<SEC-DOCUMENT>0000927089-12-000167.txt : 20120717
<SEC-HEADER>0000927089-12-000167.hdr.sgml : 20120717
<ACCEPTANCE-DATETIME>20120717143721
ACCESSION NUMBER:		0000927089-12-000167
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20120716
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20120717
DATE AS OF CHANGE:		20120717

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HomeTrust Bancshares, Inc.
		CENTRAL INDEX KEY:			0001538263
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35593
		FILM NUMBER:		12965550

	BUSINESS ADDRESS:	
		STREET 1:		10 WOODFIN STREET
		CITY:			ASHEVILLE
		STATE:			NC
		ZIP:			28801
		BUSINESS PHONE:		828-259-3939

	MAIL ADDRESS:	
		STREET 1:		10 WOODFIN STREET
		CITY:			ASHEVILLE
		STATE:			NC
		ZIP:			28801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HomeTrustBancshares, Inc.
		DATE OF NAME CHANGE:	20111227
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htbi-8k071612.htm
<TEXT>
<html>
<head>
    <title>htbi-8k071612.htm</title>
    <!--Licensed to: Silver, Freedman & Taff LLP-->
    <!--Document Created using EDGARizer 2020 5.4.1.0-->
    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt">
<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">UNITED STATES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Washington, D.C.&#160;&#160;20549</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">&#160;</font><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">FORM 8-K</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">CURRENT REPORT</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Date of Report (Date of earliest event reported)<font style="DISPLAY: inline; TEXT-DECORATION: underline"> July 16, 2012</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">HOMETRUST BANCSHARES, INC. </font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">(Exact name of registrant as specified in its charter)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 396pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">&#160;</font><br>
&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Maryland</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">001-35593</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">45-5055422</font></div>
</td>
</tr><tr>
<td valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">(State or other jurisdiction</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">(Commission File No.)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">(IRS Employer</font></div>
</td>
</tr><tr>
<td valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">of incorporation)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Identification Number)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="54%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">10 Woodfin Street, Asheville, North Carolina</font></div>
</td>
<td valign="top" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="22%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font size="3">28801</font></font></td>
</tr><tr>
<td valign="top" width="54%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">(Address of principal executive offices)</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">(Zip Code)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Registrant's telephone number, including area code:&#160;&#160;&#160;&#160;(828) 259-3939</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">N/A </font>

<div>
<hr style="COLOR: black" align="left" noshade size="2" width="100%">
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">(Former name or former address, if changed since last report)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 18pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif"><font style="DISPLAY: inline;" face="Wingdings">o</font></font></font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 18pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif"><font style="DISPLAY: inline;" face="Wingdings">o</font></font></font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 18pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif"><font style="DISPLAY: inline;" face="Wingdings">o</font></font></font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 18pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif"><font style="DISPLAY: inline;" face="Wingdings">o</font></font></font></div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
</td>
</tr></table>
</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
</table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Item 8.01&#160;&#160;Other Events</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;On July 16, 2012, HomeTrust Bancshares, Inc., the holding company for HomeTrust Bank (the &#8220;Bank&#8221;), issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing that C. Hunter Westbrook has joined the Bank as its Senior Vice President and Chief Banking Officer.</font></font></div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Item 9.01&#160;&#160;Financial Statements and Exhibits</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Exhibits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 72pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">99.1</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Press release dated July 16, 2012</font></div>
</td>
</tr></table>
</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
</table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">SIGNATURES</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">HOMETRUST BANCSHARES, INC.</font></div>
</td>
</tr><tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="30%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Date: July 17, 2012</font></div>
</td>
<td valign="top" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">By:</font></div>
</td>
<td align="left" valign="top" width="39%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">/s/ Tony J. VunCannon</font></div>
</td>
</tr><tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Tony J. VunCannon</font></div>
</td>
</tr><tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Senior Vice President and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">&#160;&#160;&#160;Chief Financial Officer</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 12pt">EXHIBIT INDEX</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Exhibit No.</font></font></div>
</td>
<td align="left" valign="top" width="57%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Description</font></font></div>
</td>
</tr><tr>
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">99.1</font></div>
</td>
<td align="left" valign="top" width="57%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 12pt">Press release dated July 16, 2012</font></div>
</td>
</tr><tr>
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99-1.htm
<TEXT>
<html>
<head>
    <title>ex99-1.htm</title>
    <!--Licensed to: Silver, Freedman & Taff LLP-->
    <!--Document Created using EDGARizer 2020 5.4.1.0-->
    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt">
<div style="TEXT-ALIGN: center"><img src="hometrustlogo.jpg" alt=""><br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">For Immediate Release</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">July 16, 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 12pt">Contact:</font></div>
</td>
<td align="left" valign="top" width="90%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 12pt">Stacie Hicks, APR</font></div>
</td>
</tr><tr>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="90%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 12pt">Director of Marketing &amp; Public Relations</font></div>
</td>
</tr><tr>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="90%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 12pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Stacie.hicks@hometrustbanking.com</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="90%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: calibri, sans-serif; FONT-SIZE: 12pt">828-350-4145</font></div>
</td>
</tr></table>
</div>

<br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">C. Hunter Westbrook Joins HomeTrust Bank as Chief Banking Officer</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Asheville, North Carolina</font>&#160;&#160;&#160;HomeTrust Bancshares, Inc. (NASDAQ: HTBI) President and Chief Operating Officer, Dana Stonestreet announced that Hunter Westbrook has joined HomeTrust Bank as Senior Vice President, Chief Banking Officer.&#160;&#160;Westbrook will lead the Retail, Mortgage and Business Banking teams for the banking company.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">Dana Stonestreet commented, &#8220;Hunter has an exceptional background in banking and a proven track record in successfully leading key line of business banking teams.&#160;&#160;Our management team conducted an exhaustive search for the senior executive candidate with the industry knowledge and experience, that was also the right fit for our organization and are pleased to have Hunter on board in this strategic role.&#8221;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">Westbrook has over twenty years of leadership experience within the financial services industry.&#160;&#160;He began his career in banking with TCF Bank in Minneapolis and later joined TCF National Bank Illinois as SVP of Finance.&#160;&#160;In 2004 he was promoted to Executive VP of Retail Banking for Illinois, Wisconsin and Indiana markets that included 250 Branches and $4 billion in deposits.&#160;&#160;He also served as President and CEO of First Community Bancshares in Texas where he was responsible for repositioning the bank&#8217;s retail operating model as well as implemented retail and corporate lending product offering.&#160;&#160;In his most recent role, Westbrook served as President and CEO of Second Federal Savings and Loan Association of Chicago where he significantly grew core operating revenue, net checking account balances, and repositioned the bank&#8217;s entire product line.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">M O R E</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">"It is an exciting time to join the HomeTrust Bank team," said Mr. Westbrook. "HomeTrust Bank has a well-deserved reputation as a strong and trusted financial partner, focused on meeting the needs of its clients. The bank is well respected and well positioned for long term success, and I look forward to being part of that success," he said.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">Westbrook received his undergraduate degree in Accounting from West Virginia University and an MBA, with a concentration in Finance, from the University of Minnesota.&#160;&#160;Westbrook and his family are relocating to the greater Asheville area.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt"># # #</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Forward-Looking Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Calibri, sans-serif; FONT-SIZE: 12pt">Statements in this press release that are not historical facts may be &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;Such statements often include words such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;estimate,&#8221; and &#8220;intend&#8221; or future or conditional verbs such as &#8220;will,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; or &#8220;may.&#8221; Forward-looking statements, by their nature, are subject to risks and uncertainties that could cause actual results to differ materially from the results anticipated in such statements, including increased competitive pressures, changes in the interest rate environment, changes in general economic conditions and conditions within the securities markets, legislative and regulatory changes and other factors described from time to time in documents filed and furnished by HomeTrust Bancshares, Inc. with the Securities and Exchange Commission.</font></div>

<br>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>hometrustlogo.jpg
<TEXT>
begin 644 hometrustlogo.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_X0!F17AI9@``34T`*@````@`!`$:``4`
M```!````/@$;``4````!````1@$H``,````!``(```$Q``(````0````3@``
M``````!@`````0```&`````!4&%I;G0N3D54('8U+C`P`/_;`$,``@$!`@$!
