XML 87 R69.htm IDEA: XBRL DOCUMENT v3.25.0.1
Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Balance $ 49,914 $ 42,246 $ 35,363
Provision for credit losses 7,400 7,700 6,550
Charge-offs (3,837) (863) (292)
Recoveries 977 831 1,025
Balance 54,454 49,914 42,246
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (400)
Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Revision of Prior Period, After Reclassification [Member]      
Balance   42,246  
Balance     42,246
Commercial Portfolio Segment [Member]      
Charge-offs (3,750) (272)  
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]      
Balance 7,441 10,203 10,782
Provision for credit losses 7,109 (2,822) 946
Charge-offs (3,750) (218) (171)
Recoveries 365 188 217
Balance 11,165 7,441 10,203
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (1,571)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   90  
Balance     90
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   10,293  
Balance     10,293
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]      
Balance 384 490 420
Provision for credit losses (22) (141) 138
Charge-offs 0 0 (29)
Recoveries 5 35 4
Balance 367 384 490
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (43)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   490  
Balance     490
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]      
Balance 7,186 5,914 6,045
Provision for credit losses 314 1,255 378
Charge-offs 0 (54) (38)
Recoveries 171 71 89
Balance 7,671 7,186 5,914
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (560)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   5,914  
Balance     5,914
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]      
Balance 9,852 9,242 12,990
Provision for credit losses 1,067 610 (1,214)
Charge-offs 0 0 0
Recoveries 0 0 0
Balance 10,919 9,852 9,242
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (2,534)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   9,242  
Balance     9,242
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]      
Balance 3,184 2,191 2,006
Provision for credit losses 468 967 763
Charge-offs 0 0 0
Recoveries 15 26 43
Balance 3,667 3,184 2,191
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (621)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   2,191  
Balance     2,191
Retail Portfolio Segment [Member]      
Charge-offs (87) (591)  
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]      
Balance 18,986 14,027 2,449
Provision for credit losses (474) 5,638 5,621
Charge-offs (33) (414) (33)
Recoveries 223 432 595
Balance 18,702 18,986 14,027
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     5,395
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   (697)  
Balance     (697)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   13,330  
Balance     13,330
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]      
Balance 2,881 160 626
Provision for credit losses (1,089) 2,212 (111)
Charge-offs (54) (177) (21)
Recoveries 198 79 77
Balance 1,936 2,881 160
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (411)
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   607  
Balance     607
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   767  
Balance     767
Unallocated Financing Receivables [Member]      
Balance 0 19 45
Provision for credit losses 27 (19) 29
Charge-offs 0 0 0
Recoveries 0 0 0
Balance $ 27 0 19
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]      
Balance     (55)
Unallocated Financing Receivables [Member] | Revision of Prior Period, Reclassification, Adjustment [Member]      
Balance   0  
Balance     0
Unallocated Financing Receivables [Member] | Revision of Prior Period, After Reclassification [Member]      
Balance   $ 19  
Balance     $ 19