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Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Allowance for credit losses:          
Beginning balance $ 5,881 $ 3,496 $ 5,845 $ 2,377  
Provision for loan losses (1,000) 1,800 (895) 3,088  
Charge-offs (918) (76) (987) (245)  
Ending balance 3,963 5,220 3,963 5,220  
Allowance for Loans Individually Evaluated 1,949 1,273 1,949 1,273 $ 2,668
Allowance related to Loans collectively evaluated 2,014 3,947 2,014 3,947  
Amortized cost related to Loans individually evaluated 318,974 270,772 318,974 270,772  
Amortized cost related to Loans collectively evaluated 1,768,742 1,596,009 1,768,742 1,596,009  
Beginning balance, prior to adoption of ASC 326       2,240  
Impact of adopting ASC 326       137  
Commercial Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 328 352 373 323  
Provision for loan losses 48 172 3 280  
Charge-offs (114)   (114) (79)  
Ending balance 262 524 262 524  
Allowance for Loans Individually Evaluated 57 181 57 181 153
Allowance related to Loans collectively evaluated 205 342 205 342  
Amortized cost related to Loans individually evaluated 19,314 20,615 19,314 20,615  
Amortized cost related to Loans collectively evaluated 347,423 282,759 347,423 282,759  
Beginning balance, prior to adoption of ASC 326       304  
Impact of adopting ASC 326       19  
Commercial Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 1,990 1,594 2,093 1,078  
Provision for loan losses 28 1,093 (76) 1,609  
Charge-offs (95)   (94)    
Ending balance 1,923 2,687 1,923 2,687  
Allowance for Loans Individually Evaluated 1,005 592 1,005 592 519
Allowance related to Loans collectively evaluated 918 2,095 918 2,095  
Amortized cost related to Loans individually evaluated 92,397 113,350 92,397 113,350  
Amortized cost related to Loans collectively evaluated 598,567 598,046 598,567 598,046  
Beginning balance, prior to adoption of ASC 326       1,016  
Impact of adopting ASC 326       62  
Residential One To Four Unit Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 322 250 333 157  
Provision for loan losses (41) 211 (15) 382  
Charge-offs   (58) (37) (136)  
Ending balance 281 403 281 403  
Allowance for Loans Individually Evaluated 120 96 120 96 128
Allowance related to Loans collectively evaluated 161 307 161 307  
Amortized cost related to Loans individually evaluated 21,084 22,017 21,084 22,017  
Amortized cost related to Loans collectively evaluated 255,812 223,561 255,812 223,561  
Beginning balance, prior to adoption of ASC 326       148  
Impact of adopting ASC 326       9  
Residential One To Four Unit Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 1,227 1,300 1,216 819  
Provision for loan losses (229) 324 (218) 817  
Charge-offs (151) (18) (151) (30)  
Ending balance 847 1,606 847 1,606  
Allowance for Loans Individually Evaluated 342 404 342 404 465
Allowance related to Loans collectively evaluated 507 1,203 507 1,203  
Amortized cost related to Loans individually evaluated 112,294 114,790 112,294 114,790  
Amortized cost related to Loans collectively evaluated 496,249 $ 491,643 496,249 491,643  
Beginning balance, prior to adoption of ASC 326       772  
Impact of adopting ASC 326       $ 47  
Quick Fix One To Four Unit Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 386   595    
Provision for loan losses (313)   (508)    
Charge-offs     (14)    
Ending balance 73   73    
Allowance for Loans Individually Evaluated 56   56   525
Allowance related to Loans collectively evaluated 16   16    
Amortized cost related to Loans individually evaluated 23,883   23,883    
Amortized cost related to Loans collectively evaluated 16,322   16,322    
Quick Fix One To Four Unit Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 1,628   1,235    
Provision for loan losses (493)   (81)    
Charge-offs (558)   (577)    
Ending balance 577   577    
Allowance for Loans Individually Evaluated 369   369   $ 878
Allowance related to Loans collectively evaluated 207   207    
Amortized cost related to Loans individually evaluated 50,002   50,002    
Amortized cost related to Loans collectively evaluated $ 54,369   $ 54,369