M`@("`@("`@(#!0,#`P,#!@0$`P4'!@<'!P8'!P@)"PD("`H(!P<*#0H*"PP,
M#`P'"0X/#0P."PP,#/_;`$,!`@("`P,#!@,#!@P(!P@,#`P,#`P,#`P,#`P,
M#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#/_``!$(`+@!
M0@,!(@`"$0$#$0'_Q``?```!!0$!`0$!`0```````````0(#!`4&!P@)"@O_
MQ`"U$``"`0,#`@0#!04$!````7T!`@,`!!$%$B$Q008346$'(G$4,H&1H0@C
M0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-C<X.3I#1$5&1TA)2E-45597
M6%E:8V1E9F=H:6IS='5V=WAY>H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJ
MLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X
M^?K_Q``?`0`#`0$!`0$!`0$!`````````0(#!`4&!P@)"@O_Q`"U$0`"`0($
M!`,$!P4$!``!`G<``0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B
M<M$*%B0TX27Q%Q@9&B8G*"DJ-38W.#DZ0T1%1D=(24I35%565UA96F-D969G
M:&EJ<W1U=G=X>7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>X
MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@`,`P$`
M`A$#$0`_`/W\HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`
MHHHH`****`"BBB@`HHHH`****`"B@D\<<5A^._B3H/PPT)M3\1:SI>AZ<KK$
M;F_NDMXMS'"KN<@9)[54(2DU&*NV14J1IQ<YM)+=O1&Y14-EJ$.H6T4\$L4T
M,RAT>-PRN",@@CJ/<5-2:*335T%&<=:*S/%7B_3/!>B7&HZM?6NGV-LNZ2:>
M0(B_B>_MU-.,7)V2NR9U(PBY3=DNK-+<.3G@5YG\??VJ_"G[/NGLVJ7BW6JR
M)N@TVW(>XE]"1T1?]IL>V3Q7SC^T=_P4KN=6$^D^`(VM+<Y1]6G7]ZX_Z9(1
M\H_VFY]@>:^3M4U2ZUO49KR]N)[R[N&+RS32&221CU)8\D_6OO<CX'JUK5L>
MW"/\OVGZ]OS/RGB7Q,HT+X?*TIS_`)G\*]/YG^'J>I?'G]LKQA\<]4(>[DT7
M2(9`]O8V4C(%(.0SN.78'!R<`$9`%>F?LX?\%(M5\'F#2?&Z2ZQIPPBZB@S=
MP#_;'_+0>_#?[W2OEFBOOZ_#V7U<.L,Z245M;1KS3WOZ[]3\JPO%F:T,6\;&
MLW-[WU379K:RZ6M;H?KSX$^(6B_$?P]#JFAZE:ZE8S\K+`VX`^A'56'<'!%;
M8(.".0:_)3X4_&?Q)\%?$"ZCX=U.:RD)'FPYW07`'\+H>&'ZCL17W%^S?_P4
M$\._%O[/I>OB'PYX@?"`228M+INGR.?ND_W6]<`M7YAGG!^*P2=6C[]-=MUZ
MK]5^!^U\->(6"S'EH8G]U5?1_"_1_H_Q/HFBFB92`000:*^0/T)-#J***!A1
M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%
M(SA!DG`H`6FRR"*,L3@"O-_VD?VK_`O[*W@YM:\8ZW;Z?&P/V>V7]Y=7K`?=
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MMZ_#[]L3PZL_AG51#K,2!KO1;S;%?6OJ2F<.G/WT)'T/%?S]5?\`"_BG4O!6
MOVNJZ/?WFEZG8R"6WNK69H9H6'0JRD$&O-XI\.,OS:]:C^ZK/[26C_Q+KZK7
MU/6X.\4<RR5QH5G[6@OLMZQ7]U]/1Z>A_3#FOA/_`(*J:G<_\+2T"Q^T3_8U
MTWSA!YA\O>9'!;;TS@`9KR;]B3_@N?+I\=GX<^,<)GB7;''XDM8<R+VS<Q+]
M[_?C&?53R:[S_@HYXYT;XD>/?"NM:!J=CK&E7^BB2"[M)5EBE'FOT(_EVK\A
MR?AC'Y3G<*6.IV5I6EO%Z='W\MS]GXEXORW.^':E7+ZEW>-XO22U6Z[>:NF?
M.E%*`20`"2:^A/V</^"?'B3XN&WU3Q")_#GA]\,N]<7ETO\`L(?N`_WF'T!K
M]`Q^8X;!4_:XF2BOQ?HMV?D>5Y/C,QK*AA(.3_!>;>R1X9X9\'ZMXUOVM='T
MV^U2Y2-I6BM8&E=5`R6(4=*SY(VAD9'5D=#AE(P0?0U^LWPK^"GASX+^'UTW
MP[IL5C`<&5Q\TMPP_B=SRQ^O3M@5P7[1?[$7A7X]12WJ1?V+XA8$K?VZ#$I_
MZ:IP''OPWOVKXO#^(%"6)<:M-QI]'N_5K_+;S/T;%>%.+AA%4HU5*KUCLO1/
MOZZ/R/S4HKOOCC^S9XK_`&?M6,&O6)-G(V(+^#+VT_T;^%O]EL'VQS7`U]YA
M\32KTU5HR4HOJC\OQ>#K8:JZ.(@XR6Z:LSI+7XQ>+K*VCAA\4>(8885"(B:C
M,JHH&```W``[45S=%0\%A_\`GW'[D6LPQ2VJ2^]_YG[*4445_.!_8H4444`%
M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`#+B=;:!Y
M'(5$&22<`#UK\]/VX?\`@N+HW@)KOPY\)H8-?UB,M%-K<XS86IZ'REZS,/7A
M/]X<5^@7B)0V@7P(R#`__H)K^:35^-3N?>5__0C7ZCX8\+X+-J]6KC5S*ERV
MCT;=]^]K;?>?C?B]Q?F&38>C0R^7(ZO->75*/+MVO???M8V?B=\6?$GQG\87
M6O\`BK6;_7-7NSE[FZE+L!GA5'15'95``["N=HJ_X7\*ZGXW\06FDZ-I]YJF
MIWSB*WM;6%I9IF/954$D_2OZ4A&EAZ:C%*,8KT22_!(_E&<ZM>KS2;E*3\VV
MW^+;*`YX[FO4_P!FW]B_XC?M8ZC<0^"O#UQ?V]F"9[V9A!9PD#(0RMA2YZ!1
MD\YP!DU]M?L0_P#!#&6_^Q^(_C'*8(CB6+PW:2_.WM<S*>/]R,Y]6'(K]+/!
