<SEC-DOCUMENT>0001157523-23-001262.txt : 20230804
<SEC-HEADER>0001157523-23-001262.hdr.sgml : 20230804
<ACCEPTANCE-DATETIME>20230804103316
ACCESSION NUMBER:		0001157523-23-001262
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20230803
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230804
DATE AS OF CHANGE:		20230804

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Velocity Financial, Inc.
		CENTRAL INDEX KEY:			0001692376
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39183
		FILM NUMBER:		231142576

	BUSINESS ADDRESS:	
		STREET 1:		30699 RUSSELL RANCH ROAD
		STREET 2:		BUILDING 111, SUITE 295
		CITY:			WESTLAKE VILLAGE
		STATE:			CA
		ZIP:			91362
		BUSINESS PHONE:		866-505-3863

	MAIL ADDRESS:	
		STREET 1:		30699 RUSSELL RANCH ROAD
		STREET 2:		BUILDING 111, SUITE 295
		CITY:			WESTLAKE VILLAGE
		STATE:			CA
		ZIP:			91362

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Velocity Financial, LLC
		DATE OF NAME CHANGE:	20161214
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a53506880.htm
<DESCRIPTION>VELOCITY FINANCIAL, INC. 8-K
<TEXT>
<XBRL>
<html xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:srt="http://fasb.org/srt/2023" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:country="http://xbrl.sec.gov/country/2023" xmlns:currency="http://xbrl.sec.gov/currency/2023" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:naics="http://xbrl.sec.gov/naics/2023" xmlns:sic="http://xbrl.sec.gov/sic/2023" xmlns:stpr="http://xbrl.sec.gov/stpr/2023" xmlns:exch="http://xbrl.sec.gov/exch/2023" xmlns:cef="http://xbrl.sec.gov/cef/2023" xmlns:vel="http://velfinance.com/20230803" xmlns="http://www.w3.org/1999/xhtml">
  <head>
    <title></title>
    <!-- Licensed to: Business Wire
         Document created using Broadridge PROfile 23.5.1.5152
         Copyright 1995 - 2023 Broadridge -->
    <meta http-equiv="Content-Type" content="text/html" />
</head>

<body style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; background-color: #ffffff;">
<div id="DSPFiXBRLHidden" style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" id="Fact_c587d2c108e046e0bccb0ec5fbbf0b63" contextRef="c20230803to20230803" format="ixt:fixed-false">false</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" id="Fact_68b54e6ca834428da16c154ce558521c" contextRef="c20230803to20230803">0001692376</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="vel-20230803.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="c20230803to20230803"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001692376</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-08-03</xbrli:startDate><xbrli:endDate>2023-08-03</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div>

  <div>
    <div>
      <div>
        <hr style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" /></div>

    </div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">UNITED STATES</div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">WASHINGTON, D.C. 20549</div>

    <div>
<div>&#160;
      </div>
<hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center; margin-left: auto; margin-right: auto;" /></div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: 400;"> <br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_9c195e64a38d48a8bdf50d61e6ffdb92" contextRef="c20230803to20230803">8-K</ix:nonNumeric></div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: 400;"> <br />
    </div>

    <div>
      <div>
        <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center; margin-left: auto; margin-right: auto;" /></div>

    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div>&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

    <div>&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_c25bc2c1169d4eb4900eb661d4c7fb49" contextRef="c20230803to20230803" format="ixt:date-monthname-day-year-en">August 3, 2023</ix:nonNumeric></div>

    <div>
<div>&#160;
      </div>
<hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center; margin-left: auto; margin-right: auto;" /></div>

    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: 400;"> <br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 16pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_486615f38f6c40c8bb29ce516dd66375" contextRef="c20230803to20230803">Velocity Financial, Inc.</ix:nonNumeric><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Exact name of Registrant as Specified in Its Charter)</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <br />
    </div>

    <div>
      <div>
        <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center; margin-left: auto; margin-right: auto;" /></div>

      <div>&#160;</div>

    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_0586339cd4ec4240b86aa0da51796082" contextRef="c20230803to20230803" format="ixt-sec:stateprovnameen">Delaware</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" id="Fact_39070710fe6a41e5b837abeb48cdc02d" contextRef="c20230803to20230803">001-39183</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_2e92ca1a2a4549bea8da20ec06a54b3a" contextRef="c20230803to20230803">46-0659719</ix:nonNumeric><br />
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(State or Other Jurisdiction</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">of Incorporation)</div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Commission</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">File Number)</div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(IRS Employer</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Identification No.)</div>
          </td>

  </tr>

  <tr>

    <td style="width: 33.33%; vertical-align: bottom;">&#160;</td>

    <td style="width: 33.33%; vertical-align: bottom;">&#160;</td>

    <td style="width: 33.33%; vertical-align: bottom;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">
              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_c703f370739747099ba77212be3a1b6e" contextRef="c20230803to20230803">30699 Russell Ranch Road</ix:nonNumeric>,
                <ix:nonNumeric name="dei:EntityAddressAddressLine2" id="Fact_2befde51d9124879bfab5db077705db0" contextRef="c20230803to20230803">Suite 295</ix:nonNumeric></div>
            </div>
            <div>
              <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">
                <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_02b7f29662a34d128721b9d06edcae86" contextRef="c20230803to20230803">Westlake Village</ix:nonNumeric>,
                  <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_ec3c4a93f96f4bd79424132c850021dd" contextRef="c20230803to20230803" format="ixt-sec:stateprovnameen">California</ix:nonNumeric></div>
              </div>
            </div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_207021f5a395410f9fae119b84c0177c" contextRef="c20230803to20230803">91362</ix:nonNumeric><br />
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Address of Principal Executive Offices)</div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div>
          </td>

    <td style="width: 33.33%; vertical-align: bottom;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Zip Code)</div>
          </td>

  </tr>


</table>
    <div>&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Registrant&#8217;s Telephone Number, Including Area Code: (<ix:nonNumeric name="dei:CityAreaCode" id="Fact_2d8aa2453a1b4bc295e4a8422c3f68dc" contextRef="c20230803to20230803">818</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_f3a2c1ec3cfb4a648417664325dcd4e6" contextRef="c20230803to20230803">532-3700</ix:nonNumeric></div>

    <div>&#160;</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Not Applicable</div>

    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">(Former Name or Former Address, if Changed Since Last Report)</div>

    <div>
      <div style="text-align: center; margin-right: 216pt; margin-left: 216pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;<br />
      </div>

    </div>

    <div>
      <hr style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center; margin-left: auto; margin-right: auto;" /></div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:</div>

    <div><br />
    </div>

    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 4%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Segoe UI Symbol', sans-serif; font-size: 10pt;"><ix:nonNumeric name="dei:WrittenCommunications" id="Fact_14f4610124f24d63a722db2a284508f2" contextRef="c20230803to20230803" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
          </td>

  </tr>

  <tr>

    <td style="width: 4%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Segoe UI Symbol', sans-serif; font-size: 10pt;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_7b629bd3cb7c417d970b768692863523" contextRef="c20230803to20230803" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
          </td>

  </tr>

  <tr>

    <td style="width: 4%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Segoe UI Symbol', sans-serif; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_0d7541d35198426d8376a0e89f283df2" contextRef="c20230803to20230803" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
          </td>

  </tr>

  <tr>

    <td style="width: 4%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Segoe UI Symbol', sans-serif; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_0946ef464a804637bef5bd0e8417db9e" contextRef="c20230803to20230803" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 96%; vertical-align: top;">
            <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
          </td>

  </tr>


</table>
    <div>&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

    <div><br />
    </div>

    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 38%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Title of each class</div>
          </td>

    <td style="width: 1%; vertical-align: bottom;">&#160;</td>

    <td style="width: 15%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Trading</div>
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Symbol(s)</div>
          </td>

    <td style="width: 1%; vertical-align: bottom;">&#160;</td>

    <td style="width: 45%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Name of each exchange on which registered</div>
          </td>

  </tr>

  <tr>

    <td style="width: 38%; vertical-align: top; border-top: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_8469349288fc454487bc1c99d207570a" contextRef="c20230803to20230803">Common stock, par value $0.01 per share</ix:nonNumeric><br />
              </div>
            </div>
          </td>

    <td style="width: 1%; vertical-align: bottom;">&#160;</td>

    <td style="width: 15%; vertical-align: bottom; border-top: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
              <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_fa3b4170092440faa08d986d67e9e150" contextRef="c20230803to20230803">VEL</ix:nonNumeric><br />
              </div>
            </div>
          </td>

    <td style="width: 1%; vertical-align: bottom;">&#160;</td>

    <td style="width: 45%; vertical-align: bottom; border-top: #000000 2px solid;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_83a254dbc45d4a49adb27c6cfa9bf4e1" contextRef="c20230803to20230803" format="ixt-sec:exchnameen">The New York Stock Exchange</ix:nonNumeric><br />
            </div>
          </td>

  </tr>


</table>
    <div>&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;&#8201;230.405 of this chapter)
      or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;&#8201;240.12b-2 of this chapter).</div>

    <div>&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_b86f2fad92344b859d9284b44556bcbc" contextRef="c20230803to20230803" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Segoe UI Symbol', sans-serif;"> <br />
      </span></div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160;<span style="font-size: 10pt; font-family: 'Segoe UI Symbol', sans-serif;">&#9744;<br />
        <br />
      </span></div>

    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" /></div>

    </div>

    <!--PROfilePageNumberReset%Num%1%%%-->
    <div>
<div><span style="font-weight: bold; font-size: 10pt;">Item 2.02 Results of Operations and Financial Condition.</span></div>

      <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <span style="font-size: 10pt;"><br />
        </span></div>

      <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On August 3, 2023, we issued a press release announcing financial results for the quarter ended June 30, 2023.&#160; The press release is
        attached as Exhibit 99 and is incorporated herein by reference.</div>

      <div style="text-align: left; margin-top: 12pt; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The information provided in Item 2.02, including Exhibit 99, is intended to be furnished and shall not be deemed filed for
        purposes of Section 18 of the Securities Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act or the Securities Exchange Act.</div>

      <div style="text-align: left; margin-top: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 9.01&#160; Exhibits.</div>

      <div style="font-size: 10pt;"><br />
      </div>

      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 10%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Exhibit</div>
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: bold;">Number</div>
            </td>

    <td style="width: 2.02%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 88%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 10pt;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-weight: bold;">Description</div>
            </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); font-size: 10pt;">&#160;</td>

    <td style="width: 2.02%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 88%; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); font-size: 10pt;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: bottom; font-size: 10pt;">
              <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif;"><a href="a53506880_ex99.htm">99</a></div>
            </td>

    <td style="width: 2.02%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 88%; vertical-align: bottom; font-size: 10pt;">
              <div style="text-align: center; font-family: 'Times New Roman',Times,serif;"><a href="a53506880_ex99.htm">Press Release dated August 3, 2023</a></div>
            </td>

