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Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020
Allowance for credit losses: |  |  |  |  |
Beginning balance | $ 5,881 | $ 3,496 | $ 5,845 | $ 2,377 |
Provision for loan losses | (1,000) | 1,800 | (895) | 3,088 |
Charge-offs | (918) | (76) | (987) | (245) |
Ending balance | 3,963 | 5,220 | 3,963 | 5,220 |
Allowance for Loans Individually Evaluated | 1,949 | 1,273 | 1,949 | 1,273 | $ 2,668
Allowance related to Loans collectively evaluated | 2,014 | 3,947 | 2,014 | 3,947 |
Amortized cost related to Loans individually evaluated | 318,974 | 270,772 | 318,974 | 270,772 |
Amortized cost related to Loans collectively evaluated | 1,768,742 | 1,596,009 | 1,768,742 | 1,596,009 |
Beginning balance, prior to adoption of ASC 326 |  |  |  | 2,240 |
Impact of adopting ASC 326 |  |  |  | 137 |
Commercial Purchase Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 328 | 352 | 373 | 323 |
Provision for loan losses | 48 | 172 | 3 | 280 |
Charge-offs | (114) |  | (114) | (79) |
Ending balance | 262 | 524 | 262 | 524 |
Allowance for Loans Individually Evaluated | 57 | 181 | 57 | 181 | 153
Allowance related to Loans collectively evaluated | 205 | 342 | 205 | 342 |
Amortized cost related to Loans individually evaluated | 19,314 | 20,615 | 19,314 | 20,615 |
Amortized cost related to Loans collectively evaluated | 347,423 | 282,759 | 347,423 | 282,759 |
Beginning balance, prior to adoption of ASC 326 |  |  |  | 304 |
Impact of adopting ASC 326 |  |  |  | 19 |
Commercial Refinance Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 1,990 | 1,594 | 2,093 | 1,078 |
Provision for loan losses | 28 | 1,093 | (76) | 1,609 |
Charge-offs | (95) |  | (94) |  |
Ending balance | 1,923 | 2,687 | 1,923 | 2,687 |
Allowance for Loans Individually Evaluated | 1,005 | 592 | 1,005 | 592 | 519
Allowance related to Loans collectively evaluated | 918 | 2,095 | 918 | 2,095 |
Amortized cost related to Loans individually evaluated | 92,397 | 113,350 | 92,397 | 113,350 |
Amortized cost related to Loans collectively evaluated | 598,567 | 598,046 | 598,567 | 598,046 |
Beginning balance, prior to adoption of ASC 326 |  |  |  | 1,016 |
Impact of adopting ASC 326 |  |  |  | 62 |
Residential One To Four Unit Purchase Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 322 | 250 | 333 | 157 |
Provision for loan losses | (41) | 211 | (15) | 382 |
Charge-offs |  | (58) | (37) | (136) |
Ending balance | 281 | 403 | 281 | 403 |
Allowance for Loans Individually Evaluated | 120 | 96 | 120 | 96 | 128
Allowance related to Loans collectively evaluated | 161 | 307 | 161 | 307 |
Amortized cost related to Loans individually evaluated | 21,084 | 22,017 | 21,084 | 22,017 |
Amortized cost related to Loans collectively evaluated | 255,812 | 223,561 | 255,812 | 223,561 |
Beginning balance, prior to adoption of ASC 326 |  |  |  | 148 |
Impact of adopting ASC 326 |  |  |  | 9 |
Residential One To Four Unit Refinance Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 1,227 | 1,300 | 1,216 | 819 |
Provision for loan losses | (229) | 324 | (218) | 817 |
Charge-offs | (151) | (18) | (151) | (30) |
Ending balance | 847 | 1,606 | 847 | 1,606 |
Allowance for Loans Individually Evaluated | 342 | 404 | 342 | 404 | 465
Allowance related to Loans collectively evaluated | 507 | 1,203 | 507 | 1,203 |
Amortized cost related to Loans individually evaluated | 112,294 | 114,790 | 112,294 | 114,790 |
Amortized cost related to Loans collectively evaluated | 496,249 | $ 491,643 | 496,249 | 491,643 |
Beginning balance, prior to adoption of ASC 326 |  |  |  | 772 |
Impact of adopting ASC 326 |  |  |  | $ 47 |
Quick Fix One To Four Unit Purchase Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 386 |  | 595 |  |
Provision for loan losses | (313) |  | (508) |  |
Charge-offs |  |  | (14) |  |
Ending balance | 73 |  | 73 |  |
Allowance for Loans Individually Evaluated | 56 |  | 56 |  | 525
Allowance related to Loans collectively evaluated | 16 |  | 16 |  |
Amortized cost related to Loans individually evaluated | 23,883 |  | 23,883 |  |
Amortized cost related to Loans collectively evaluated | 16,322 |  | 16,322 |  |
Quick Fix One To Four Unit Refinance Portfolio Segment |  |  |  |  |
Allowance for credit losses: |  |  |  |  |
Beginning balance | 1,628 |  | 1,235 |  |
Provision for loan losses | (493) |  | (81) |  |
Charge-offs | (558) |  | (577) |  |
Ending balance | 577 |  | 577 |  |
Allowance for Loans Individually Evaluated | 369 |  | 369 |  | $ 878
Allowance related to Loans collectively evaluated | 207 |  | 207 |  |
Amortized cost related to Loans individually evaluated | 50,002 |  | 50,002 |  |
Amortized cost related to Loans collectively evaluated | $ 54,369 |  | $ 54,369 |  |

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