M/@'1/ASX;M-'T#2K#1]+L4$<%K:0K%%$H[!1Q_C7Y+Q3XKX;"MX?*4JDUO)_
M`O3^;Y:>;/VK@[P:Q>-2Q.<-TJ;VBOC?K_+\TWY(_G'^)WPG\2?!?Q?=:!XJ
MT:_T/5[,XDMKJ(HV/[RGHRGLRDJ>Q-<]7]$_[2'[)O@3]JGP:VC>,M"M]11`
M?LUTO[N[L6/\44H^93[<J<<@CBOR2_;O_P""2?B_]DFPOO$^C7`\4>!+4&26
M\`$=WIJ9_P"6\?0J.!YB<>H6O5X4\3,#F?+A\7^ZK/2S^&3\GT?D_DV>1QGX
M3YAE'-B<'>M06MU\45_>77U7S2/D4$]J^M/^"<OP1\3_`!XT?4M,\/V4EUY%
MZ#/-(VRWLU9%^9VZ#//`Y..`:^(]?^(*INAL0&?H93R/P%:'P!_:D\>_LP_$
M*/Q/X)\27^BZH"!-L;?!=H#GRYHFRDB>S`X[8/-?3\0NKB,)*C@VO:='+:Z]
M#Y/AK!TJ6+A6QZDJ?51MS6^>A_0=^SA^P;X8^"PM]2U$1^(/$28<7,\?[FV;
M_IDAX!!_B.3Z8Z5[RB!!@``5^??[`?\`P7B\%?M"FR\.?$D6G@/Q?(!$ET[[
M=)U%SP-LC',#$_PR';TPY)Q7Z`VMPMU`LB,'1QE6'((]:_E3B##9E2Q369I\
M_GLU_=MI;T/[(X8JY3+!I91;D71;W_O=;^I)1117AGT91U_PW8>*M+GL=2L[
M:^L[I=DL,\8D20>A!ZU\@_M(?\$U`/M&K_#Z3!Y=]'GDX/M#(>G^ZQ_X%VK[
M,I#&I&".*]/+,XQ6`J<^'E;NNC]5^NYXF=</8'-*7L\7"[Z-:27H_P!-5Y'Y
M'7?PC\56-U+!+X;UY)87*.IL)<J0<$?=]:*_7`0(.`HXHK[%>(=?_GROO?\`
MD?G3\(\/_P!!,O\`P%?YCJ***_.S]@"BBB@`HHHH`****`"BBB@`HHHH`***
M*`"BBB@`HHHH`****`"BBB@`HHHH`J>(/^0%>_\`7!__`$$U_-'J_.J7(X_U
MK_\`H1K^E[6H7N-'NHXU#221,JCIDD8KX3_8P_X(F>&/AE?P^)/B;);>+-?$
MAGBTM5)TRS.<C<#@SL/]H!/]D]:_4/#OBK!9)1Q57%-MRY.6*W;7-?R6^K;/
MQWQ2X.S#B#$8.C@DDH\_-)[1OR6OU;=G9+L?"_[%W_!,/XA?MAW-OJ$-L?#7
M@]F'F:U?1D+*N>1!'P93[C">K9XK]<OV1_V#/A_^QSH2P^&-*$VL2H%N]9O,
M2WMUZC=C")_L(`.!G)YKV6UTZ&QMXX8(HX885")&BA510,``#H`.U3#CCTKP
M^)^.\QSF3A-\E+^2+T_[>?VOR\CZ'@_PXRO(HJK&/M*W6<E_Z2MH_GYA2,P4
M9)P!7)?&OX[^$?V=O`MSXE\::]IWA_1K7[T]U+MWMCA$499W/95!)]*_(7]O
M[_@OYXG^+TE]X9^$$=YX0\.29BEUJ7"ZK>KT)CQQ;J?49DZ'*<BO+R+AG'9K
M4Y<-#W5O)Z17SZOR6I[O$'%67Y/3YL5/WGM%:R?RZ+S>A^@/[=W_``5D^&7[
M#]E/IUW>#Q/XT"9AT#3I%:6,D<&X?E8%Z=<L0<A37XL_MI?\%'?B9^W'XA:7
MQ3JS6?A^*3?::!8,T5A;>A*YS*_^VY)ZXVCBO"K_`%&XU2]FN;F>:XN+AS)+
M+(Y=Y6)R68GDDGG)J&OW?AS@G`Y4E4MSU?YGT_PK9?GYG\^<2\=8_-VZ=^2E
M_*GO_B?7\O(**`">F2:[CQ1^S3\0/!7PQTSQIJ_@[Q#IWA76&*V>ISV3I;3>
MAW$<`_PDX#<XS@U];4K4X-*<DG)V5WN^R[L^/IX>K43<(MI*[LMEW?9'$*>>
MH'UKZ\_8)_X+'?$G]B^:TT:^FD\:>!(B$.D7\S>=9)W-M,<F/`_@;<GH%)S7
MR$:*Y<QRS"XZBZ&+@I1??\UU3\T=>6YKBL!65?"3<)+MU\GW7DS^EW]C_P#;
MV^&W[;/A4:CX+UR*2_@0->Z1=8AU&PS_`'XLG*YXWJ60]CFO:P0>1R*_ED^!
M7C76/`'QA\-:KH6IW^CZE:ZC!Y5S:3M#*F9%!`92#@@D$="#BOZE[<G8`3D@
M5_//&G"]/)L1!49N4)IM)[JUM+]=]&?TCP+Q95SO#S=>"4Z=DVMG>^MNFVQ)
M1117Q9]V%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%
M`!1110`4444`%%%%``1D8-(J!>@I:*`"BBB@3/RX_P"#FYR/AC\*QDX_M6^X
M_P"V,=?C]DU^P'_!S?\`\DR^%?\`V%;[_P!$QU^0EI93:A=106\,L\\[B...
M-2[NQ.`H`Y))[5_2/AVTLBI/SE_Z4S^8?$E-\055Y1_])1$.O3->@_LY_LM^
M._VKO'4?A[P)X>OM<OC@SR1KMM[)"?OS2GY8U]V//09/%?;'[`?_``0)\5_&
M=;'Q-\6I+SP;X9DVRQZ.F!JM^O4;P01;J1_>R_7Y5X-?KY\"_P!G[P=^S;X%
MM_#?@G0+#P]H]L.(;9,-*V,%Y'/S2.<<LQ)/K7F\2>(N%P5Z&!M4J=_LKY]?
M1?>>GPOX:XO'6KX^]*GV^T_D]EYO[CXV_P""?_\`P0I\"_LW_8?$GQ#-GX^\
M91XE2&6(G2M.?J-D3?ZY@?XY!C@$(IYK[J\0>#M*\6^'KG2=4TZRU'2[R(P3
MVES"LL$T9&"C(P*E<=B,5I45^(YEFV+Q]?ZQBJCE+\O1=/D?N^5Y+@LOH?5\
M)348]>[]7U^9^67[?W_!OEI_B'[;XH^"$L.EWS$RR^%[N4_99CU(MIF/[LGL
MCY7T9`,5^4/Q)^&7B'X/>,KSP]XHT;4=!UK3VV3V=["T,L9['!Z@]B,@CD$B
MOZJZ\>_:X_89^'/[:GA$Z9XWT&&\N(4(L]3@Q#?Z>3WBE`R!GDJV5/=37W?#
M?B-B<):AF%ZE/O\`:7_R7SU\S\_XH\,L+C+XC+;4ZG\OV7_\B_33R/YL?AQ_
MR4/0?^PC;_\`HU:_JKM^E?@]^UE_P1B^(_['/Q&TW7=%BG\<>!(M1AD_M&RA
M)NK",2J?])A&2H`_Y:)E.,G;TK]X;8Y7(YJ_$?-,+C_JM?"34HM2VZ:QT:W3
M\C/PPRK%Y?+%X?&0<))PWZ_%JGLUZ$E%%%?F!^LA1110`4444`%%%%`!1110
M`4444`%%%%`!1110`44447`****`"BBB@`HHHH`****`"BBB@`HHHH`****`
M/AW_`(+-?L+^.?V[(?AAX?\`!MO:)%I^I7<VIZA=S".WT^)HXP'8?>8D@@*@
M))'89([;]@S_`()(?#3]B.UM=5BM5\5>.%3][KNH0J7@;'(MX^5A7W&7/=B.
M*^K*.G05[4N(,;]1CEL)\M-7T6E[N^KW?IL>"N&\!_:$LSG#FJRMJ];65M%T
M]=Q%0)G``S[4M%%>*D>\D%%%%`!1110`QH`W7!_"E1`G3'Y4ZBE8204444QA
M1110`4444`%%%%`!1110`4444`%%%%`'(?&[XA:S\,?`LNKZ%X-UOQU?0R*O
M]EZ5/;0W+J>K@W$D:$+Z;LGL#7P/'_P<H?#^;Q^OA4?"?XH'Q(U__98T\)9F
M<W7F>5Y.WSOO[_EQZU^DLH!7!&<U_-+I2C_A]9;`@'_B\2CV_P"0P*^ZX,R?