  </tr>


</table>
      <div> <br />
      </div>

      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">1</span></div>

        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" /></div>

      </div>

      <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SIGNATURES</div>

      <div style="text-align: left; margin-top: 12pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf
        by the undersigned thereunto duly authorized.</div>

      <div style="font-size: 10pt;"><br />
      </div>

      <div style="font-size: 10pt;"><br />
      </div>

      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td rowspan="1" style="width: 47.84%; vertical-align: middle; font-size: 10pt;">&#160;</td>

    <td colspan="2" rowspan="1" style="width: 3.22%; vertical-align: bottom; font-size: 10pt;">Velocity Financial, Inc.&#160; <br />
            </td>

  </tr>

  <tr>

    <td style="width: 47.84%; vertical-align: middle; font-size: 10pt;">&#160;</td>

    <td style="width: 3.22%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 48.95%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 47.84%; vertical-align: bottom; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Date:&#160; August 3, 2023</div>
            </td>

    <td style="width: 3.22%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">By:</div>
            </td>

    <td style="width: 48.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">/s/&#160;Roland T. Kelly</div>
            </td>

  </tr>

  <tr>

    <td style="width: 47.84%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 3.22%; vertical-align: middle; font-size: 10pt;">&#160;</td>

    <td style="width: 48.95%; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Roland T. Kelly</div>
            </td>

  </tr>

  <tr>

    <td style="width: 47.84%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 3.22%; vertical-align: bottom; font-size: 10pt;">&#160;</td>

    <td style="width: 48.95%; vertical-align: bottom; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 10pt;">Chief Legal Officer and General Counsel</div>
            </td>

  </tr>


</table>
      <div style="margin-top: 12pt;"><br />
      </div>

    </div>

  </div>

  <div style="text-align: center;" class="BRPFPageNumberArea"><span style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: normal; font-style: normal;">2</span></div>

</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>a53506880_ex99.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Business Wire
         Document created using Broadridge PROfile 23.5.1.5152
         Copyright 1995 - 2023 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: left;">
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="z7b6facc270e141b0900b271e91cdfa88">

          <tr>
            <td style="width: 100%; font-weight: bold; text-align: right;">Exhibit 99</td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <font style="font-weight: bold;"> </font>
    <div class="bw-release">
      <div class="bw-release">
        <h1 style="text-align: center; list-style-position: inside;FONT-SIZE: 14pt;"> <b>Velocity Financial, Inc. Reports Second Quarter 2023 Results</b> </h1>
        <div class="bw-release-subhead">
          <p><b> <b>Second Quarter Highlights:</b> </b></p>
          <ul style="list-style-type: disc;">
            <b>
              <li> Net income of $12.2 million and diluted earnings per share (EPS) of $0.36, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 </li>
              <li> Core net income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup>of $12.9 million and core diluted EPS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup>of $0.38, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 </li>
              <li> Loan production volume of $258.6 million in unpaid principal balance (UPB), a decrease of 41.9% from 2Q22 </li>
              <li> Total loan portfolio of $3.7 billion as of June 30, 2023, an increase of 20.4% from June 30, 2022 </li>
              <li> Nonperforming loans as a percentage of Held for Investment (HFI) loans was 10.0% as of June 30, 2023, an increase from 8.2% as of June 30, 2022 </li>
              <li> Resolutions of nonperforming loans (NPL) and real estate owned (REO) totaled $50.1 million in UPB, realizing gains of $1.5 million or 103.0% of UPB resolved </li>
              <li> Portfolio net interest margin (NIM) of 3.24%, compared to 4.10% for 2Q22 </li>
              <li> Completed two securitizations in 2Q23. The VCC 2023-2 securitization totaling $202.2 million of securities issued, and the VCC 2023-1R (Re-REMIC) totaling $64.8 million of securities issued </li>
              <li> Liquidity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> of $72.0 million as of June 30, 2023 </li>
              <li> Book value per common share of $12.57 as of June 30, 2023, an increase from $11.26 as of June 30, 2022 </li>
            </b>
          </ul>
        </div>
        <div class="bw-release-body">
          <div class="bw-release-table-js bw-release-story">
            <p>WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--August 3, 2023--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $12.2 million and core net income of $12.9 million for
              2Q23, compared to net income of $10.6 million and core net income of $10.6 million in 2Q22. Earnings and core earnings per diluted share were $0.36 and $0.38, respectively, for 2Q23, compared to $0.31 and $0.31, for 2Q22. </p>
            <p> &#8220;Velocity once again delivered strong quarterly earnings driven by 20% year-over-year portfolio growth,&#8221; said Chris Farrar, President and CEO. &#8220;Our second quarter results included solid portfolio net interest income and strong growth in
              other operating income driven by fair value gains and fees from loan production activity. Production volumes rebounded in the second quarter as forecast, increasing 19% quarter-over-quarter, with a weighted average coupon of 11%. We have been
              successful in mitigating much of the impact of higher rates by increasing loan coupons and volume simultaneously this quarter, which is a testament to the strong demand for investor properties and the skill of our loan origination team.&#8221; </p>
            <p> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup>Core income and Core EPS are a non-GAAP measures that exclude nonrecurring and unusual activities from GAAP net income. <br>
              <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> Liquidity includes unrestricted cash reserves of $34.0 million and available liquidity in unfinanced loans of $38.0 million. </p>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zd8a0a1ce2a7c4f02967f71ad34627a3a">

                <tr>
                  <td colspan="15" style="padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b><u>Second Quarter Operating Results</u></b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 42%;background-color: #cceeff;white-space: nowrap;" rowspan="1" colspan="1"><b>KEY PERFORMANCE INDICATORS</b></td>
                  <td style="border-bottom: solid black 1pt;width: 3%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 42%;background-color: #d3d3d3;white-space: nowrap;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;background-color: #d3d3d3;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #d3d3d3;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;background-color: #d3d3d3;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;background-color: #d3d3d3;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Pretax income</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,824 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,790 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,034 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Net income</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,183 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,645 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,538 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Diluted earnings per share</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.36 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.31 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Core net income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup></td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,928 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,645 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,283 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 21 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Core diluted earnings per share<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup></td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.38 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.31 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.07 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 21 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Pretax return on equity</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16.81 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16.57 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Core pretax return on equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup></td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 17.79 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16.57 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Net interest margin - portfolio</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.10 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (21 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Net interest margin - total company</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.78 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.54 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (21 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1">Average common equity</td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 400,441 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 357,218 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 43,223 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 42%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 3%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="15" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup> Core income, core diluted earnings per share and core pretax return on equity are non-GAAP measures. Please see the
                    reconciliation to GAAP net income at the end of this release.</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="15" rowspan="1">n.a.- not applicable</td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Net income in 2Q23 was $12.2 million, compared to $10.6 million for 2Q22
                <ul style="list-style-type: circle;">
                  <li> Driven by continued strong portfolio growth, NPL resolution activity and higher other operating income, partially offset by securitization costs and higher operating expenses </li>
                </ul>
              </li>
            </ul>
            <ul style="list-style-type: disc;">
              <li> Core net income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> was $12.9 million, compared to $10.6 million for 2Q22
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Core adjustments included equity incentive compensation expenses and costs related to the Company&#8217;s employee stock purchase plan (ESPP) </p>
                  </li>
                </ul>
              </li>
              <li> Portfolio NIM<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>in 2Q23 was 3.24%, compared to 4.10% for 2Q22, resulting from increased funding costs, partially offset by rising portfolio yields from higher loan coupons on recent loan production </li>
              <li> The GAAP pretax return on equity was 16.8% for 2Q23, compared to 16.6% for 2Q22 </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zb9e728d4bd504c5092f4e878f6e8e283">

                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 32%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>TOTAL LOAN
                      PORTFOLIO</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 32%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ of UPB in millions)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1"><i><b><u>Held for Investment</u></b></i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Investor 1-4 Rental</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,016 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,517 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 499 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 33 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Mixed Use</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 452 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 410 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 43 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Multi-Family</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 304 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 289 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Retail</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 322 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 298 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Warehouse</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 235 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 217 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 19 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">All Other</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 391 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 359 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Total</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,720 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,090 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 630 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1"><i><b><u>Held for Sale</u></b></i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Multi-Family</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 32%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Total Managed
                      Loan Portfolio UPB</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 15%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,720</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 15%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,090</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>630</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>20</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1"><i><b>Key loan portfolio metrics:</b></i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Total loan count</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,541 </p>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7,779 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Weighted average loan to value</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 68.2 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 68.2 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Weighted average coupon</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.40 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.53 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Weighted average total portfolio yield</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.97 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 32%;" rowspan="1" colspan="1">Weighted average portfolio debt cost</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.58 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.34 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Velocity&#8217;s total loan portfolio was $3.7 billion in UPB as of June 30, 2023, an increase of 20.4% from $3.1 billion in UPB as of June 30, 2022
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Primarily driven by 32.9% Y/Y growth in loans collateralized by Investor 1-4 Rental properties and secondarily 10.4% Y/Y growth in Mixed Use properties </p>
                  </li>
                  <li>
                    <p> Approximately 75% of the loans in Velocity&#8217;s HFI portfolio are collateralized by properties that have a housing component (Investor 1-4 Rental, Multifamily and Mixed Use) </p>
                  </li>
                  <li>
                    <p> Loan prepayments totaled $105.8 million, a 21.6% Q/Q increase, and a 26.1% Y/Y decrease </p>
                  </li>
                </ul>
              </li>
              <li>
                <p> The UPB of Fair Value (FVO) loans was $688.1 million in UPB, or 18.5% of total HFI loans, as of June 30, 2023, an increase from $1.3 million in UPB, or 0.05% as of June 30, 2022 </p>
                <ul style="list-style-type: circle;">
                  <li>
                    <p> The company elected fair value accounting treatment for new HFI loan originations effective October 1, 2022 </p>
                  </li>
                </ul>
              </li>
              <li> The weighted average portfolio loan-to-value ratio was 68.2% as of June 30, 2023, unchanged from 68.2% as of June 30, 2022, and consistent with the five-quarter trailing average of 68.3% </li>
              <li> The weighted average total portfolio yield was 8.24% for 2Q23, an increase of 27 bps from 2Q22, driven by higher loan coupons on YTD 2023 loan production </li>
              <li> Portfolio-related debt cost for 2Q23 was 5.58%, an increase of 124 bps from 2Q22, driven by higher interest rates on securitization and warehouse financing </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zfbff7f1b53b04b8f9f7ad63b68372906">

