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Loans Held for Investment at Amortized Cost and Loans Held for Investment at Fair Value - Schedule of Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Allowance for credit losses:          
Beginning balance $ 4,882 $ 5,240 $ 4,174 $ 4,769  
Provision for (reversal of) credit losses 381 (69) 3,851 1,151  
Charge-offs (677) (320) (3,439) (1,069)  
Ending balance 4,586 4,851 4,586 4,851  
Allowance for Loans Individually Evaluated 2,036 1,790 2,036 1,790 $ 1,029
Allowance related to Loans collectively evaluated 2,550 3,061 2,550 3,061  
Amortized cost related to Loans individually evaluated 262,575 317,648 262,575 317,648  
Amortized cost related to Loans collectively evaluated 1,869,181 2,213,523 1,869,181 2,213,523  
Commercial - Purchase          
Allowance for credit losses:          
Beginning balance 679 810 662 935  
Provision for (reversal of) credit losses (129) (158) (9) (283)  
Charge-offs     (103)    
Ending balance 550 652 550 652  
Allowance for Loans Individually Evaluated 79 100 79 100 85
Allowance related to Loans collectively evaluated 471 552 471 552  
Amortized cost related to Loans individually evaluated 29,995 30,872 29,995 30,872  
Amortized cost related to Loans collectively evaluated 479,406 550,988 479,406 550,988  
Commercial - Refinance          
Allowance for credit losses:          
Beginning balance 2,085 1,752 1,399 1,805  
Provision for (reversal of) credit losses 3 (181) 880 (233)  
Charge-offs (49) (32) (240) (33)  
Ending balance 2,039 1,539 2,039 1,539  
Allowance for Loans Individually Evaluated 1,578 547 1,578 547 421
Allowance related to Loans collectively evaluated 460 992 460 992  
Amortized cost related to Loans individually evaluated 86,132 101,933 86,132 101,933  
Amortized cost related to Loans collectively evaluated 548,283 637,954 548,283 637,954  
Residential 1-4 Unit - Purchase          
Allowance for credit losses:          
Beginning balance 787 934 746 585  
Provision for (reversal of) credit losses (86) 15 131 662  
Charge-offs (57) (225) (233) (523)  
Ending balance 644 724 644 724  
Allowance for Loans Individually Evaluated 6 4 6 4  
Allowance related to Loans collectively evaluated 638 720 638 720  
Amortized cost related to Loans individually evaluated 31,094 30,576 31,094 30,576  
Amortized cost related to Loans collectively evaluated 338,319 415,317 338,319 415,317  
Residential 1-4 Unit - Refinance          
Allowance for credit losses:          
Beginning balance 1,258 1,208 1,281 1,256  
Provision for (reversal of) credit losses 544 251 1,208 310  
Charge-offs (520) (10) (1,207) (117)  
Ending balance 1,282 1,449 1,282 1,449  
Allowance for Loans Individually Evaluated 327 679 327 679 450
Allowance related to Loans collectively evaluated 955 770 955 770  
Amortized cost related to Loans individually evaluated 99,419 126,114 99,419 126,114  
Amortized cost related to Loans collectively evaluated 470,210 577,539 470,210 577,539  
Short Term 1-4 Unit - Purchase          
Allowance for credit losses:          
Beginning balance 27 29 12 23  
Provision for (reversal of) credit losses (18) 47 4 151  
Charge-offs   (53) (7) (151)  
Ending balance 9 23 9 23  
Allowance related to Loans collectively evaluated 10 23 10 23  
Amortized cost related to Loans individually evaluated 1,562 4,038 1,562 4,038  
Amortized cost related to Loans collectively evaluated 28,414 26,738 28,414 26,738  
Short Term 1-4 Unit - Refinance          
Allowance for credit losses:          
Beginning balance 46 507 74 165  
Provision for (reversal of) credit losses 67 (43) 1,637 544  
Charge-offs (51)   (1,649) (245)  
Ending balance 62 464 62 464  
Allowance for Loans Individually Evaluated 46 460 46 460 $ 73
Allowance related to Loans collectively evaluated 16 4 16 4  
Amortized cost related to Loans individually evaluated 14,373 24,115 14,373 24,115  
Amortized cost related to Loans collectively evaluated $ 4,549 $ 4,987 $ 4,549 $ 4,987