M`YA'$?6X7=./,FFU\G;2VGJ?&<69IB\%.@\-.RG+E:LGVU1_0]\./BKXB\;_
M``DN?$6I_#WQ#X7UB%)GB\/7UU9O?7&P90!XIGA4R'@;G&,_-BOB[XZ?\'"G
MA7]F;XC77A'Q[\'OB?X=\162)++9SOI[D(XRK!DG9&4CNI(K]#-P*X``%?S[
M?\'(Z@?\%()R`!GPUI__`+5K+@K*\%FF8RPN*I^ZXMJS::LUIOMKUNS7BS,,
M5E^!CB,//5-)W2=[]=M].FA^TO['O[5>I_M:>#$\1O\`#7Q?X%T&^M8;W2KO
M7);0_P!JQ2@D-&D,KNH`VG]XJY##&>:]G&>]>5_L4S):_L:?"MG*HB^$=+)8
MG``^R1<UXGXO_P""U_PGB^,C?#_P)I?C;XN^+(Y'C>T\':8MW&A3[_[V22-&
M"]V4E!_>KP)Y?5Q&)JQP=)VBW>UVDEI=M[>K9[4,=2P^'IRQ53626]DVWT27
MZ(^P**^/_`W_``6O^$NJ?&@?#SQKIOC3X2>+VE2%++QCIJ6:,[_<'FQR21J&
MXPS,JG/!->]?M)_M4^#OV3OARWBOQG=:C;:(L@B\ZQTVYU!MQ5F!*P(Y5<*?
MG;"CUY%85\KQ=*I"E4IM2G\.GQ>G?Y&U+,L+4A*I"HFH[Z[>O;YGHU%?&/P3
M_P""\O[/WQQ\8:SI=IK&JZ%::'ICZI/J>MVR65I*B2(A2/+F1Y"9!A-F3@XR
M>*XOQ-_P<A_`?PI\0QH=WHGQ+BM"P_XFDFB)#;[">)!&\JSE._\`J\X[5VQX
M:S64W26'ES)7:M_7W;G++B#+5!5'7C9Z7N?H%17S1\:/^"MWP1^"WP_TK7W\
M3/XG;7;$:EINF^'K=M0O[JW(R)3&N/)7J"9B@!!'4$5PO[(/_!=WX)?MA?%*
MS\&:<OB;PKK^J/Y6GPZ]:Q0QW\G:-)(I)%#GL&*YZ#)XK"GD>83HRQ$:,G".
M[L]+;_=U9K/.<#&K&C*K'F>RN?:-%4?$'B6P\)Z%=ZIJ=[:Z?IUA"UQ<W-Q*
M(XH(U!+.S'@*`,DFOD32/^"U_P`/_B=XMUK2OA?X$^*WQ>3P\N_4+[POHD<E
MI`O."&GEB+9P<`#+8)7(KFPF7XG$J4J$')1W?17VN]E?H;XG'X?#M1K32;V7
M5^BW/HS]J+X_:;^RS\`/%/Q"U>RO=1TWPK9F]N+:TV^?,H95PFXA<_-W(KYA
M^#'_``6)OOVA?`DOBCP=^SK\9]:\.Q;R-15+"&VD"9WE'DN%#A<$$KG!&.M4
M]0_;8^&'_!8O]F[XA?"#P)X@N/#'C?7=,>U;2_$=FUK=6P612[[%+"0+M(8(
MQ*]P*^I?#GPMTSX)_LUV_A+1X(X-,\.>'_[.MU50ORQ0%<GW."3[DUZKP]#!
MT?98R@W7YMI.44HV6ME:]WMJ>9*O7Q=7VN$JI45'=).\KO36]K+?0^)_@[_P
M<7^"?V@/B'IWA/P=\)/B;KOB+5BXM+*%K!7G*(7;!><+PJL>3VKL/'G_``6]
MTWX/_%[PYX*\;_!+XL^#=7\47D-I8MJ<5FL$IDE6/>LBS,KJI8;MA)'Y5^3/
M_!"L_P#&T;X8>\M[_P"D,]?N%_P4C_9&T_\`:>^%GAV\FNK72[[X=^(+3Q3!
M?26LD[1Q6[[KB,+&K.Q>(,`J@DL%X.*^JXCRG)\KS*G@Y4GR2A=OFE=-MI>J
MT6ECYO(LRS3,,!/%1J+GC*R7+&S22?WZOJ?1<3$CD8I]?%`_X+Z?L^W?Q7T?
MP;I=]XLU;5M9U.#24=-$EM(;>6601@R?:?*=5!;GY20.U3_%?_@O#\"/A1^T
M;;_#:6]US6KXWJZ=>ZKIEM'-IFG3LX39)(7#-M)^8QJX'(SD$#XV/#N9W4?8
M2NTY;/9=?0^L>?9>ES.M&R:6_5]#[0HKY*_:+_X+5_`[]EKQ[?>&/%U[XMM-
M;T^1HWMU\.W:B7:<%HWD1$D3.<.C%3V)KV;P3^UOX5\>?LP6'Q=LHM<;PEJ.
MG?VI$J:;+<7WD[B/^/>$.[-Q]U03BN6KE>,I4X5JE*2C-VBVFDV]K=SII9GA
M:E25*G43E'5I/56[]CT^BOC?X=_\%V/@'\6/C3H/@+P]?>*K_7_$6I)I5L'T
M66VB29VV@.9=I4`]>,CTKZ&_:4_:D\$?LC?#"Y\7^/M;M]"T2V81AW5I);B4
M@E8HHU!:1S@X"CH"3@`D.OE6,HU(4:M*2E/X4T[OT6[%1S3"5:<JM.I%QCN[
MJR]6>A45\6:K_P`%L_"N@_#6V\=W_P`'_CI9_#N\VM%XFD\/P?86C8X64@7'
MF"-CT8J`<C&<BO7]:_X*%>`K+]E_0_B]IEOXI\3^#O$,@CLVT;19[J\/S2*Q
M:`*'55:)U8D8!`YP0:NMDV-II.=-V;Y5U5^UUU\MR:6;8.I?EJ+17?IW]/,]
MQ$Z%]H8;O2GU^$W[,/\`P5BNOB[_`,%?KKXK^)[/Q=>>%H]-OM-T?0]%L9=1
MN+.TV8A'D1YRQR7D8=&<]L5^U'P&^-FF_M"_##3O%FDZ?KVEV&IF41VVLZ>]
MA>Q^7(T9WPO\RY*$C/4$'H:[<]X<Q652A&NOBBF]-$W?W?.UMSDR;/L/F*DZ
M+V;2\TNOS.QHHHKY\]P****`"BBB@`HHHH`****`"BBB@`HHHH`;)VK^9/Q#
MH5SXH_X*^7VFV6IW6B7FH?%=[:#4+94::Q=]5*K,@<%2R$A@&!&1R#7]-<\B
MQJ"QP!7\T.EW\'_#Z*WN?-C^S_\`"X%?S-PV[?[8'.?2OTSPW;7UUK_GW_F?
