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Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Allowance for credit losses:          
Beginning balance $ 3,963 $ 5,221 $ 5,845 $ 2,377  
Provision for loan losses 228 1,573 (668) 4,662  
Charge-offs (163) (1,046) (1,149) (1,291)  
Ending balance 4,028 5,748 4,028 5,748  
Allowance for Loans Individually Evaluated 1,776 2,383 1,776 2,383 $ 2,668
Allowance related to Loans collectively evaluated 2,252 3,365 2,252 3,365  
Amortized cost related to Loans individually evaluated 291,808 316,115 291,808 316,115  
Amortized cost related to Loans collectively evaluated 2,007,917 1,690,719 2,007,917 1,690,719  
Beginning balance, prior to adoption of ASC 326       2,240  
Impact of adopting ASC 326       137  
Commercial Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 262 524 373 323  
Provision for loan losses   (90) 3 190  
Charge-offs     (114) (79)  
Ending balance 262 434 262 434  
Allowance for Loans Individually Evaluated 12 179 12 179 153
Allowance related to Loans collectively evaluated 250 255 250 255  
Amortized cost related to Loans individually evaluated 20,707 20,544 20,707 20,544  
Amortized cost related to Loans collectively evaluated 405,776 273,342 405,776 273,342  
Beginning balance, prior to adoption of ASC 326       304  
Impact of adopting ASC 326       19  
Commercial Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 1,923 2,687 2,093 1,078  
Provision for loan losses 44 (101) (31) 1,508  
Charge-offs (18) (210) (113) (210)  
Ending balance 1,949 2,376 1,949 2,376  
Allowance for Loans Individually Evaluated 938 549 938 549 519
Allowance related to Loans collectively evaluated 1,010 1,828 1,010 1,828  
Amortized cost related to Loans individually evaluated 84,324 102,337 84,324 102,337  
Amortized cost related to Loans collectively evaluated 625,877 593,327 625,877 593,327  
Beginning balance, prior to adoption of ASC 326       1,016  
Impact of adopting ASC 326       62  
Residential One To Four Unit Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 281 403 333 157  
Provision for loan losses 27 171 12 553  
Charge-offs   (37) (37) (173)  
Ending balance 308 537 308 537  
Allowance for Loans Individually Evaluated 96 266 96 266 128
Allowance related to Loans collectively evaluated 212 271 212 271  
Amortized cost related to Loans individually evaluated 18,419 27,800 18,419 27,800  
Amortized cost related to Loans collectively evaluated 322,192 254,412 322,192 254,412  
Beginning balance, prior to adoption of ASC 326       148  
Impact of adopting ASC 326       9  
Residential One To Four Unit Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 847 1,607 1,216 819  
Provision for loan losses 68 1,593 (150) 2,411  
Charge-offs (43) (799) (194) (829)  
Ending balance 872 2,401 872 2,401  
Allowance for Loans Individually Evaluated 261 1,389 261 1,389 465
Allowance related to Loans collectively evaluated 611 1,011 611 1,011  
Amortized cost related to Loans individually evaluated 114,785 165,434 114,785 165,434  
Amortized cost related to Loans collectively evaluated 556,918 $ 569,638 556,918 569,638  
Beginning balance, prior to adoption of ASC 326       772  
Impact of adopting ASC 326       $ 47  
Short Term One To Four Unit Purchase Portfolio Segment          
Allowance for credit losses:          
Beginning balance 73   595    
Provision for loan losses 62   (446)    
Charge-offs     (14)    
Ending balance 135   135    
Allowance for Loans Individually Evaluated 110   110   525
Allowance related to Loans collectively evaluated 25   25    
Amortized cost related to Loans individually evaluated 5,982   5,982    
Amortized cost related to Loans collectively evaluated 44,776   44,776    
Short Term One To Four Unit Refinance Portfolio Segment          
Allowance for credit losses:          
Beginning balance 577   1,235    
Provision for loan losses 27   (56)    
Charge-offs (102)   (677)    
Ending balance 502   502    
Allowance for Loans Individually Evaluated 359   359   $ 878
Allowance related to Loans collectively evaluated 144   144    
Amortized cost related to Loans individually evaluated 47,591   47,591    
Amortized cost related to Loans collectively evaluated $ 52,378   $ 52,378