                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 21%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>LOAN
                      PRODUCTION VOLUMES</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 21%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in millions)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 21%;" rowspan="1" colspan="1">Investor 1-4 Rental</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 163 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 254 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 19%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (90 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (36 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 21%;" rowspan="1" colspan="1">Traditional Commercial</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 73 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 164 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 19%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (91 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (55 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 21%;" rowspan="1" colspan="1">Short-term loans</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 22 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 19%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (6 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (21 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 21%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Total loan
                      production</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 18%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>259</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 18%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>445</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 19%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>(187</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>)</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 4%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>(42</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>)%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 21%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 21%;" rowspan="1" colspan="1">Acquisitions</td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 18%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.5 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Loan production in 2Q23 totaled $258.6 million in UPB, a 41.9% decrease from $445.4 million in UPB in 2Q22
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Management&#8217;s decision to reduce production, along with higher interest rates, decreased volume from year-ago levels. On a Q/Q basis, production volume rose 19.2% from 1Q23. </p>
                  </li>
                </ul>
              </li>
              <li> The weighted average coupon (WAC) on 2Q23 HFI loan production was 11.0%, an increase of 325 bps from 2Q22 </li>
            </ul>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="z7d2f8a74e2324b7a9f2fdf324f1d325d">

                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 39%;background-color: #cceeff;white-space: nowrap;" rowspan="1" colspan="1"><b>HFI
                      PORTFOLIO CREDIT PERFORMANCE INDICATORS</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 14%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;width: 2%;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 15%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 15%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 9%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 39%;background-color: #d3d3d3;white-space: nowrap;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 14%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 15%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;width: 15%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;width: 9%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Nonperforming loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 371,154 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 252,253 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 118,901 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 47% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Average Nonperforming Loans</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 328,897 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 257,646 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 71,251 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Nonperforming loans % total HFI Loans</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10.0% </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.2% </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;width: 15%;" rowspan="1" colspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 22% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Total Charge Offs</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 717 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 38 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 679 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;width: 9%;" rowspan="1" colspan="1">n.m.</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Charge-offs as a % of Avg. Nonperforming Loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(b)</sup></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.87% </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0.06% </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;width: 15%;" rowspan="1" colspan="1">n.a.</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;width: 9%;" rowspan="1" colspan="1">n.m.</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1">Loan Loss Reserve</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 14%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 4,626 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ 4,905 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 15%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ (279) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 9%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (6)% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 39%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 14%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 15%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 15%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 9%;" rowspan="1" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="9" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(a)</sup> Nonperforming/Nonaccrual loans include loans 90+ days past due, loans in foreclosure, bankruptcy and on nonaccrual.</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="9" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(b)</sup> Reflects the annualized quarter-to-date charge-offs to average nonperforming loans for the period.</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="9" rowspan="1">n.a.- not applicable, n.m. - non meaningful</td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Nonperforming loans (NPL) totaled $371.2 million in UPB as of June 30, 2023, or 10.0% of loans HFI, compared to $252.3 million and 8.2%, respectively, as of June 30, 2022
                <ul style="list-style-type: circle;">
                  <li>
                    <p> NPL growth is driven by portfolio seasoning of prior year&#8217;s originations and an aggressive collection philosophy that places loans in foreclosure quickly for early delinquencies </p>
                  </li>
                </ul>
              </li>
              <li>
                <p> Charge-offs in 2Q23 totaled $716.6 thousand, compared to $37.8 thousand in 2Q22 </p>
                <ul style="list-style-type: circle;">
                  <li>
                    <p> The trailing five-quarter charge-off average was $279.6 thousand </p>
                  </li>
                </ul>
              </li>
              <li> The loan loss reserve totaled $4.6 million as of June 30, 2023, a 5.7% decrease from $4.9 million as of June 30, 2022
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Resulting from the run-off of the amortized cost HFI loan portfolio and a modestly improved macroeconomic outlook. </p>
                  </li>
                  <li>
                    <p> Loans carried at fair value are not subject to a CECL reserve </p>
                  </li>
                </ul>
              </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zb918da90a56c46bf818d40730c88cd63">

                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 52%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>NET REVENUES</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 52%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Interest income</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 74,897 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 59,243 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 15,653 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 26 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Interest expense - portfolio related</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (45,451 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (28,752 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (16,699 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 58 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Net Interest Income - portfolio related</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 29,446 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 30,491 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (1,045 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (3 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Interest expense - corporate debt</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (4,139 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (4,182 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 43 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (1 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1"><b>Net Interest Income</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>25,307</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>26,310</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>(1,003</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>)</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>(4</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>)%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Loan loss provision</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (298 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (279 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (18 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Gain on disposition of loans</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,237 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,777 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (539 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (30 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Unrealized gain on fair value loans</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,413 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,407 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> n.m. </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Unrealized gain (loss) on fair value of securitized debt</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5,560 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5,560 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> n.m. </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Origination income</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,735 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 553 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,182 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 395 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Bank interest income</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,188 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,188 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> n.m. </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Other operating income (expense)</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 903 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,257 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (354 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (28 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 52%;" rowspan="1" colspan="1">Total Other operating income (expense)</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>14,036</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,592</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,444</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>291</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 52%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Net Revenue</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>39,046</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>29,622</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9,423</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 4%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>32</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: middle;padding-left: 0px;width: 52%;" colspan="16" rowspan="1">n.m. - non meaningful</td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Net Revenue in 2Q23 was $39.0 million, an increase of 31.8% compared to $29.6 million for 2Q22 </li>
              <li> Total net interest income, including corporate debt interest expense, was $25.3 million for 2Q23, a 3.8% decrease from $26.3 million for 2Q22
                <ul style="list-style-type: circle;">
                  <li> Portfolio net Interest income was $29.4 million for 2Q23, a decrease of 3.4% from 2Q22 resulting from a $16.7 million increase in interest expense, partially offset by $15.7 million of interest income growth </li>
                </ul>
              </li>
              <li>
                <p> Total other operating income includes gains on the disposition of loans, unrealized gains/(losses) on fair value loans and securitized debt, origination income, bank interest income on deposits and other operating income, and totaled
                  $14.0 million for 2Q23 compared to $3.6 million for 2Q22 </p>
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Gain on disposition of loans totaled $1.2 million for 2Q23, primarily resulting from gains on loans transferred to REO </p>
                  </li>
                  <li>
                    <p> Unrealized gains on the fair value of loans totaled $2.4 million for 2Q23, primarily resulting from gains on 2Q23 new production, partially offset by valuation decreases on the existing FVO portfolio due to higher long-term interest
                      rates </p>
                  </li>
                  <li>
                    <p> Unrealized gains on the fair value of securitized debt totaled $5.6 million for 2Q23, primarily driven by an increase in long-term rates as of June 30, 2023 </p>
                  </li>
                  <li>
                    <p> Origination income totaled $2.7 million, driven by fee income realized on loans originated in 2Q23 </p>
                  </li>
                </ul>
              </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="z9cc618162b6d471ab7409ac02a400e56">

                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 28%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>OPERATING
                      EXPENSES</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 28%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2023</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>2Q 2022</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$ Variance</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>% Variance</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Compensation and employee benefits</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,670 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,553 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,116 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 63 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Origination (income)/expense</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 122.8 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,504 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (1,381 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (92 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Securitization expenses</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,699 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,699 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">n.m</td>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 2%;text-align: left;" rowspan="1" colspan="1">
                    <p style="text-align: left;margin-bottom: 0px; margin-top: 0px;"> . </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Rent and occupancy</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 458 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 426 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Loan servicing</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,267 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,290 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 977 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 30 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Professional fees</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,056 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,062 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (6 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (1 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Real estate owned, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,018 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (251 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,269 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (505 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 28%;" rowspan="1" colspan="1">Other expenses</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,931 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,248 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (318 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (14 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> )% </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 28%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Total operating
                      expenses</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>22,222</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>14,832</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>7,390</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 4%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>50</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="15" rowspan="1">n.m. - non meaningful</td>
                </tr>

            </table>
            <p> <b><i>Discussion of results:</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Operating expenses totaled $22.2 million for 2Q23, an increase of 49.8% from 2Q22. The variance to prior year results is primarily attributable to our fair value accounting election in 4Q22.
                <ul style="list-style-type: circle;">
                  <li>
                    <p> Compensation expense totaled $10.7 million, compared to $6.6 million for 2Q22. In 2Q23, compensation expense related to loan originations was expensed as incurred under fair value accounting rather than deferred over the life of the
                      loan under amortized cost accounting for 2Q22. </p>
                  </li>
                  <li>
                    <p> Origination (income)/expenses totaled $0.1 million, a $1.4 million improvement from 2Q22, resulting from successful initiatives to increase operational efficiencies </p>
                  </li>
                  <li>
                    <p> Securitization expenses totaled $2.7 million. Securitization issuance costs are now expensed under fair value accounting and were deferred in 2Q22. </p>
                  </li>
                  <li>
                    <p> Loan servicing expense totaled $4.3 million, an increase of $1.0 million from 2Q22, driven primarily by the increase in securitization debt outstanding to $3.1 billion as of June 30, 2023, from $2.5 billion as of June 30, 2022 </p>
                  </li>
                </ul>
              </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="za660fc98bda04fd6bfbef1df883f9f1b">

                <tr>
                  <td colspan="11" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1"><b>SECURITIZATIONS</b></td>
                </tr>
                <tr>
                  <td style="vertical-align: top;padding-left: 0px;border-left: solid black 1pt;width: 23%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Securities</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Balance at</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Balance at</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 23%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Trusts</b></td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Issued</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2023</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>W.A. Rate</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2022</b> </p>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>W.A. Rate</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2016-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 319,809 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 17,704 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9.29 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28,021 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2017-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 245,601 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 51,930 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.95 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 68,749 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.59 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2018-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 176,816 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 36,882 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.07 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 52,281 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.95 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2018-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 307,988 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 87,984 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.51 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 108,845 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.36 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2019-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 235,580 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 83,435 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.04 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 103,860 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.92 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2019-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 207,020 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 76,284 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.45 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 98,792 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.37 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2019-3 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 154,419 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 63,278 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.29 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 81,996 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.10 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2020-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 248,700 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 121,074 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.86 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 149,646 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.84 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2020-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 96,352 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 53,309 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.61 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 67,446 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.59 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2021-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 251,301 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 183,089 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1.76 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 214,835 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1.74 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2021-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 194,918 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 156,681 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.03 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 185,448 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.01 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2021-3 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 204,205 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 167,652 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.46 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 195,308 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.46 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2021-4 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 319,116 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 257,369 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.22 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 291,181 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.14 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2022-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 273,594 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 246,883 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.93 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 264,936 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.91 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2022-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 241,388 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 226,763 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.10 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 240,076 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.08 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2022-MC1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 84,967 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 39,862 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6.90 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 80,931 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6.94 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2022-3 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 296,323 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 268,008 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.69 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 294,768 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.67 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2022-4 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 308,357 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 289,929 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6.25 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2022-5 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 188,754 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 177,075 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.07 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2023-1 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 198,715 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 189,763 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.02 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;background-color: #d3d3d3;" rowspan="1" colspan="1">2023-1R Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 64,833 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 16%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 63,390 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.73 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1">2023-2 Trust</td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 202,210 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 199,864 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.17 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td colspan="2" style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;background-color: #d3d3d3;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;border-bottom: double black 2.25pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>4,820,966</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,058,208</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;width: 7%;vertical-align: middle;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>4.72</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;vertical-align: middle;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 3%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 16%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>2,527,119</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;width: 7%;vertical-align: middle;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3.77</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;border-right: solid black 1pt;width: 3%;vertical-align: middle;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <b>%</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;width: 23%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 23%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;" colspan="2" rowspan="1">&#160;</td>
                </tr>

