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Mortgage Servicing Rights (Tables)

3 Months Ended

Mar. 31, 2026

Transfers and Servicing [Abstract]

Schedule of mortgage servicing rights unpaid principal balance

The following table presents the Company's mortgage servicing rights, unpaid principal balance of GNMA loans serviced for GNMA by Century and loans serviced for BPC MC Trust, a related party (see Note 16 — Related Party Transactions), and significant assumptions used in determining the fair value of servicing rights as of March 31, 2026, December 31, 2025, and March 31, 2025:

		Mortgage Servicing Rights				UPB Serviced				Weighted Average Discount Rate				Weighted Average Conditional Prepayment Rate
		($ in thousands)
March 31, 2026
GNMA loans		$	12,485			$	795,352				8.0	%			5.6	%
BPC MC Trust loans			160				118,221				15.0				38.1
Total		$	12,645			$	913,573				8.9				9.8
December 31, 2025
GNMA loans		$	12,748			$	820,070				8.0				5.6
BPC MC Trust loans			215				128,047				15.0				36.5
Total		$	12,963			$	948,117				8.9				9.7
March 31, 2025
GNMA loans		$	12,631			$	798,729				8.0				5.2

Summary of Mortgage Servicing Rights Activity

The following table presents the Company's mortgage servicing rights activity for the three months ended March 31, 2026 and 2025:

		Three Months Ended March 31,
		2026				2025
		(In thousands)
Balance at the beginning of period		$	12,963			$	13,712
Additions			19				—
Fair value adjustments			(337	)			(1,081	)
Balance at the end of period		$	12,645			$	12,631

X

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

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- Definition

Schedule of mortgage servicing rights unpaid principal balance.

+ References

No definition available.

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