MGO'L5+ZJG_/_`)'[<?\`#`_Q4V_\G5_%O_P6Z3_\C5^,_P#P7)^%^N?"+]N&
M72/$'CC7?B!J`T*SF_M75X8(KG8WF8CVPHB;5P<<9YZU_1\TJO&Q!R!7\^?_
M``<@W,=Q_P`%(KD(ZNT?AO3U<`Y*G$AP?P(/XUKX;YA6K9OR3:MRO:,5U75)
M,CCG`4J66J<+WYEO*3[]&VC[]_;\^.6J?`G_`((,^'+O1KJ6RU'Q!X6T/0DG
MB8J\:7%O$)<$="8E=<_[5>(?\&KWPQL)K+XK^,I8(WU.*6RT>&5@"\41625U
M!Z@,?+SZ[!Z5[Q^VG\!=0_:>_P""$OAO2_#L+ZEJVD^$]$UNTMX1O>Y^S6\3
M2(@'5O+,F`.21BOG[_@UF^+FG6%U\5/`MS<1PZI=M::S:PLP#S(@>*7:.^TM
M'G_>HHN+X8QRH_'[7WN]N:-OEO\`B34NL_P;J_#[/W>U[,C_`.#J#X76.GZM
M\)O&44,::A?I?Z1<2@`-)''Y4L8/K@R28],FOJ?_`()H?&B__:%_X(R0ZAKL
M[ZAJ.F>'=6T6>64[VF6V2:*,MGJ?*"9SUKY-_P"#I3XNV&N>+_A7X$M)TN-2
MTJ*\U:[A0[GB$YBCB#`="?*<@>GUK[`_X)X?`/4?V8_^"/$6A>(('T_6+OPW
MJFKWL$J['MFN8YI51P>C+&4!!Z$$=JSQS@N%<"JOQ^T?+WY;R_#;\"\&G_K%
MBW2^#D][M>R_'?\`$_+C_@W@^%VB?$[_`(*-Z:=<T^UU*/0-$O-5M8[B,2(E
MPGEHCX/&5\PD'L0#U%?8O_!TWX&TH?`[X8^(5LH%UB'79M/%T$`D,#V[2&,G
MJ5W1J0.W/K7RS_P;33)#_P`%%[@.ZJ7\*7ZKDXW'S+<X'KTKZZ_X.FIT?]ES
MX:J'4L?%3G&><?9)?\17OYQ6G_KIADGHDE^$KGC9;3C_`*J5VUK=_P#MIW/_
M``;:_"K1-!_8!'B."PMEUGQ)K=Y]MN]@\V5(6$<<9;KM4`D#IEV]:_,__@H'
MX7L?A)_P6I\06GAV"/28+7QGIEY"EN/+6&27[-,Y4#IF1V/'K7ZG_P#!NA<Q
MG_@F3H*!U+)K6IA@#D@^?G'Y$?G7Y??\%3+F-O\`@MKXHE$B>6GBC1RS;A@8
MAM,Y^E8\/3E+B7,8R=URS_"22_#1&F=PBL@P,HJSO'\8MO\`'<_0?_@YC^.6
MJ?#K]COPOX3TVYFM8_'>LF*_:,D&6VMXQ(8CCLTC1$CN%KS/_@A)^UOX$_9C
M_8OFL]0\*_$K4M:UK7+J[O+S1/!M_J=M*`$CC03PQLA*JGW<Y!8UZC_P<K_`
M34_BK^QMX<\5Z3;2W@\`ZN;J_2-2S16D\7EO*0.RNL63V!)Z`UP/_!MK^V[X
M/TSX$ZM\)/$6NZ;HGB#3-5FU+2X[ZX6`:A!.JEEB+$!G1U8E1SAP>0#CR<+3
MI3X/_=P<[5+S479^3>CT2Y>AZ->I4CQ/[\U&\+1;5UMLM5N[GRAIW@#XF7W_
M``6`@^)?P]^&'Q/TSP_J/CV/4K6:Y\,WEFHMI9QYQDW(`B,K2;MQ`VL<XYK]
M\_'S;OA]K1R"/[/G_P#1;5Y)\5/V[/#OASXX^#?AKX-;3_'/C?Q1?JMWI]A>
MJRZ'IZC=/>W+H&$81?NHV"[$`8ZCUGXD7<</P]UQY72)4T^X9B3@*/+;DFOF
M.(,WJX]X9U:7L^2*BM;N26B;V[:::ZGT.2Y;2P<<0J=7GYFV]+).VJ7Z_(_G
M/_X(5?\`*4;X8?\`76]_](9Z_I/D`9"",@U_-=_P0PE2W_X*B?"]G=5#37BC
M)ZDV4^!7])YF1DR&&#7T'BC_`,C2G_U[7_I4CQO#I_\`"?/_`!O\HG\X?_!5
M[PY#K7_!9WQQI8+VT.H^(]+@=HB4=/,M;0,P(Z'+$Y]:_6WQ/_P0;_9YUSXR
M>&?&-AX<O?#Y\-2Q2MI6G77EZ=J3Q$,C3QLK,3D#=L9=W\6<FOR?_P""H-S&
MW_!;SQ5*)$\M/%6C;FW``8M[+//M@U_1?#*L@^4@YKKXMS+%X7`9?]7J2A>E
MK9M7]V.YR\,9?AL3C,:J\%*U32ZVUEL?C!_P=56Z1?$7X,NJ*)'T[559L<D"
M6UP/PR?SK]#?^"0ZA_\`@F=\&P1T\/1_^AO7Y_\`_!U;HMTWBCX,:@()#9BU
MU6W,N/E$F^T8+GU(!/X&OL'_`((Y?M0>`]0_X)E^`FF\5:#8/X-TQ['68[J]
MCA?3GBE?)E#$;5*[6!/!#"N3-:<JG"."<%>TWMKUD=.6U(PXFQ2F[7BORB?E
M#\.84M_^"_4<<:A$3XP7(50,`#^T9.*^Q/\`@Z?\(^)M1\#_``GUFU@NYO"6
MF7-_#J#QJ3%;W4JP>09,<#*I,%)]QWKXA_9\^(.G?$O_`(+=Z'XHTV;?I6O_
M`!3?4+21AMWQ2W[NC8/(R&''O7[)?MU?M>:)\$/VJ/A1\/?B%;:%>?"GXN:?
MJ>EZF-3M4E@AO(WMO(:4OE1$WFE"&&!O#9&TU[^?XBMA,WP%>G#GE"E=QZM)
M.]O-*]O0\7)J%+$99C*,Y\JG423Z*[5K^5[7/C/]AC_@O;\-/$'[/NC_``C^
M./AV?2K*UT>/P[)JMK;_`&S3;VU6(0CSX1^\C)C`!VJX)R?E'`_0?]B_X1^&
M_@A^P5H'ACPCXGM_&?AK3M+O'TW68"ICO8999YU(VLP.WS-I.>2IX!X'YU?\
M%H_^"+WPO^`G[/FL_%WX:23>%6T>>#[9HCW#3V-XDTRQ9@WDO&X9PVT,5*@@
M!>*]N_X-UM)\26W_``34\3'5DN_[+O-<U!M#24$[H?L\2N8\_P`!F$@X_B#U
MX&>X/+<1E;S3*Y2A&51<T)?S:[=;I2>S::?='M9-BL?0S#^S\PBI24'RS7\N
MF_D[+HG<^"_^#<T`_P#!371%P"!H6I?^BA7]#*HJDD``FOYS/^"!GQ!T?X5_
M\%,_"\GB&_MM(AO[&_TR.6Z<11BX>$[$+-P"S+M`/5B!WK^BC1/$6G^)+9YM
M.O;6^AC<QL]O*LBJPZJ2.,CTJ/$^+_M>,K:.$=?FS7P]DO[.E&^JF_R1<HHH
MK\Y/O`HHHH`****`"BBB@`HHHH`****`"BBB@#D/C?\``[0/VA?`TGAOQ-'J
M4NDS2++(ECJ=SITKE>@\VWD23;ZKNP>X-?-B_P#!!;]EE)Q*/AO.)0V[?_PD
M6I[LYSG/VCKGO7V%17?A<TQF&BX8>K*"?2,FE^#.+$Y;A<1)3KTHR:[I/\S@
MOAQ^S=X8^%'PBNO`^BQZQ%X?NTFC9+C6;RZN%65=KA;B65IDXZ;7&W^'%>!:
M[_P0O_9E\4ZM-?ZKX!O]2O[D[I;FZ\3:K--*<8RS-<DDX]37UU11A\TQE"4I
MT:LHN6[4FF_774*V6X2K&,*M*,E'9-)I>AY-^S1^Q)\//V0K&]L_`.F:GI-C