            </table>
            <p> <b><i>Discussion of results</i></b> </p>
            <ul style="list-style-type: disc;">
              <li> Completed the VCC 2023-1R (Re-REMIC) totaling $64.8 million of securities issued in April, collateralized by retained tranches from previous VCC securitizations </li>
              <li> Completed the VCC 2023-2 securitization totaling $202.2 million of securities issued in May, comprised of long-term business-purpose loans </li>
              <li> The weighted average rate on Velocity&#8217;s outstanding securitizations was 4.72% as of June 30, 2023, an increase of 95 bps from June 30, 2022 </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zd9461a6dcd9a4d36b62281ac332b79bc">

                <tr>
                  <td colspan="15" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1"><b>RESOLUTION ACTIVITIES</b></td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;white-space: nowrap;" rowspan="1" colspan="1"><b><u>LONG-TERM LOANS</u></b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>RESOLUTION ACTIVITY</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="6" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>SECOND QUARTER 2023</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="6" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>SECOND QUARTER 2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in
                      thousands)</i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>UPB $</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Gain / (Loss) $</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>UPB $</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Gain / (Loss) $</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">Paid in full</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 13,485 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 965 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,934 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,303 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">Paid current</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 19,771 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 280 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 17,407 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 129 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">REO sold (a)</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,836 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (382 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,107 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 816 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Total resolutions</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 8%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>38,092</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>863</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 8%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>36,448</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>4,248</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;background-color: #cceeff;" rowspan="1" colspan="1">Resolutions

                    as a % of nonperforming UPB</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 102.3 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 111.7 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;white-space: nowrap;" rowspan="1" colspan="1"><b><u>SHORT-TERM AND FORBEARANCE LOANS</u></b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;white-space: nowrap;background-color: #cceeff;" rowspan="1" colspan="1"><b>RESOLUTION ACTIVITY</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="6" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>SECOND QUARTER 2023</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="6" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>SECOND QUARTER 2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;white-space: nowrap;background-color: #d3d3d3;" rowspan="1" colspan="1"><i>($ in
                      thousands)</i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>UPB $</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Gain / (Loss) $</b> </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>UPB $</b> </p>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-right: solid black 1pt;border-bottom: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Gain / (Loss) $</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">Paid in full</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7,004 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 318 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,913 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 976 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">Paid current</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,290 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 89 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,877 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 22 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1">REO sold</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,672 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 222 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,262 </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 500 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 50%;background-color: #d3d3d3;border-top: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><b>Total resolutions</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>11,966</b> </p>
                  </td>
                  <td style="width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>629</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 8%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>14,052</b> </p>
                  </td>
                  <td style="width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 7%;background-color: #d3d3d3;border-top: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>1,498</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 2%;background-color: #d3d3d3;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;background-color: #cceeff;" rowspan="1" colspan="1">Resolutions

                    as a % of nonperforming UPB</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 105.3 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 110.7 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;background-color: #d3d3d3;" rowspan="1" colspan="1"><b>Grand total resolutions</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 8%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>50,058</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>1,492</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 8%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>50,500</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>5,746</b> </p>
                  </td>
                  <td style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 50%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 50%;background-color: #cceeff;" rowspan="1" colspan="1">Grand
                    total resolutions as a % of nonperforming UPB</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 103.0 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;background-color: #cceeff;" rowspan="1"><br>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 7%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 111.4 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>

            </table>
            <p> <b>Discussion of results:</b> </p>
            <ul style="list-style-type: disc;">
              <li> 2Q23 NPL resolutions represented 13.5% of nonperforming loan UPB as of March 31, 2023 </li>
              <li> The UPB of loan resolutions in 2Q23 was in line with the recent five-quarter resolution average of $42.0 million in UPB </li>
            </ul>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <p> Velocity&#8217;s executive management team will host a conference call and webcast to review 2Q23 financial results on August 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">rd</sup>, 2023, at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time. </p>
            <p> <b>Webcast Information</b> </p>
            <p> The conference call will be webcast live in listen-only mode and can be accessed through the Events and Presentations section of the Velocity Financial Investor Relations website https://www.velfinance.com/events-and-presentations. To
              listen to the webcast, please visit Velocity&#8217;s website at least 15 minutes before the call to register, download, and install any needed software. An audio replay of the call will also be available on Velocity&#8217;s website following the
              completion of the conference call. </p>
            <p> <b>Conference Call Information</b> </p>
            <p> To participate by phone, please dial-in 15 minutes before the start time to allow for wait times to access the conference call. The live conference call will be accessible by dialing F1-833-316-0544 in the U.S. and Canada and 1-412-317-5725
              for international callers. Callers should ask to join the Velocity Financial, Inc. conference call. </p>
            <p> A replay of the call will be available through midnight on August 31, 2023, and can be accessed by dialing 1-877-344-7529 in the U.S. and 855-669-9658 in Canada or 1-412-317-0088 internationally. The passcode for the replay is #7682506. The
              replay will also be available on the Investor Relations section of the Company's website under "Events and Presentations.&#8221; </p>
            <p> <b>About Velocity Financial, Inc.</b> </p>
            <p> Based in Westlake Village, California, Velocity is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties.
              Velocity originates loans nationwide across an extensive network of independent mortgage brokers built and refined over 19 years. </p>
            <p> <b>Non-GAAP Financial Measures</b> </p>
            <p> To supplement our financial statements presented in accordance with United States generally accepted accounting principles (GAAP), the Company uses non-GAAP core net income and core diluted EPS, which are non-GAAP financial measures. </p>
            <p> Non-GAAP core net income and non-GAAP core diluted EPS are non-GAAP financial measures that represent our net income (loss) and net income (loss) per diluted share, adjusted to eliminate the effect of certain costs incurred from activities
              that are not normal recurring operating expenses, such as COVID-stressed charges and recoveries of loan loss provision, nonrecurring debt amortization, the impact of operational measures taken to address the COVID-19 pandemic and workforce
              reduction costs, and costs associated with acquisitions. To calculate non-GAAP core diluted EPS, we use the weighted-average number of shares of common stock outstanding that is used to calculate net income per diluted share under GAAP. </p>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <p> We have included non-GAAP core net income and non-GAAP core diluted EPS because they are key measures used by our management to evaluate our operating performance, generate future operating plans, and make strategic decisions, including
              those relating to operating expenses and the allocation of internal resources. Accordingly, we believe that non-GAAP core net income and non-GAAP core diluted EPS provide useful information to investors and others in understanding and
              evaluating our operating results in the same manner as our management and board of directors. In addition, they provide useful measures for period-to-period comparisons of our business, as they remove the effect of certain items that we
              expect to be nonrecurring. </p>
            <p> These non-GAAP financial measures should not be considered in isolation from, or as a substitute for, financial information prepared in accordance with GAAP. These non-GAAP financial measures are not based on any standardized methodology
              prescribed by GAAP and are not necessarily comparable to similarly titled measures presented by other companies. </p>
            <p> For more information on Core Income, please refer to the section of this press release below titled &#8220;Adjusted Financial Metric Reconciliation to GAAP Net Income&#8221; at the end of this press release. </p>
            <p> <b>Forward-Looking Statements</b> </p>
            <p> Some of the statements contained in this press release may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to anticipated results, expectations, projections, plans
              and strategies, anticipated events or trends, and similar expressions concerning matters that are not historical facts. In some cases, you can identify forward-looking statements by the use of forward-looking terminology such as &#8220;may,&#8221;
              &#8220;will,&#8221; &#8220;expects,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;anticipates,&#8221; &#8220;believes,&#8221; &#8220;estimates,&#8221; &#8220;predicts,&#8221; &#8220;goal,&#8221; &#8221;position,&#8221; or &#8220;potential&#8221; or the negative of these words and phrases or similar words or phrases that are predictions of or indicate future
              events or trends and which do not relate solely to historical matters. You can also identify forward-looking statements by discussions of strategy, plans, or intentions. </p>
            <p> The forward-looking statements contained in this press release reflect our current views about future events and are subject to numerous known and unknown risks, uncertainties, assumptions, and changes in circumstances that may cause actual
              results to differ significantly from those expressed or contemplated in any forward-looking statement. While forward-looking statements reflect our good faith projections, assumptions, and expectations, they are not guarantees of future
              results. Furthermore, we disclaim any obligation to publicly update or revise any forward-looking statement to reflect changes in underlying assumptions or factors, new information, data or methods, future events, or other changes, except as
              required by applicable law. Factors that could cause our results to differ materially include, but are not limited to, (1) the continued course and severity of the COVID-19 pandemic and its direct and indirect impacts, (2) general economic
              and real estate market conditions, including the risk of recession (3) regulatory and/or legislative changes, (4) our customers' continued interest in loans and doing business with us, (5) market conditions and investor interest in our future
              securitizations, and (6) the continued conflict in Ukraine and (7) changes in federal government fiscal and monetary policies. </p>
            <p> Additional information relating to these and other factors that could cause future results to differ materially from those expressed or contemplated in any forward-looking statements can be found in the section titled &#8216;&#8216;Risk Factors&#8221; in our
              Form 10-Q filed with the SEC on May 14, 2020, as well as other cautionary statements we make in our current and periodic filings with the SEC. Such filings are available publicly on our Investor Relations web page at www.velfinance.com. </p>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="zd4b712dc58714f348e705b33367d6f74">

