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Note 3 - Loans and Allowance for Credit Losses - Components of Loan Portfolio (Details) - USD ($) $ in Thousands | 12 Months Ended |
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022
Loans |  | $ 4,303,758 | $ 3,916,619
Percent of portfolio |  | 100.00% | 100.00%
Period increase (decrease) |  | 9.90% |
Commercial Portfolio Segment [Member] |  |  |
Loans |  | $ 3,415,299 | $ 3,131,830
Percent of portfolio |  | 79.40% | 80.00%
Period increase (decrease) |  | 9.10% |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] |  |  |
Loans | [1] | $ 1,254,586 | $ 1,185,083
Percent of portfolio |  | 29.20% | 30.30%
Period increase (decrease) |  | 5.90% |
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] |  |  |
Loans |  | $ 74,753 | $ 61,873
Percent of portfolio |  | 1.70% | 1.60%
Period increase (decrease) |  | 20.80% |
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] |  |  |
Loans |  | $ 717,667 | $ 639,192
Percent of portfolio |  | 16.70% | 16.30%
Period increase (decrease) |  | 12.30% |
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] |  |  |
Loans | [2] | $ 1,035,684 | $ 979,214
Percent of portfolio |  | 24.10% | 25.00%
Period increase (decrease) |  | 5.80% |
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] |  |  |
Loans | [2] | $ 332,609 | $ 266,468
Percent of portfolio |  | 7.70% | 6.80%
Period increase (decrease) |  | 24.80% |
Retail Portfolio Segment [Member] |  |  |
Loans |  | $ 888,459 | $ 784,789
Percent of portfolio |  | 20.60% | 20.00%
Period increase (decrease) |  | 13.20% |
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] |  |  |
Loans | [3] | $ 837,406 | $ 755,036
Percent of portfolio |  | 19.50% | 19.30%
Period increase (decrease) |  | 10.90% |
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] |  |  |
Loans | [1] | $ 51,053 | $ 29,753
Percent of portfolio |  | 1.10% | 0.70%
Period increase (decrease) |  | 71.60% |
[1] | Credit cards to business customers were reclassified from other consumer loans to commercial and industrial during the year ended December 31, 2023. Credit cards to business customers totaled $17.8 million and $16.6 million as of December 31, 2023, and 2022, respectively.
[2] | We have reclassified multi-family construction loans from real estate - non-owner occupied loans to real estate - multi-family and residential rental loans. The table above reflects a classification change of $54.5 million as of December 31, 2022. All the tables that follow have been adjusted to reflect the reclassifications as of the applicable dates.
[3] | Home equity lines of credit were reclassified from 1-4 family mortgage loans to other consumer loans during the year ended December 31, 2023. Home equity lines of credit totaled $38.1 million and $37.4 million as of December 31, 2023, and 2022, respectively.

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