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Loans Held for Investment at Amortized Cost and Loans Held for Investment at Fair Value - Schedule of Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Allowance for credit losses:      
Beginning balance $ 4,521 $ 4,174  
Provision for credit losses 1,661 1,872  
Charge-offs (1,322) (1,029)  
Ending balance 4,860 5,017  
Allowance for Loans Individually Evaluated 1,107 1,429 $ 1,019
Allowance related to Loans collectively evaluated 3,753 3,589  
Amortized cost related to Loans individually evaluated 241,213 295,961  
Amortized cost related to Loans collectively evaluated 1,714,677 2,031,065  
Commercial - Purchase      
Allowance for credit losses:      
Beginning balance 345 662  
Provision for credit losses (45) (7)  
Ending balance 300 655  
Allowance for Loans Individually Evaluated 76 85 76
Allowance related to Loans collectively evaluated 224 570  
Amortized cost related to Loans individually evaluated 35,132 33,954  
Amortized cost related to Loans collectively evaluated 439,125 514,842  
Commercial - Refinance      
Allowance for credit losses:      
Beginning balance 1,858 1,399  
Provision for credit losses 1,373 848  
Charge-offs (928) (118)  
Ending balance 2,303 2,129  
Allowance for Loans Individually Evaluated 475 1,105 402
Allowance related to Loans collectively evaluated 1,828 1,024  
Amortized cost related to Loans individually evaluated 72,179 96,686  
Amortized cost related to Loans collectively evaluated 511,973 591,231  
Residential 1-4 Unit - Purchase      
Allowance for credit losses:      
Beginning balance 771 746  
Provision for credit losses 90 271  
Charge-offs (113) (177)  
Ending balance 748 840  
Allowance for Loans Individually Evaluated 14   6
Allowance related to Loans collectively evaluated 734 840  
Amortized cost related to Loans individually evaluated 25,036 29,358  
Amortized cost related to Loans collectively evaluated 314,641 371,420  
Residential 1-4 Unit - Refinance      
Allowance for credit losses:      
Beginning balance 1,540 1,281  
Provision for credit losses 160 640  
Charge-offs (203) (624)  
Ending balance 1,497 1,297  
Allowance for Loans Individually Evaluated 542 193 $ 535
Allowance related to Loans collectively evaluated 955 1,104  
Amortized cost related to Loans individually evaluated 90,871 115,903  
Amortized cost related to Loans collectively evaluated 418,215 521,080  
Short Term 1-4 Unit - Purchase      
Allowance for credit losses:      
Beginning balance 7 12  
Provision for credit losses 5 33  
Charge-offs   (7)  
Ending balance 12 38  
Allowance related to Loans collectively evaluated 12 38  
Amortized cost related to Loans individually evaluated 1,180 2,595  
Amortized cost related to Loans collectively evaluated 30,723 28,007  
Short Term 1-4 Unit - Refinance      
Allowance for credit losses:      
Beginning balance   74  
Provision for credit losses 78 87  
Charge-offs (78) (103)  
Ending balance   58  
Allowance for Loans Individually Evaluated   46  
Allowance related to Loans collectively evaluated   13  
Amortized cost related to Loans individually evaluated $ 16,815 17,465  
Amortized cost related to Loans collectively evaluated   $ 4,485