                <tr>
                  <td colspan="21" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Velocity Financial, LLC</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="21" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Consolidated Statements of Financial Condition</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="19" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3/31/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>12/31/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9/30/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Audited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><i>(In thousands)</i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 0px;" rowspan="1" colspan="1"><b>Assets</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Cash and cash equivalents</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 33,987 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 39,397 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 45,248 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 26,372 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 46,250 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Restricted cash</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,786 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,636 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,808 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,533 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,217 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Loans held for sale, at fair value</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 18,081 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,569 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Loans held for investment, at fair value</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 705,330 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 450,732 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 276,095 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 926 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,351 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Loans held for investment</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,057,940 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,169,280 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,272,390 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,445,563 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,118,799 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Total loans, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,763,270 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,638,093 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,548,485 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,463,058 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,120,150 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Accrued interest receivables</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 22,602 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20,931 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20,463 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 18,333 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 15,820 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Receivables due from servicers</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 63,896 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 64,133 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 65,644 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 66,992 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 75,688 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Other receivables</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,306 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,188 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,075 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,962 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,320 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Real estate owned, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20,388 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 21,778 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 13,325 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 13,188 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 19,218 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Property and equipment, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,023 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,209 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,356 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,495 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,632 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Deferred tax asset</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,878 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,543 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5,033 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,337 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 15,195 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Mortgage Servicing Rights, at fair value</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,445 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,143 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,238 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,868 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8,438 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Goodwill</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,775 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,775 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,775 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,775 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,775 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Other assets</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7,789 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,268 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 13,525 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 18,453 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11,036 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 0px;" rowspan="1" colspan="1"><b>Total Assets</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,951,145</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,837,094</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,748,975</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,647,366</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,332,739</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 0px;" rowspan="1" colspan="1"><b>Liabilities and members' equity</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Accounts payable and accrued expenses</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 95,344 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 84,976 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 91,525 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 75,150 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 78,384 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Secured financing, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 210,464 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 210,155 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 209,846 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 209,537 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 209,227 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Securitized debt, net</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,622,547 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,657,469 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,736,290 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,651,895 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,477,226 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Securitized debt, at fair value</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 381,799 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 194,941 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Warehouse &amp; repurchase facilities</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 235,749 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 298,313 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 330,814 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 340,050 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 208,390 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Total Liabilities</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,545,903 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,445,854 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,368,475 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,276,632 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,973,227 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 0px;" rowspan="1" colspan="1"><b>Stockholders' Equity</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Stockholders' equity</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 401,707 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 387,624 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 376,811 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 366,810 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 355,895 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1">Noncontrolling interest in subsidiary</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,535 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,616 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,689 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,924 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,617 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 30px;" rowspan="1" colspan="1">Total equity</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 405,242 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 391,240 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 380,500 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 370,734 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 359,512 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 26%;padding-left: 15px;" rowspan="1" colspan="1"><b>Total Liabilities and members' equity</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,951,145</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,837,094</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,748,975</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,647,366</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3,332,739</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;vertical-align: bottom;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 26%;background-color: #cceeff;" rowspan="1" colspan="1">Book value per share</td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;vertical-align: bottom;padding-right: 0px;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12.57 </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;vertical-align: bottom;padding-right: 0px;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 6%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12.18 </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;vertical-align: bottom;padding-right: 0px;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11.89 </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;vertical-align: bottom;padding-right: 0px;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11.61 </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;vertical-align: bottom;padding-right: 0px;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11.26 </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;width: 26%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;vertical-align: bottom;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 26%;" rowspan="1" colspan="1">Shares outstanding</td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,239<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1</sup> </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 6%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,112<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2</sup> </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,996<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3</sup> </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,922<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4</sup> </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0px;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,922<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5</sup> </p>
                  </td>
                  <td style="padding-left: 0px;text-align: right; list-style-position: inside;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup> </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1">&#160;</td>
                </tr>

            </table>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto; font-size: 10pt;" id="za3b10d3024d647d2aa9e3f8490441467">

                <tr>
                  <td style="padding-left: 0px;padding-right: 0px;text-align: left;vertical-align: top;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> </p>
                  </td>
                  <td rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: top;padding-left: 0px;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> Based on 32,238,715 common shares outstanding as of June 30, 2023, and excludes unvested shares of common stock authorized for incentive compensation totaling 502,913. </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;padding-right: 0px;text-align: left;vertical-align: top;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> </p>
                  </td>
                  <td rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: top;padding-left: 0px;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> Based on 32,111,906 common shares outstanding as of March 31, 2023, and excludes unvested shares of common stock authorized for incentive compensation totaling 490,526. </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;padding-right: 0px;text-align: left;vertical-align: top;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup> </p>
                  </td>
                  <td rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: top;padding-left: 0px;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> Based on 31,955,730 common shares outstanding as of December 31, 2022, and excludes unvested shares of common stock authorized for incentive compensation totaling 494,139. </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;padding-right: 0px;text-align: left;vertical-align: top;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup> </p>
                  </td>
                  <td rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: top;padding-left: 0px;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> Based on 31,921,721 common shares outstanding as of September 30, 2022, and excludes unvested shares of common stock authorized for incentive compensation totaling 494,139. </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;padding-right: 0px;text-align: left;vertical-align: top;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup> </p>
                  </td>
                  <td rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: top;padding-left: 0px;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> Based on 31,921,721 common shares outstanding as of June 30, 2022, and excludes unvested shares of common stock authorized for incentive compensation totaling 494,139. </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" rowspan="1" colspan="1">&#160;</td>
                </tr>

            </table>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="z6c2bb6eb889243b1a36b9357cce0a2b4">

                <tr>
                  <td colspan="20" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Velocity Financial, LLC</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="20" style="vertical-align: bottom;padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Consolidated Statements of Income (Quarters)</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="18" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><i>($ in thousands)</i></td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3/31/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>12/31/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9/30/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Audited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Unaudited</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><b>Revenues</b></td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Interest income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 74,897 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 70,521 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 65,632 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 63,419 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 59,243 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Interest expense - portfolio related</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 45,451 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 42,029 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 40,854 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,561 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28,752 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Net interest income - portfolio related</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 29,446 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28,492 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24,778 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28,858 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 30,491 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Interest expense - corporate debt</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,139 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,139 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,139 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,011 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,182 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Net interest income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 25,307 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24,353 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20,639 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24,847 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 26,309 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Provision for loan losses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 298 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 636 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (437 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 580 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 279 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Net interest income after provision for loan losses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 25,009 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 23,717 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 21,076 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24,267 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 26,030 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Other operating income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Gain on disposition of loans</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,237 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,913 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 391 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 399 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,777 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Unrealized gain on fair value loans</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,413 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7,354 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7,795 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 453 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Unrealized gain (loss) on fair value securitizations</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5,560 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (170 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Origination income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,735 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,411 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,521 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 518 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 553 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Bank interest income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,188 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 948 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 0 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Other income (expense)</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 903 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 386 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (288 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,656 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,257 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Total other operating income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,036 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,842 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11,419 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,027 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,592 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net revenue</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 39,046 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 36,560 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,495 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 27,294 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 29,622 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><b>Operating expenses</b></td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Compensation and employee benefits</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,670 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,008 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11,793 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,788 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 6,553 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Origination expenses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 123 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (50 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,328 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 209 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,504 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Securitizations expenses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,699 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,584 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Rent and occupancy</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 458 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 446 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 435 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 445 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 426 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Loan servicing</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,267 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,828 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,244 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,314 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,290 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Professional fees</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,056 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 955 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,091 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 664 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,062 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Real estate owned, net</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,018 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,829 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 552 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (195 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (251 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;width: 33%;padding-left: 15px;" rowspan="1" colspan="1">Other operating expenses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 1,931 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,202 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,360 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,020 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,248 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Total operating expenses</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 22,222 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 21,802 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 20,804 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 13,245 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,832 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Income before income taxes</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 16,824 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,757 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 11,692 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,049 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 14,790 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Income tax expense</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,602 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,021 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,465 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,759 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,019 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net income</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,222 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,736 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8,227 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,290 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,771 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net income attributable to noncontrolling interest</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 39 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 87 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> (235 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> ) </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 307 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 126 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net income attributable to Velocity Financial, Inc.</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,183 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,649 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8,462 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9,983 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 10,645 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Less undistributed earnings attributable to participating securities</td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 185 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 160 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 127 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 152 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 164 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><b>Net earnings attributable to common shareholders</b></td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>11,998</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,489</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>8,335</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9,831</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,481</b> </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="3" style="text-align: left;vertical-align: bottom;padding-left: 0px;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 33%;background-color: #cceeff;" rowspan="1" colspan="1"><b>Basic earnings
                      (loss) per share</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.37</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.33</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.26</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.31</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.33</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 33%;background-color: #cceeff;" rowspan="1" colspan="1"><b>Diluted
                      earnings (loss) per common share</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.36</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.31</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.25</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.29</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.31</b> </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #cceeff;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 33%;" rowspan="1" colspan="1">Basic weighted average common shares
                    outstanding</td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,122 </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,098 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,923 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,922 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 31,917 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="text-align: left;vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 33%;" rowspan="1" colspan="1">Diluted weighted average common shares
                    outstanding</td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,140 </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 10%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,052 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,063 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,199 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 11%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 34,057 </p>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;padding-right: 0px;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> &#160; </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="3" rowspan="1">&#160;</td>
                </tr>

            </table>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="z812518dffdf344f68f07884978205b4e">

                <tr>
                  <td colspan="28" style="padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>Velocity Financial, Inc.</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="28" style="vertical-align: middle;padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Net Interest Margin &#8212; Portfolio Related and Total Company</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="28" style="padding-left: 0px;text-align: center; list-style-position: inside;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <i>(Unaudited)</i> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1"><br>
                  </td>
                  <td style="border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="8" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended June 30, 2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="8" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended March 31, 2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="8" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;border-bottom: solid black 1pt;border-left: solid black 1pt;border-right: solid black 1pt;background-color: #cceeff;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended June 30, 2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Interest</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Interest</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Interest</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Income /</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Yield /</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Income /</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Yield /</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Average</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Income /</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: middle;padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Yield /</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;width: 33%;vertical-align: bottom;" rowspan="1" colspan="1"><i><b>($ in thousands)</b></i></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Balance</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Expense</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Balance</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Expense</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Balance</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Expense</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;padding-left: 0px;border-bottom: solid black 1pt;vertical-align: bottom;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><b>Loan portfolio:</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Loans held for sale</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,477 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 12,896 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 62,987 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Loans held for investment</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,634,093 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,512,133 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,910,693 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Total loans</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,637,570 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 74,897 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,525,029 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 70,521 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.00 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,973,680 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 59,243 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.97 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><b>Debt:</b></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Warehouse and repurchase facilities</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 238,027 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5,910 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 9.93 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 225,497 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,833 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 8.57 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 318,960 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,115 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.16 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Securitizations</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,020,624 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 39,541 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,926,153 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 37,196 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.08 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,332,340 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 24,637 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.23 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Total debt - portfolio related</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,258,651 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 45,451 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.58 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,151,650 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 42,029 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.33 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,651,300 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 28,752 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.34 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Corporate debt</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 215,000 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,139 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.70 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 215,000 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,139 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.70 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 215,000 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: solid black 1pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4,182 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 7.78 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Total debt</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,473,651 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 49,590 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.71 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3,366,650 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 46,168 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 5.49 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 7%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2,866,300 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> $ </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-bottom: double black 2.25pt;width: 5%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 32,934 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.60 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net interest spread - portfolio related<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (2)</sup></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.66 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.67 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.63 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net interest margin - portfolio related</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.24 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.23 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 4.10 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net interest spread - total company<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> (3)</sup></td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.53 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.52 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.37 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1">Net interest margin - total company</td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.78 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 2.76 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 4%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 3.54 </p>
                  </td>
                  <td style="text-align: right; list-style-position: inside;padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: left;"> % </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 33%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="width: 2%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="28" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> Annualized.</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="28" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> Net interest spread &#8212; portfolio related is the difference between the rate earned on our loan portfolio and the interest rates paid on our
                    portfolio-related debt.</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;" colspan="28" rowspan="1"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup> Net interest spread &#8212; total company is the difference between the rate earned on our loan portfolio and the interest rates paid on our total
                    debt.</td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;" colspan="28" rowspan="1"><br>
                  </td>
                </tr>

