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Note 3 - Loans and Allowance for Credit Losses - Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Loans |  | $ 4,303,758 | $ 3,916,619
Commercial Portfolio Segment [Member] |  |  |
Loans |  | 3,415,299 | 3,131,830
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |
Loans | [1] | 1,254,586 | 1,185,083
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |
Loans |  | 74,753 | 61,873
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |
Loans |  | 717,667 | 639,192
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |
Loans | [2] | 1,035,684 | 979,214
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |
Loans | [2] | 332,609 | 266,468
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |
Loans | [3] | 724,156 | 719,583
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |
Loans |  | 34,944 | 41,711
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |
Loans |  | 468,339 | 406,341
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |
Loans |  | 451,019 | 428,733
Grades 1-4 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |
Loans |  | 172,455 | 137,258
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |
Loans |  | 505,807 | 450,405
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |
Loans |  | 39,719 | 20,057
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |
Loans |  | 248,802 | 229,766
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |
Loans |  | 573,771 | 538,081
Grades 5-7 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |
Loans |  | 147,903 | 129,161
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |
Loans |  | 24,623 | 15,095
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |
Loans |  | 90 | 105
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |
Loans |  | 526 | 3,085
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |
Loans |  | 10,894 | 12,400
Grades 8-9 [Member] | Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |
Loans |  | $ 12,251 | $ 49
[1] | Credit cards to business customers were reclassified from other consumer loans to commercial and industrial during the year ended December 31, 2023. Credit cards to business customers totaled $17.8 million and $16.6 million as of December 31, 2023, and 2022, respectively.
[2] | We have reclassified multi-family construction loans from real estate - non-owner occupied loans to real estate - multi-family and residential rental loans. The table above reflects a classification change of $54.5 million as of December 31, 2022. All the tables that follow have been adjusted to reflect the reclassifications as of the applicable dates.
[3] | Included in Commercial and Industrial Loans Grades 1 – 4 are $40.1 million of loans originated under the Paycheck Protection Program.

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