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Mortgage Servicing Rights (Tables) | 3 Months Ended
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Mar. 31, 2026
Transfers and Servicing [Abstract] |
Schedule of mortgage servicing rights unpaid principal balance | The following table presents the Company's mortgage servicing rights, unpaid principal balance of GNMA loans serviced for GNMA by Century and loans serviced for BPC MC Trust, a related party (see Note 16 — Related Party Transactions), and significant assumptions used in determining the fair value of servicing rights as of March 31, 2026, December 31, 2025, and March 31, 2025:
﻿ |  | Mortgage Servicing Rights |  |  | UPB Serviced |  |  | Weighted Average Discount Rate |  |  | Weighted Average Conditional Prepayment Rate |
|  | ($ in thousands) |
March 31, 2026 |  |  |  |  |  |  |  |  |  |  |  |
GNMA loans |  | $ | 12,485 |  |  | $ | 795,352 |  |  |  | 8.0 | % |  |  | 5.6 | %
BPC MC Trust loans |  |  | 160 |  |  |  | 118,221 |  |  |  | 15.0 |  |  |  | 38.1 |
Total |  | $ | 12,645 |  |  | $ | 913,573 |  |  |  | 8.9 |  |  |  | 9.8 |
December 31, 2025 |  |  |  |  |  |  |  |  |  |  |  |
GNMA loans |  | $ | 12,748 |  |  | $ | 820,070 |  |  |  | 8.0 |  |  |  | 5.6 |
BPC MC Trust loans |  |  | 215 |  |  |  | 128,047 |  |  |  | 15.0 |  |  |  | 36.5 |
Total |  | $ | 12,963 |  |  | $ | 948,117 |  |  |  | 8.9 |  |  |  | 9.7 |
March 31, 2025 |  |  |  |  |  |  |  |  |  |  |  |
GNMA loans |  | $ | 12,631 |  |  | $ | 798,729 |  |  |  | 8.0 |  |  |  | 5.2 |
Summary of Mortgage Servicing Rights Activity | The following table presents the Company's mortgage servicing rights activity for the three months ended March 31, 2026 and 2025:
|  | Three Months Ended March 31, |
|  | 2026 |  |  | 2025 |
|  | (In thousands) |
Balance at the beginning of period |  | $ | 12,963 |  |  | $ | 13,712 |
Additions |  |  | 19 |  |  |  | — |
Fair value adjustments |  |  | (337 | ) |  |  | (1,081 | )
Balance at the end of period |  | $ | 12,645 |  |  | $ | 12,631 |

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- Definition Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-3 + Details
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- Definition Schedule of mortgage servicing rights unpaid principal balance. + References No definition available. + Details
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