            </table>
            <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
              <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
                <hr style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
            </div>
            <table cellspacing="0" style="margin-bottom: 10px;margin-left: 0px; margin-right: auto;width: 100%; font-size: 10pt;" id="z8b0e871c4af24f469c320d9fe02d35a8">

                <tr>
                  <td colspan="16" style="padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>Velocity Financial, Inc.</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="16" style="padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <b>Adjusted Financial Metric Reconciliation to GAAP Net Income</b> </p>
                  </td>
                </tr>
                <tr>
                  <td colspan="16" style="padding-left: 0px;text-align: center; list-style-position: inside;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;text-align: center; list-style-position: inside;"> <i>(Unaudited)</i> </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td colspan="16" style="padding-left: 0px;white-space: nowrap;" rowspan="1">
                    <p style="margin-bottom: 0px; margin-top: 0px;"> <b>Quarters:</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td colspan="16" style="vertical-align: bottom;padding-left: 0px;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #cceeff;" rowspan="1"><b>Core Net Income</b></td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="14" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-left: solid black 1pt;border-bottom: solid black 1pt;border-right: solid black 1pt;white-space: nowrap;background-color: #d3d3d3;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>Quarter Ended</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 25%;white-space: nowrap;" rowspan="1" colspan="1"><b>($ in thousands)</b></td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>3/31/2023</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>12/31/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9/30/2022</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;border-bottom: solid black 1pt;white-space: nowrap;" rowspan="1">
                    <p style="text-align: center; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>6/30/2022</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td colspan="2" style="text-align: center; list-style-position: inside;vertical-align: bottom;padding-left: 0px;" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><b>Net Income</b></td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>12,183</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,649</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>8,462</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9,983</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,645</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 25%;" rowspan="1" colspan="1">Equity award &amp; ESPP costs</td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 745 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 728 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> 656 </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> - </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;border-top: solid black 1pt;border-left: solid black 1pt;border-bottom: solid black 1pt;width: 25%;background-color: #d3d3d3;padding-left: 15px;" rowspan="1" colspan="1"><b>Core Net Income</b></td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 12%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>12,928</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 12%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>11,376</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 12%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9,118</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 13%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>9,983</b> </p>
                  </td>
                  <td style="border-top: solid black 1pt;border-bottom: solid black 1pt;width: 1%;background-color: #d3d3d3;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-bottom: solid black 1pt;width: 2%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;width: 13%;background-color: #d3d3d3;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>10,645</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: bottom;padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1"><br>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="vertical-align: bottom;padding-left: 0px;" colspan="2" rowspan="1">&#160;</td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 25%;" rowspan="1" colspan="1">Diluted weighted average common shares outstanding</td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>34,140</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>34,052</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>34,063</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>34,199</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> &#160; </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>34,057</b> </p>
                  </td>
                </tr>
                <tr>
                  <td style="vertical-align: middle;padding-left: 0px;width: 25%;" rowspan="1" colspan="1"><b>Core diluted earnings per share</b></td>
                  <td style=";" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 1%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.38</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.33</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 12%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.27</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.29</b> </p>
                  </td>
                  <td style="width: 1%;" rowspan="1" colspan="1"><br>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 2%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>$</b> </p>
                  </td>
                  <td style="padding-left: 0px;padding-right: 0px;vertical-align: bottom;width: 13%;" rowspan="1" colspan="1">
                    <p style="text-align: right; list-style-position: inside;margin-bottom: 0px; margin-top: 0px;"> <b>0.31</b> </p>
                  </td>
                </tr>

