | 5,972,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |  |
Balance | 8,689,000 | 9,249,000 | 9,242,000 | 12,990,000
Financing Receivable, Credit Loss, Expense (Reversal) | 564,000 | (206,000) | 11,000 | (1,413,000)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | 9,253,000 | 9,043,000 | 9,253,000 | 9,043,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |  |
Balance | 3,700,000 | 1,639,000 | 2,191,000 | 2,006,000
Financing Receivable, Credit Loss, Expense (Reversal) | (1,071,000) | 77,000 | 426,000 | 317,000
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 6,000 | 23,000 | 18,000 | 37,000
Balance | 2,635,000 | 1,739,000 | 2,635,000 | 1,739,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] |  |  |  |
Balance | 19,498,000 | 10,267,000 | 14,027,000 | 2,449,000
Financing Receivable, Credit Loss, Expense (Reversal) | 726,000 | 1,530,000 | 6,317,000 | 3,587,000
Charge-offs | (201,000) | 0 | (513,000) | (2,000)
Recoveries | 161,000 | 154,000 | 353,000 | 522,000
Balance | 20,184,000 | 11,951,000 | 20,184,000 | 11,951,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | 5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] |  |  |  |
Balance | 199,000 | 165,000 | 160,000 | 626,000
Financing Receivable, Credit Loss, Expense (Reversal) | (56,000) | (13,000) | (40,000) | (74,000)
Charge-offs | (2,000) | 0 | (25,000) | (18,000)
Recoveries | 6,000 | 24,000 | 52,000 | 53,000
Balance | 147,000 | 176,000 | 147,000 | 176,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | (411,000)
Unallocated Financing Receivables [Member] |  |  |  |
Balance | 21,000 | 22,000 | 19,000 | 45,000
Financing Receivable, Credit Loss, Expense (Reversal) | (21,000) | 9,000 | (19,000) | 41,000
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | $ 0 | $ 31,000 | $ 0 | 31,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Balance |  |  |  | $ (55,000)

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