M?(D;VMQK5[?P1A"Q7RX[B5UCY8YV`9[YP*\Z^)G_``2%^"7Q$^*1\<V>AZKX
M)\9-(TS:QX3U:XT>X:1OO/B)@FXY.2%!;)SG-?3U%*&9XR-65>-62E+=W=WZ
M]_F$\NPLJ:I2IQY5LK+3T['S)\*?^"17P2^%WQ3_`.$YGT'4_&/C,3+<#6O%
M6J3ZQ<K(O1P)6*;Q@8;;E<#!%>K_`+1'[+7@[]J?P:GA[QI9ZA?Z,LAE-M::
MI=:>)25*D.;>2,NI#'Y6)7VKT2BE5S+%5*L:TZDG*.SN[KT[?(<,OPT*;I1I
MI1>ZLM?7N?)W@O\`X(C?LV_#GQ)::SH'@;4-(U6Q<2075KXFU6*6,@]B+G.#
MW'0C@UU_[1G_``2[^"W[6GC3_A(/B%X9U#Q%J2HJ)YFO:A#!"%4+\D,<ZQH2
M`,E5!/4Y-?05%;2SK,'55=UY\ZT3YG=+R=[F:RG!*FZ2HQY7JURJS^5CPC]G
MW_@FS\(OV6(=8A\!:#JGA^WUZTDLKR%-?U"6*1'QN94DG94DX&)%`<=B*\ZU
M7_@A1^S%KVJS7]_\/[V]OKES)-<3^)=5EEE<]69FN223ZFOKRBB&<X^$Y585
MYJ4MVI.[]7<)91@I0C3E1BU'9<JLO30XKX7?L^>%O@_\,%\&Z197$WAQ$DC^
MRZE>SZF623.Y&>X>1V0@D;22`.`,5\N?$S_@WW_9G^)'B675$\*:KX>EN'\R
M2#1]5EM[8DG)Q&VY4'L@4#L!7VQ1487-<9AIRJ4*LHN6[3>OKW'B,KPE>"A6
MI1DELFEIZ=CQO]DW]@7X5?L2Z/<VOPZ\*6FC3WP`N[Z21[F]NP#D!YI"6V@\
M[00H/0"K?[2'[%'P_P#VL_LB^.K'6-2@LX9($@M==OM/A='(+"1+>9%DSC^,
M'`R.A->LT5B\=B'6^LNI+G_FN[_?N:K`X=4O8*"Y.UE;[CY`TS_@@_\`LNZ+
MJ$-W9?#NZM+JW8/%-#XDU1)(V'0JPN,@CU%?0O@K]G7PU\/_`(/3>!-,76(_
M#L\,UNRS:Q>7%T$ESO`N9)6G!^8X(<%>,8P*[JBM<5FF,Q*2Q%64[;7DW^;(
MP^6X2@VZ-*,;]DE^1\A:I_P0E_9AUW5)KZ_^'UY>WURYDFN)_$NJR2RL>K,S
M7))/N:^@?@%^S;X6_9F\*3:'X1AU:VTN:;[08K[5[O4F1MH7"O<R2,JX4?*I
M"]3C)-=Y11B<TQF(@J>(JRFET<FU^+%A\MPE"7/1I1B^Z23/.?VFOV4/`7[8
M/PVD\*?$'0+;7]',@GB5V>*:VE`($D4B$.C`$C*D9!(.02*\#^"?_!"C]G#X
M&>,(==LO!L^O:A:R"2W_`+=OI+^"!@<@B%B(V([%U8C'K7V%110S3&4*3H4:
MLHP>Z3:7W!6RS"5:JK5:<926S:39\L>._P#@BW^SA\2OB/J?B[6/`$DOB'5[
MUM1N;N#6]0MBT[-N+JL<ZJAW<_*`!VKM?B__`,$Y/A%\?/A!HG@?QAX7/B#0
M_#:,FER7FH7,M_8[C\Q6[,AG).!G<Y!VC.<#'N5%5+-\=)P<JTGR?#[STZ::
MZ?(4<KP<5)1I17-OHM?7N?)A_P"",?P@U;3M+TOQ#??$?QAX;T219+#0==\7
MWUWIEH5&%VP[P,`<`$D8XZ<5]/\`A'P7I7@/PS8Z+HVGV6E:3ID*V]I9VD*P
MP6\:C"HB+PH`["M2BL<5C\1B$HUYN26R;T-,/@</0;=&"BWV6I\=?%+_`((1
M_LX_%SXLWOC#4_"5_;7VIW+7=[:6&J3VEE=2LVYW,:,-I8Y)"%1R>*^G?@[\
M%?"G[/\`X#L_#'@S0=-\.:#8`^39V40CC!)R6/=G)Y+,22>237445>)S/%XB
M$:5>K*48[)MM+Y"P^786A-U*-.,9/=I)-A1117"=@4444`?%GQ9_X+K_``:^
M`_B9=%\:Z+\5/"FK20BX2TU7PK-:2R1$D"15=AN0E6&X9&5/I6E8_P#!:#X;
M:G\-AXRM?!?QKN?")C:4:W%X(NWT\HI(9O/'[O:"""<X&#Z5^>G_``=)*$_:
MS^'>`!GPD>G_`%^3U^E7_!'6&.7_`()A_"%9%1E?0RI!`((,\O%?>YCDV78;
M)<-FGLY-U'9KGT6^WN^74^'P.:X_$9K7R[GBE35T^7?;=<WF6_V5?^"M_P`"
M/VPO%L7A[PCXR1/$5PI:#2]3M9;&YN,#)$?F`+(P&3M1F.`3C`-?2]?S/_M,
M>"E^'7_!7WQ!HOPSA^SRZ?\`$.)=&@LA@6]P;J-A%&!T"2DJ`.`%QT%?T=_%
M'XO>&O@?X&N_$GB_7=+\.Z)IZAKB]O[A8(4SP!ENK$\`#))X`-<7%/#U#`SP
M\L&Y-5HJ2B]9*]M-$KWOV[G;PWGM;&1K1Q22=*5FUHGOW].YTM%?(EQ_P6\^
M`Y\.:AKUC>^-=8\,:7,(+O7;'PEJ,NEV[D@8:<Q!1U'7U'J*]P_9G_:_^'/[
M87A";7?ASXHT_P`2Z?;.([CR=\<UJY&0LL4BK)&2,XW*,X.,U\]B<KQF'A[2
MO2E%7M=II)]GV?D>[0S/"5IJG2JQDWK9-7MY'I=%>"_M"?\`!3KX%_LL>)[K
M0_'7Q"TK1==LD1YM.6&>ZNHPZAEW)"CD94@C..#6?<_\%6?@3IO[/FE?$^_\
M=V&G>%-<:9-.:YBD2\OFBD:-UCM@IF8AE/1>`03@&B.5XR4(U(T9.,G9/E=F
M^RTU^0Y9EA%*4'5C>.K5UIZ]CZ*HKY<_9J_X+(?`+]J[XAP>$_"GB^1/$5X2
M+.RU*QFL6O2!DK$SJ%9L<[<[B.@X-?3]U=QV5N\LKI''&I9F8A0H'4DGH!66
M+P6(PM3V6)@X2[--/\33"XVAB(>TH34EW3N245\L>*O^"R?P*T/Q;J>AZ3KN
MM>-M1T6-I=0'A70[O6(K*-3AG>6&,Q[5[L&(&*[G]E3_`(*+?!W]M.2>W^'G
MC*QU?4K6/S9].FCDM+Z),X+>3*JLR@D9905&1S6U7*<;2INM4HR45U<797VO
MII<RIYG@ZE3V4*L7+M=7/;J*\B_:C_;K^%O[&UG8O\0/%5KI%UJIQ8V$44EU
M?7ISC]W!$K.PSQG&,\9KS70?^"R'P-OOB#8>%M:U;Q)X(US52@LK?Q1X=O=)
M%UO;:A5I8PH#'@%B!^-31RO&5:?M:5*3CW2;6F_W=>P5<RPE.?LZE2*EV;77
M;[RK_P`%3?VZ?B-^P-\,U\9^'/`'A[Q3X5@,4%_?7NM/;SVD\KE$46ZQG>A^
M7YA)G)QMQS6%_P`$;/\`@I!XK_X*/>`?&^M>*=#T#0I/#>IP6=K#I8FVNCQ%
MR7,CME@1U&![5E?\'##^;_P2_P#%;%<'^U--X_[>4KY7_P"#=']HCP3^S/\`
MLI_%OQ)X[\2Z3X9T:'7K1?M%[-L\QOLS'8BC+2.>RH"Q]*^OPF4X>OPS4Q<*
M5ZRJ**:NVU[O2[5]>B/E\3F5>CQ!##RJVI.#DT[)+?K;RZL_8NBOD3X1_P#!