            </table>
            <p> &#160; </p>
          </div>
          <div class="bw-release-contact">
            <h2 style="FONT-SIZE: 14pt;">Contacts</h2>
            <p> <b>Investors and Media: </b><br>
              Chris Oltmann <br>
              (818) 532-3708 </p>
          </div>
        </div>
      </div>
    </div>
    <font style="font-weight: bold;"> </font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>vel-20230803.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 23.5.1.5152 Broadridge-->
<xs:schema targetNamespace="http://velfinance.com/20230803" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:vel="http://velfinance.com/20230803" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:us-types="http://fasb.org/us-types/2023" xmlns:srt-types="http://fasb.org/srt-types/2023">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="vel-20230803_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="vel-20230803_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://velfinance.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000100 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://fasb.org/us-gaap/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/country/2023" schemaLocation="https://xbrl.sec.gov/country/2023/country-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/currency/2023" schemaLocation="https://xbrl.sec.gov/currency/2023/currency-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/exch/2023" schemaLocation="https://xbrl.sec.gov/exch/2023/exch-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/naics/2023" schemaLocation="https://xbrl.sec.gov/naics/2023/naics-2023.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/sic/2023" schemaLocation="https://xbrl.sec.gov/sic/2023/sic-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/stpr/2023" schemaLocation="https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd" />
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xs:import namespace="http://fasb.org/us-types/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xs:import namespace="http://fasb.org/srt/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd" />
  <xs:import namespace="http://fasb.org/srt-types/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd" />
  <xs:import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd" />
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>vel-20230803_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 23.5.1.5152 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="dei_CoverAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CoverAbstract_lbl" xml:lang="en-US" id="dei_CoverAbstract_lbl">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:title="label: CoverAbstract to dei_CoverAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType_lbl" xml:lang="en-US" id="dei_DocumentType_lbl">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="dei_DocumentType_lbl" xlink:title="label: DocumentType to dei_DocumentType_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
    <link:label xlink:type="resource" xlink:label="dei_WrittenCommunications_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_WrittenCommunications_lbl" xml:lang="en-US" id="dei_WrittenCommunications_lbl">Written Communications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:title="label: WrittenCommunications to dei_WrittenCommunications_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:label xlink:type="resource" xlink:label="dei_SolicitingMaterial_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SolicitingMaterial_lbl" xml:lang="en-US" id="dei_SolicitingMaterial_lbl">Soliciting Material</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:title="label: SolicitingMaterial to dei_SolicitingMaterial_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementTenderOffer_lbl">Pre-commencement Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:title="label: PreCommencementTenderOffer to dei_PreCommencementTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementIssuerTenderOffer_lbl">Pre-commencement Issuer Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:title="label: PreCommencementIssuerTenderOffer to dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag_lbl" xml:lang="en-US" id="dei_AmendmentFlag_lbl">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:title="label: AmendmentFlag to dei_AmendmentFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalYearFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalYearFocus_lbl">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:title="label: DocumentFiscalYearFocus to dei_DocumentFiscalYearFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalPeriodFocus_lbl">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:title="label: DocumentFiscalPeriodFocus to dei_DocumentFiscalPeriodFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US" id="dei_DocumentPeriodEndDate_lbl">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:title="label: DocumentPeriodEndDate to dei_DocumentPeriodEndDate_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="dei_EntityRegistrantName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityRegistrantName_lbl" xml:lang="en-US" id="dei_EntityRegistrantName_lbl">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:title="label: EntityRegistrantName to dei_EntityRegistrantName_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCentralIndexKey_lbl" xml:lang="en-US" id="dei_EntityCentralIndexKey_lbl">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:title="label: EntityCentralIndexKey to dei_EntityCentralIndexKey_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFileNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFileNumber_lbl" xml:lang="en-US" id="dei_EntityFileNumber_lbl">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:title="label: EntityFileNumber to dei_EntityFileNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US" id="dei_EntityTaxIdentificationNumber_lbl">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:title="label: EntityTaxIdentificationNumber to dei_EntityTaxIdentificationNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode_lbl">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany_lbl">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine1_lbl">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="EntityAddressAddressLine2" xlink:title="EntityAddressAddressLine2" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine2_lbl">Entity Address, Address Line Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:title="label: EntityAddressAddressLine2 to dei_EntityAddressAddressLine2_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="EntityAddressAddressLine3" xlink:title="EntityAddressAddressLine3" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine3_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine3_lbl">Entity Address, Address Line Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:title="label: EntityAddressAddressLine3 to dei_EntityAddressAddressLine3_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US" id="dei_EntityAddressCityOrTown_lbl">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US" id="dei_EntityAddressStateOrProvince_lbl">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCountry_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCountry_lbl" xml:lang="en-US" id="dei_EntityAddressCountry_lbl">Entity Address, Country</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:title="label: EntityAddressCountry to dei_EntityAddressCountry_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US" id="dei_EntityAddressPostalZipCode_lbl">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode_lbl" xml:lang="en-US" id="dei_CityAreaCode_lbl">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:title="label: CityAreaCode to dei_CityAreaCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber_lbl" xml:lang="en-US" id="dei_LocalPhoneNumber_lbl">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle_lbl" xml:lang="en-US" id="dei_Security12bTitle_lbl">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:title="label: Security12bTitle to dei_Security12bTitle_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="dei_NoTradingSymbolFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US" id="dei_NoTradingSymbolFlag_lbl">No Trading Symbol Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:title="label: NoTradingSymbolFlag to dei_NoTradingSymbolFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol_lbl" xml:lang="en-US" id="dei_TradingSymbol_lbl">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:title="label: TradingSymbol to dei_TradingSymbol_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName_lbl" xml:lang="en-US" id="dei_SecurityExchangeName_lbl">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:title="label: SecurityExchangeName to dei_SecurityExchangeName_lbl" />
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>vel-20230803_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 23.5.1.5152 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:roleRef roleURI="http://velfinance.com/role/DocumentAndEntityInformation" xlink:type="simple" xlink:href="vel-20230803.xsd#DocumentAndEntityInformation" />
  <link:presentationLink xlink:type="extended" xlink:role="http://velfinance.com/role/DocumentAndEntityInformation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentType" xlink:title="presentation: CoverAbstract to DocumentType" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="AmendmentFlag" xlink:title="presentation: CoverAbstract to AmendmentFlag" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentPeriodEndDate" xlink:title="presentation: CoverAbstract to DocumentPeriodEndDate" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityRegistrantName" xlink:title="presentation: CoverAbstract to EntityRegistrantName" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityIncorporationStateCountryCode" xlink:title="presentation: CoverAbstract to EntityIncorporationStateCountryCode" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityFileNumber" xlink:title="presentation: CoverAbstract to EntityFileNumber" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityTaxIdentificationNumber" xlink:title="presentation: CoverAbstract to EntityTaxIdentificationNumber" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine1" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine1" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="EntityAddressAddressLine2" xlink:title="EntityAddressAddressLine2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine2" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine2" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="EntityAddressAddressLine3" xlink:title="EntityAddressAddressLine3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine3" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine3" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressCityOrTown" xlink:title="presentation: CoverAbstract to EntityAddressCityOrTown" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressStateOrProvince" xlink:title="presentation: CoverAbstract to EntityAddressStateOrProvince" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressCountry" xlink:title="presentation: CoverAbstract to EntityAddressCountry" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressPostalZipCode" xlink:title="presentation: CoverAbstract to EntityAddressPostalZipCode" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="CityAreaCode" xlink:title="presentation: CoverAbstract to CityAreaCode" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="LocalPhoneNumber" xlink:title="presentation: CoverAbstract to LocalPhoneNumber" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="WrittenCommunications" xlink:title="presentation: CoverAbstract to WrittenCommunications" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SolicitingMaterial" xlink:title="presentation: CoverAbstract to SolicitingMaterial" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="PreCommencementTenderOffer" xlink:title="presentation: CoverAbstract to PreCommencementTenderOffer" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="PreCommencementIssuerTenderOffer" xlink:title="presentation: CoverAbstract to PreCommencementIssuerTenderOffer" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="NoTradingSymbolFlag" xlink:title="presentation: CoverAbstract to NoTradingSymbolFlag" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityEmergingGrowthCompany" xlink:title="presentation: CoverAbstract to EntityEmergingGrowthCompany" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentFiscalYearFocus" xlink:title="presentation: CoverAbstract to DocumentFiscalYearFocus" order="22.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentFiscalPeriodFocus" xlink:title="presentation: CoverAbstract to DocumentFiscalPeriodFocus" order="23.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityCentralIndexKey" xlink:title="presentation: CoverAbstract to EntityCentralIndexKey" order="24.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="Security12bTitle" xlink:title="presentation: CoverAbstract to Security12bTitle" order="25.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="TradingSymbol" xlink:title="presentation: CoverAbstract to TradingSymbol" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SecurityExchangeName" xlink:title="presentation: CoverAbstract to SecurityExchangeName" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>6
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.23.2</span><table class="report" border="0" cellspacing="2" id="idm140657328166944">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Aug. 03, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Aug.  03,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Velocity Financial, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-39183<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">46-0659719<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">30699 Russell Ranch Road<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Suite 295<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Westlake Village<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">91362<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">818<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">532-3700<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001692376<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">VEL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>a53506880_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="vel-20230803.xsd" xlink:type="simple"/>