M<S]FWXS?$6T\,:9XXELM0U"86]I)J6FW%G;7,A.%42N@523TWE<G`ZFOK:YO
M8;.U>>66.*&-2[.[!54`9))/08KXW&8#$X62AB:<H-[)IJ_WGU>%QV'Q,7/#
MS4DMVG<EHKY>UO\`X+#_``+MO'=UX9T+7]9\=ZY8JSW-MX3T*\UH0*IPS%X(
MV0J#P2K$"MW]F'_@J/\`!+]KWQ7)X>\%^,(IO$D09FTC4+6:PO2%^]M255WE
M<'(0DC'.*VJ91CH4W5G1DHK5MQ>B>S>FWF9PS7!SFJ<:L7)Z)76K['T)17!?
M'G]I[P%^S!X<@U?X@>*=(\*Z;=2^1!-?3;!/)MW;$'5FP"<`$XKS7X+_`/!5
M/X%?M!7WB>+PIXZL[ZW\&Z?_`&IJ]Y/;3V=K:6^[:9/,F1`P!],]16-+`8FI
M2=:G3DX+JD[??:QI4QV&A45*=2*D^EU?[MSZ'HKY]_92_P""H'P;_;4\=ZSX
M:^'WB675=8T2$W,D,]C-:^?`&"F6(R*-ZABH/<;AQCFJ?QB_X*L_!7X,_$T^
M"+GQ'>^(O&BN8GT/PWIEQK%[&X&2C+`C!6&.5)W#N!6G]E8WVSP_LI<Z5VN5
MW2[M6V\R%FF$]DJWM8\K=D[JS?9>9]'45\\?LZ_\%3/@K^T[X_E\(^'O%,EC
MXOA=HVT/6K&?2[\NOWD5)U7<XP<JI+#!R!7KWQ=^-7A;X#>`K[Q1XQUS3O#V
M@::H:XO;R81QIG@`=V8G@*,DG@`UE6P6(I551JTVI/9-.[OM9=;]#6CC:%6F
MZM.:<5U3T1U-%?(D_P#P6]^`]CHEOK=U>>.+3PI=S>3!XBF\(:BFDSMG'RS>
M3@\^@KZ8^$_Q;\._'+X?Z9XJ\)ZK::YX>UF+SK.^MFW13KN*G&<$$$$$'!!!
M!P:O%9=BL/%2KTY13TNTUKV]?(C#9AAJ[<:-12:ULFGIW+OCGQ./!?A2_P!6
M:QU+4ETZ![@VNGV[7%W<!1G9%&.7<]`HZFOC'QU_P<!_`?X7>*[S0O$MG\2O
M#VMZ>P2YL-0\,RVUS`2`0&C=@RY!!&1R"#7W%(,@9Z"OYR/^#@!0G_!43QT`
M``+73O\`TCBKZ7@C(\)FN-EA<4G91<DT[;-*VS[GSW%V;8K+<-'$89K62335
M]T]=UV/WC_9@_:LTK]JOP]+K&B>'/'&AZ6J0S6]QXAT.73%U".569)+??_K4
MPN2PX^9?45ZM7F/@GXD^'_@S^RCX9\2^)]5LM#T+2?#EA-=WUTXCAMT\B,`L
M>W)`^I%>:?#_`/X+`_L]_%CXPZ-X$\+^/H-=\1:[,T%K';V%TMN65&<@S/&L
M8&%/(8\\5\\\OK5I5)X6E)PBW>R<K)=VE^9[D,=2HPA'$U8J<K6O97OV5SZ9
MHKY(^,O_``7&_9L^"'C2;0-2\>KJ>HVSF.X_L:QFU""!@<$&6-2A(/4*Q(KZ
M!^`7[1?@S]J#X<VGBSP)K]EXBT"])2.YMR05<8W(Z,`R.,C*L`1D<<U&(RS%
MT*4:U:E*,9;-Q:3^;1I0S'"UJCI4JD926Z339VU%>;?M*?M=_#G]D+PE'K?Q
M%\5Z7X9L;ABENMP[/<73`9*Q0H&DD(XSM4XSSBO#&_X+A_`#3-2TF'7-8\5>
M%K77H_.TV_UKPO?V=I?1\8DCD:+!3D?-TYZT\/E6,KQYZ%*4EW2;VWMWL*OF
M>$HRY*M6,7V;2/KRBLSP?XSTKX@>&K'6M#U&RU;2-2A6XM+RTF6:"YC89#HZ
MDA@?4&M.N%IIV9VQDFKK8****0PHHHH`_#7_`(.E/^3M/AUGI_PB7_MY/7TK
M^P7^SM^T5\2?^":'P_;P#\?=)\&Z=>Z*YT_3W\'032VBF20>6;LR%P<Y.\)N
M&>!Q7S3_`,'29#_M:?#O&3CPD?\`TLGK]*O^"-=W'_P[%^$1#JVS16!QR`1/
M+D5^JYIBYX?A7`U()-\WVHJ2^UT::/S/+<-"OQ'BX3;6G1M?R]FC\H?V3OVF
M_#/_``2G_;0UC0_C5\(K+5O'>D:@T.H^,8M3GO-0MC,-YO(HIB8W$B2!]R>7
M(5<]R5/Z&?\`!8#]@3Q3_P`%1/A!X!O_`(<>,]#MM.T@R:D+?4)I(K'4XKB.
M,QW`>-6^9$!QN4@K*V"._P"67_!<#Q_IWQ]_X*A>,AX2QK8@-CH:&R'G&\NX
MH(XW1`N2S"0F/`R24X[5[A_P6J^('Q(_9H_9R_9Y^"3ZKJ>DZ-:^!;4ZXEK,
MT:ZE>1*D+PR,I^=(MN=N=I+@D'"X]C$Y;5Q&,R['X:7L\35C=\UY))1NVHMN
MV]DE9*_2USS*&84Z.%QN"KQ<Z%-V5K)MN5DFTM=KMN^W4^T_&7Q<^"7[&?\`
MP3SO?@1:>(M)\7>);+P7>:5/HOAN!M6N[N[>U<3W$L<`;R5:5GD9Y=@4'/&*
M^(?^#7S7+RW_`&V/&>G)<2+97G@Z:>:$,=DCQWEJ$8CU`D<#_>-?9W[`7AKX
M;?#3_@A_J'B#PXFB64NJ^!M2F\0:DH19I[\6\RRK-)]XE7^15)X`4`<BOB+_
M`(-B+N*U_;T\3)(ZH\O@F["`\%B+RR)`_"O-P5.$<HS6G[S:?O.5M97=W:VG
MWOU._$3F\SRV;LDUHH]%T5^OX'TG_P`'2^B647P#^&6H+:6ZW_\`PD,T'V@1
M@2F,VS$INZ[<@''3BNK_`.#=/]F3P-J/[#G_``F>H>&])U7Q)KNJWEM->WML
MEQ)%!$^Q8(RX.R/.YB%QEG).>*Y[_@Z:.?V;/AD!R3XEF/\`Y*O7K_\`P;GN
MJ_\`!,K1`3@C6]2_]'UYU:M.'!=+D=KU&G;M=Z'=2HPGQ744DG[B?X1/RF_X
M*<^"-,_9A_X*[>)+7P1:0Z!:Z3KFF:K90VJB..TFDBMKAO+4<*OF.Q`'`Z#B
MOTJ_X.._VJ-9^"_['>@>%-#O);&[^)5ZUI>S0L4<V4,8>:,$<@.SQ*?5=PZ$
MU^=G_!;?_E,'XT/8W6C?^D-I7W-_P<Y?![4O&/[+7P\\8V$$MQ9^#]4DM]0*
M*2(([J)`LC>BB2)5SZR"OI,3"E5Q.2RQ.MXZWZOEBU?O[QX="56EA\U5#2TN
MG1<S3_`[;_@VS^#>E>%?V!+CQ1%;0G5?&>MW3W4^T;VBMV\B.,G^ZI61@/60