    <context id="c20230803to20230803">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001692376</identifier>
        </entity>
        <period>
            <startDate>2023-08-03</startDate>
            <endDate>2023-08-03</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="c20230803to20230803"
      id="Fact_c587d2c108e046e0bccb0ec5fbbf0b63">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="c20230803to20230803"
      id="Fact_68b54e6ca834428da16c154ce558521c">0001692376</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="c20230803to20230803"
      id="Fact_9c195e64a38d48a8bdf50d61e6ffdb92">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="c20230803to20230803"
      id="Fact_c25bc2c1169d4eb4900eb661d4c7fb49">2023-08-03</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="c20230803to20230803"
      id="Fact_486615f38f6c40c8bb29ce516dd66375">Velocity Financial, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="c20230803to20230803"
      id="Fact_0586339cd4ec4240b86aa0da51796082">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="c20230803to20230803"
      id="Fact_39070710fe6a41e5b837abeb48cdc02d">001-39183</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="c20230803to20230803"
      id="Fact_2e92ca1a2a4549bea8da20ec06a54b3a">46-0659719</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="c20230803to20230803"
      id="Fact_c703f370739747099ba77212be3a1b6e">30699 Russell Ranch Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="c20230803to20230803"
      id="Fact_2befde51d9124879bfab5db077705db0">Suite 295</dei:EntityAddressAddressLine2>
    <dei:EntityAddressCityOrTown
      contextRef="c20230803to20230803"
      id="Fact_02b7f29662a34d128721b9d06edcae86">Westlake Village</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="c20230803to20230803"
      id="Fact_ec3c4a93f96f4bd79424132c850021dd">CA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="c20230803to20230803"
      id="Fact_207021f5a395410f9fae119b84c0177c">91362</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="c20230803to20230803"
      id="Fact_2d8aa2453a1b4bc295e4a8422c3f68dc">818</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="c20230803to20230803"
      id="Fact_f3a2c1ec3cfb4a648417664325dcd4e6">532-3700</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="c20230803to20230803"
      id="Fact_14f4610124f24d63a722db2a284508f2">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="c20230803to20230803"
      id="Fact_7b629bd3cb7c417d970b768692863523">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="c20230803to20230803"
      id="Fact_0d7541d35198426d8376a0e89f283df2">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="c20230803to20230803"
      id="Fact_0946ef464a804637bef5bd0e8417db9e">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="c20230803to20230803"
      id="Fact_8469349288fc454487bc1c99d207570a">Common stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="c20230803to20230803"
      id="Fact_fa3b4170092440faa08d986d67e9e150">VEL</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="c20230803to20230803"
      id="Fact_83a254dbc45d4a49adb27c6cfa9bf4e1">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="c20230803to20230803"
      id="Fact_b86f2fad92344b859d9284b44556bcbc">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>8
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MVI6M>[0IMG\P?*8VN35)V!ITO*L>R*K]GGW?,#(K]LDK:6#779S&C,(,M0_
M_;64YJ-AM][E/R?C?P%02P,$%     @ )U0$5Y^@&_"Q @  X@P   T   !X
M;"]S='EL97,N>&ULW5=M:]LP$/XK0C]@;F)JXI$8MD!AL(U"\V%?E5AV!'KQ
M9+ES^NNGLVPG:75EW8>QS:')W3VZNT=W)YFN6W>2_.'(N2.]DKK=T*-SS?LD
M:0]'KEC[SC1<>Z0R5C'G55LG;6,Y*UMP4C)9WMQDB6)"TV*M.W6G7$L.IM-N
M0V]H4JPKH\^6E :#7\H4)X],;NB62;&W8EC+E)"G8%Z"X6"DL<1Y*GQ#%V!I
MGP*\"!JP'.,HH8T%8Q(RA._]N/P9,&FM5X64,\$E#89BW3#GN-5W7AD6#\87
M$!GEW:GQ#&O+3HOE+3T[##\^R=[8DMLYS8).IF(M>05TK*B/\.M,DP#HG%%>
M* 6KC68#A\EC%'S8 Y?R 5KXK;J*W5<D].)3"6T@L-5)](1&,80)"L2_C!9B
M7X2]_:VPI!&/QGWL_&[TH'_OC./WEE>B'_2^FO-CT1=X=-8T\O1!BEHK'O;^
MRPF+-9O\R-%8\>2SP:0<O(%;2AZY=>)P:?EA6;/CO9NFJ:]PSLM_D/.?K7/-
M-;=,7I+VH_\W5_DMC)/Q]%P<T:L#.EL)7(0;^A7N5WGF0/:=D$[H43N*LN3Z
MQ3GUX1W;^PO\*KY?7_**==+M9G!#S_(77HI.Y?.J>ZC+N.HL?X;[:)'-M[#/
M)73)>UYN1]76^T$D7O!9QP<<GB-WPQ-',)^ Q1' L#P8 \PG>&%Y_J?]K-#]
M! SCMHHB*]1GA?H$KQBR'3Y8GKA/[I_X3O,\3;,,J^AV&V6PQ>J69? 7CX9Q
M P\L#V1Z6ZWQ;N,3\OH<8#U];4*PG>*3B.T4KS4@\;J!1Y['NXWE 0^L"]CL
M0/YX'IBIN$^:0E<Q;M@)QI$\QQ"8Q?B,9AE2G0P^\?Y@IR1-\SR. !9GD*88
M J<11S &P %#TG1X#SY['R73>RHY_U=3_ 102P,$%     @ )U0$5Y>*NQS
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M"Q4&L&]R( DNR94;4EWI>::W=Y-[2:AU[D&P]_ :C1W-CQ^W_ %02P,$%
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MO-9.&G_FB^$_7G\!4$L! A0#%     @ )U0$5P=!36*!    L0   !
M         ( !     &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4    "  G5 17
MO08Y=NX    K @  $0              @ &O    9&]C4')O<',O8V]R92YX
M;6Q02P$"% ,4    "  G5 17F5R<(Q &  "<)P  $P              @ ',
M 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0    ( "=4!%?YUI#G<P0
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M2P$"% ,4    "  G5 17)!Z;HJT   #X 0  &@              @ 'G$0
M>&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4    "  G5 1799!Y
MDAD!  #/ P  $P              @ ',$@  6T-O;G1E;G1?5'EP97-=+GAM
7;%!+!08     "0 ) #X"   6%      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.23.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="a53506880.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000100 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://velfinance.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="a53506880.htm">a53506880.htm</File>
    <File>a53506880_ex99.htm</File>
    <File>vel-20230803.xsd</File>
    <File>vel-20230803_lab.xml</File>
    <File>vel-20230803_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="23">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>13
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "a53506880.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 23
   },
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "a53506880.htm"
     ]
    },
    "labelLink": {
     "local": [
      "vel-20230803_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "vel-20230803_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "vel-20230803.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2004/ref-2004-08-10.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd",
      "https://xbrl.sec.gov/country/2023/country-2023.xsd",
      "https://xbrl.sec.gov/currency/2023/currency-2023.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd",
      "https://xbrl.sec.gov/exch/2023/exch-2023.xsd",
      "https://xbrl.sec.gov/naics/2023/naics-2023.xsd",
      "https://xbrl.sec.gov/sic/2023/sic-2023.xsd",
      "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd"
     ]
    }
   },
   "elementCount": 29,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2023": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 23,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "vel",
   "nsuri": "http://velfinance.com/20230803",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "a53506880.htm",
      "contextRef": "c20230803to20230803",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000100 - Document - Document and Entity Information",
     "menuCat": "Cover",
     "order": "1",
     "role": "http://velfinance.com/role/DocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "a53506880.htm",
      "contextRef": "c20230803to20230803",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "trueItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "presentation": [
      "http://velfinance.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425",
   "role": "http://www.xbrl.org/2003/role/presentationRef"
  }
 },
 "version": "2.2"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>14
<FILENAME>0001157523-23-001262-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001157523-23-001262-xbrl.zip
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M8-,N BDH&;<2#%/*Q2VG^0">]3?+5G*G@K!F-@O[O+NYM 'QUA$Z)$)Y&"]
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M-LQS:W7_.28Q@Q'&<3;"(4_Z[UIZ2[V/,*75^VXRG26]#5T2O)PTH'N,1QG
M5$];9$1;,YZ;\Y[*X.2BQHU5Z6%.JP&4&%A6V[( AQLF<A[BN.JL8,E:\_/9
M>V(!W*!G0>^E OP2M:YSE8,_<%(LJYRDM*YV=<=W+2L(P>L(;=/6B>]BK%/L
M&%[@ZOX6@5G=\9!+3C(]E[.12&\D3M+C^,!B?(O%<KJVID)FE.PT%8;\DM._
MQYQ]Y#&#,L)$;8*L0/=TS] CYF+;8 [Q+0\3<!']D(:Z2;=*31N:%1C^LK/W
M.@&-";C&D[,R31TJP5F:#9,%9H@-;&+;L0/"L$^QJ;-0=[%C$PMO,1NVJ^FN
M$WA&L)/I4%JMTU!K?RU%MZ>TEXPJ+R":%.A?$$QFE*MP<YDZSX(B^&T-??OV
M+RU$>R?I<,BS[.707RI.5,CJ7YST9[TK=#H<Q>F4B1="_*;&1.=I>_,</+;2
MJAS974W\D[3WE]?D302>(6&YP?P?4RI8EI4_7WC"C'J*SM.MR )?S H\V].#
M@&#/,PV3, L;Q&5;F'Y+=X, ]<99!M$3ZN$D',!@,%UT!/87*8769Q;7H6[6
MO1;"(LH<@P:&:?M>0"),'$ITS_-T^;L%ZE=C#D;8#)QU"<,&LFLTTZXY8!=,
M^&+9\ 0>+\1U>IO4PS63>)$9N*Z)+9L:I@\<2 *JNXR&F/GN%C/Y.\OR&']C
MZ#<.X71_*2I;P7S;LI_RU"[$)<1^7&W G.'-0BNT<6!%@1O9A'H!Q)J&98:^
MH^NF0;>(8C:'F2<P;P"4<+P-CZ[ATF?W'AXCD_-\HWF^6*YDR<L4^"3^'SY:
MR'N8$%6;1N1@*W!LB*Z#"#/#"(AOA[KA>=OL^ H,RS5?8[BM_-9R-F2&^U*
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M8A<R1IU7KW72?N":_&YFY'0-=3?L[ZJJ?5*U3HI*-2DBOAN9$::!:=DV\9T
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M\V%'_C'#(_7W#?-A# __#U!+ P04    "  G5 175+&LJQE_  #Z&PX $@
M &$U,S4P-C@X,%]E>#DY+FAT;>R]ZW;;.-(N_'^OM>\!GSN9UUF;DGG2*7&\
MEFS+B:<=RZTHW7OV/XJ$+$XH4LV#'??5?P62DG6V;$HB0%5Z)K$I"@2>JGKJ
M ! X'81#Y^Q__R]"3@?4L.*?X.?0#AUZ=GJ2_)M>_/]*)7)CF]0-J$5"[R,Y
MCP+;I4% _K)]FMP4_[GTS&A(W9"8/C5"N)G==T_.?<^P?-NZI^2NT^[;#B6J
M5JZ4E7)%J:A3W[_P1D^^?3\(B=)H5$B)J+*J37^]5$JZ?)+V^;3G64^D=V]Z
MCN=_/OJM'_\Y(D'XY-#/1WW/#4M]8V@[3Q_)_W3M(0W(+7TD'6]HN/\CD?B*
M1 +JV_U/)+X[L/^A'XDBC\)/)*2_PI+AV/?N1^+0/ER)G_.1_";'?SX=);VQ
M[(?Q$Q>^<C0&$6XZ&P_U-#1Z ())'2<8&29@]/E(/HI_'QF6-?Z]Y_D6]>,?
MMS.@N>Z31]L*!^Q#^?VG(V);GX_^J?6J?<,TU9I,%5WIR0U9[JDUA384T^H;
M]?K1V;.\IB0'0_+/IG]G5ZQQMZ>?D_3JD3(Q?X0A.M8LT+'\ ;;6KX'=LT/2
M:( V6C-MPP5_23?@,H-U#/C),^(Q^*<]?]E'K#LS\,YT[>@,[F:7IUHBIF,$
MP>>CWF/)IPXU OH,RDN?,W-3EBD+6%=(_4_$L0.0&?N\-/(".[0]^-!V ]NB
MGZ[:M]W2]^O_UP(H]5$8=ZYW]B=U/-,.G\B5[1JN:1N.1*Y=LTPZ=.3Y84"^
M4]-S+?)'9/CPB,2F.C2(G# X/>FQ 0Z4Z0XN'4(IB'K,Z(YF)3$"6.->S#WD
M*V#H,!R#C^DS>L JH]DO1\X8B:E1AT\CT%?+#LQ/1_,:U9N[ )<<^PPL( 2(
M3&](B=<G[Q2UK!(P$0>P(P9TRK*=B+$1-7P7;"L@(^AA,#!\2HY;=]\_Q-^2
MRUI5 @L9CN ZHSEH2"Y79QIB-RG/WY:(3X,1-4/[@3I/$F@VH/N'JL)HH5M+
MNWKAP4/=27]/@V@TQN"!^J%M&LY8(V+M"+T1TPF7E@:I6BHS=AT,#<<!O3DZ
M.U8^P'.AO;,4@\9,UTWVX#$0,.B=/1D@JN\>QQO/<,G(]ZS(9"9"'CPG2L6O
M5NI3C[-=$KDCP[;@;L#<'AD.Z1D.& H(_\?=^0>)&,2BS&$%\?=UI=QX3_J^
M-WRI#UTOA,:<N"=@:'T/'ACW0"O72&\\W(!=^G?D4J+)4FQ\\$36K^='JG)9
M3Q\Y?>.Z9]]Z+L '0 V9@V5]"-BC# 8JHQ+C/F[Y*W6L&,YK]X$&8>R;C[]>
M77](O_((WP'IR.]?[F?<O7I977;KNIX"TX!LF)#BK[E+.GY\>W?S(58,>)1#
MH*,0/!#OT07].>ZTVA] BP!J^.U=12XKT[(%"4KQM^Q_6'OWAIT\YAW$%I/[
M8/R*K+%1PB?P#:9NGO, [:WN]MU$HHFU JE!O\C0\._AL<>WU]]BVM#*JOY^
M5MWUL@)/VH@+AB.',GL,'SWPV6;D ]__8R18P5/@^UJ9= >4_'EQ$8NDI,[=
MER##AOX./I_B/>C;^$Z($>P@B*@EQ1B'T^TI'4"8ECJM;]<7'Z8:J^KE^MJV
MUMFF_7=D6^"1MLDQZH>$8F+AUM2R_$PHBYJ[IG/GGO>3/!A.1&/^ <$-H8W$
M&:3$6:EM: WO%*6L5C>U!^8"9Z.8R)EVNR?3$>)*-\P"WCD?O/S&.!8J_3<@
MTSX\]/RG!:\Z.ONK];U[T_R]1?Z\OKEI?FE)Y +$U"^72L?G/[Y?W[:^?R=_
M77=:'TJE9G0?@1UH"2BETLKHX_CV/]\A4/FS!:9]/+D+K(+I'U-]PWV*R1>Z
M!E$NT_?>.*T813X$/S2A!V;?C%]!Y]P7'+TYZUW)@B<$JYS7"F9DLP8\W\"\
M]UKZ%'G6YS#3+Y/6.."8?&TF!!F[XT3['H%ADC!DXB/K*SSC7(<3=SIQK,\.
MM$SF8ZY8W.1?O]555?[T+!7F#0U&GN *'7@6:S@(?0^HX.\DHG.>GOL.R=@#
M!7$]@0Z\)T]PO>3!=TKLIRE7>.][C^% BA\&=ATP)WPQ\.V 7!F^;_@2N8/1
M06 +3HEU_J+5+H^[UHY\QCDLI$P[P)!@(2M#W8DLUD%XBC7UO!FB3F7#VDT'
MDG0'/IC7  \TTB<>2 0H%6Y,O_H\RKYA^REG) Z&M=JGP(4Q#3ASL8C!Q 6P
MEF%\<P%* */H>9'+N@]@,U.8&R60"4B/FD802F.Z89U2("A)[TG 3G^1((F#
M41DD25N@70,^9>[?]*)10MZ*\KY,_J)D !^1'J4+" 21:8+=]2$@AUX-@>?O
M$RB&D3E@+;".VJ!P9LA^&\"3F$# 2P<,GZENQE@D3TY@2@.SP!Z"\ R7>E$
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M?[CWVGV@0>CY1"GII$/=N(3M>R.F<30 ($ )J>FY5O(0)49BMNEO]B]HZP=
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M,[==M&_:T*'?Y/C/TL%_)/KH5W)WV@Z@,=/(>?/B]R^=]H_;R])L>VP+CQ/
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MM(H%KWRG;.BHTO2:[RU5"XM[M=;@&O@=1PAKB=TM#U<%"+SXGL3KE#SP.L2
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M]JD2.]Q*:(?*<=C;2RV)A5 _]J0?HFPJ55FK=M?C?>IMU_2&15FH6+B3C[:
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M<;_(:-D*W7FK2X$MD;/\(A_US';Z\X%,PP@["W/C&2X)J/]@L^UE>#"ZO%4
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M"Z/!/0#ISX;1; ;Q>^OB1^>Z>_W_FMWK]NWW-3.$VUN7"@BMAF]]Y4M[O^F
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M[4@,.L<(J0]?_0<^Z#W!,$+#=MFS?,,U!_"EON\-R<BG#[87!?'CQRW^8[!
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M4*$#;LESG2<R]"P:0VF"<<.]!O!U$ "/A /@\?O$EEL/()$@ONTN(1HC88"
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M#V=%X^16,%%(OM,.QBF._*DY#H^F(]_0!T[I0"0"%QQ[8H Q'K<T3+LP3I)
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MQHL!$#(#%E3G3RF7A3FK$XFA2)) 8N \9- J^#(+,@,R S+#PF%4#9QH069
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MKME!E1HU#3?+%;NLN@C<5*%U-RPD:G%UJH?:3,^W@89PG(]H(!J(1C8T$J?
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MMF]#Q$HS>E9:-DS)^B0E@ ZQ8# 2.@3U;&,7!T!'/T,!.EI#QT.W"=#1SE"
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MI^(=CJ6UN&*?^)M_BZ8P?U/N[']02P,$%     @ )U0$5YD'4?WB!0  ]#X
M !0   !V96PM,C R,S X,#-?<')E+GAM;-5;VV[C-A!]+]!_4-UG6[XTVW40
M[\+-;A;&9A,C<='+2R%+M$U4(@V*CIV_+RF3KDE1$IW+8O*2V)K#X<R<0TF<
M,!<?=UD:/""68TI&K5ZGVPH0B6F"R7+4VN3M*(\Q;GW\\.,/%S^UVU\002SB
M* GFC\%OC$8)P\D2!=.[VP5.4= ?=,XZO<Y9[ZQ_9&ZWY? 4DW_/Y8]YE*-
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M#PIX_P85,/!4P,!3 8.WI  [J2<J8'!0P/"M*.!2?+QE,[HE=?R742[VCU'
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M?U!+ 0(4 Q0    ( "=4!%?[H_(.+1(  !]V   -              "  0
M  !A-3,U,#8X.# N:'1M4$L! A0#%     @ )U0$5U2QK*L9?P  ^AL. !(
M             ( !6!(  &$U,S4P-C@X,%]E>#DY+FAT;5!+ 0(4 Q0    (
M "=4!%<=@R#.0@,  #P/   0              "  :&1  !V96PM,C R,S X
M,#,N>'-D4$L! A0#%     @ )U0$5UV8IMY^"   =%@  !0
M ( !$94  '9E;"TR,#(S,#@P,U]L86(N>&UL4$L! A0#%     @ )U0$5YD'
M4?WB!0  ]#X  !0              ( !P9T  '9E;"TR,#(S,#@P,U]P<F4N
9>&UL4$L%!@     %  4 /0$  -6C      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