MU6_9[_X(5W_P'_X*1W/QFL/&UC:>%+75;O5--T2RM'2X`N%D!MI&SL$2^81Q
MG<%`PO;'_P"#9_\`:?T#Q1^RIJ?PPGU&U@\3>$M4GO(;-Y`LMS9W!$@E13RP
M60R*V,XRN?O"OMSXN?M;Z!\,OC9X)^'EM&^N^,?&MTRIIUG(IFTZS2-GEOIP
M?N0KM"C."S,`,X-?$YYC<SPN;XVC2;_>.2DK7O#>^O3EZ]CZO*,+E^(RO"5:
MMOW=K:[2VZ=;]#\3_P#@I[\=/$G[.O\`P6[O?'?B#2FUJ'P?J>G7VEV-X2L-
MS8I!&56,D$*"QD(8`@29."017VYX\_:>_9]_X+8?#CPWX8T3Q+8^$/BAHNK6
M>JZ/:>(H#;W<$D<J--#$XRDPDC#KMC<DD*2HVUW/BWPU\)?^"J'QY^+?P=^+
M'AO2H_&/PKU,1:)?6$K6NIG3)8HW29),DL5=B'4AH\LAVY-?E-_P58_X)K77
M_!,KXQ>'UT7Q-/K6@^(UDO-'NG407]D\+IN1]G!9=Z%9%VYST4BOJ\O^HYI]
M6P4W*ABZ4$H-?#)<MT^S33N]GJ]6?-8Y8O+_`&^*@E6PU23YD]&G>UNZ:>B>
MJVT/UJ_X.%LC_@E]XK!.2-3TW_TI2OE/_@V*_9W\'^/M`^(WC+7="T_6=9T>
M^MM/T][V%9TL4>)GD:-6!"NQV@L!G"@9QFO:_P#@K7K.MZ[_`,$)-'O?$YF_
MX2.]L/#TVI>:,2&X8PF0L.S;B<^^:XK_`(-8'"_`KXJ@D@G7;3_TG:O)PLIT
M>$,3&,M55LVO^W3U,0H5N)J$I+1T[Z_]O?B?)_\`P<8?![PW\(/V[]/D\,:1
M9:&OB#P[;ZE>16<2PQ27'GSQF4*H`#%8UR1U(SUS7ZQ^+/@SXE_;5_X).Z-X
M3T[Q(VA^)/&G@G3<ZG+N*O(T$+R+)M^;9)AE8C)PYX/0_F#_`,'/)!_;D\*8
M/7P?!_Z5W5?:/[<7Q[\7_L]?\$)O!6M^";R[TS5KOP[H&F2:A:DK/8036\:R
M2(PY5CP@8<@OD<XKLS*E6Q&590J<E[1RLG+6STM>_30Y<!4I4,PS)U%[B5VE
MIIY%7_@FW\"_`7_!%_X.>)(OC!X\\!V?CKQ3J`D=+&\:XN9+5%"PP10[!/(2
MQ=MJ1GEP.<5^;>K_`!+@UG_@N+9^)O#5KJN@6NI_$BTN+>"[LWL;N-)KB/=O
MB8!D+AV)5@#A^0,XKZX_X-C?"G@OQK>_$KQ/KB66L?$JQO+<P7-^1/>6]HZ-
MNEC+Y8%I,AF'/"@GFOE3]H/Q!8:K_P`%YKW4+6[MY[$_%"R43HX,?RW4*MST
MX8$?45Z^547#.,?2KMSJ>S?-)V47=+11[=FV_0\S,*JEE>#J4DH0]HN5)W:L
MWJWW]$?NG^WMX:T[Q-^QA\4XM1L;6^CB\*:G*BSQ+($=;24JPST((!!'(Q7X
M7_\`!"[]D[PQ^V1^T_XD\)^-%U&Z\,1^&YKVZL+6^EM$OG6>!8Q(8R"RHS[P
M"<;E4]L5^[G[;$JO^QM\5B&!!\(:K_Z1RU^.W_!K^P3]M_Q?NX!\'SC_`,F[
M:OFN$L14I</9A4IR::Y6FNC[H]_B6C"KG>"A42:=TUW/H7XN_P#!/+PY_P`$
M3_V9_C)\7O!'BC7M7\4:OI@\/Z"UXD:-HL=W<1H6#)_K)%X(<A<;!\O4U\[_
M`/!O=\?_`(3?L\>._B3XP^)OB6TT;7KV"VL=+GNK>>XE='>22X8-&C$$LL62
M3D_G7Z9?\%L_@]J/QO\`^";?Q#TS1[:2[U'3H(-7BA12SNMM.DL@4=SY:OP*
M_.[_`(-C_P!IC0/AM\9O'7P^US4+33[KQI;VMSI)N)`BW,]N9`T*D]79)=P'
M4[#7;E^+J8[AK&8G$-U*KE%2LTI<JY;+9Z;O;74X\?AH8//L+0H)0IV;C=-Q
MYG>[W6NW7L>)_P#!9#XS^&/BE_P4)C^(7P<U&ZOU%C87#ZII]I/!_P`3"%F&
M]=R*Q<*L7S`=1]:^E?\`@XN\8^,O&G[,?[/FJW=O?6>C:O:-?:M#M9(XM1>V
M@9$D'9@K3[0>?O\`O7ZC_M5?M4^&/V3?AA-X@UV3[5>3NMKI6D6[*;[6[MV"
MQVUNAY=V8@>@&2>!7B_[:?QY\(W'QT^%_P`'OBKX:T"\\!_&/3KR*7^U%W-:
M:E$83!'O#;5SO90RX8.4(8=^'`<23G5P52&&;CAU.S<KRE%1]ZVB5XK5>>AV
MXW(H0I8N$JZ3K.-[*RBW+2^KT;T?EJ?+/[#_`/P6'^`7QY_9/T?X)_%^V@\&
M.NAQ^'+C[9;E]'OD2(1+(LJ@^2Q`#?O`H5N0YXK[Q_X)X?`-/V8?V0?!W@B'
M7+#Q):Z-%.;;4K([H+N&6XDFC=3W^211D<$CCBORK_X*Z?\`!"WPM^RK\&-6
M^*GPQUN_AT'1IHO[1T/4Y1.T,<LJQA[>;AB%9U!23<2"3N)&#[%_P1;_`&V+
M+]D?_@E7K/B_XIWVL1^#M%\5RZ;HC1VDMW(PDCC8PQA00$\TR8)(4,2,CI3S
MK*L)BLN^NY+.3C.HKTVM>=IVMUOKMJFNNA.49CB<-CEA<VA%2A!VFOY59Z]+
M:;Z-/IJ?J\_2OYR/^#@+_E*-XZ_Z]=._](XJ_H$^`/QTT#]I7X,^'?'7AB::
M?0O$MHMY:M+'Y<BJ2059<G#*P92,GE3R:_G[_P"#@!@__!43QT5((^RZ=_Z1
MQ4>&%.5/.JD)JS4))I]&G'0KQ!J1GE<)P=TY)KS5F?T"?`^RAU#]GSP9%/%'
M-%)X?L59'4,K#[/'P0>HK^=7P)\)-#^)O_!9,^"]2M%'AW5/B==6%Q:0$PJU
MM]OD#1#;C:I4%>,<&OZ+?@%*K?`/P5A@<:!8_P#I/'7\^_P`(_X?R:<W5?\`
MA;%SSV_X_P"2M.!)RC_:#B[-4V_3?4SXRBFL$GUFE_Z2?J9_P6S_`&5_AY:_
M\$R/&EU8^#_#VE77@Z"UN='FL;"*W>P(N8D*H44$*R,RE>A!]<5\V?\`!JQX
MIO9-,^,NC-.[:=;R:7>Q1$Y6*5Q=([`=BRH@/KL%?:7_``6S8#_@EY\6@2,G
M3[<?^3D%?#G_``:JC&L_&M6R&,&D\=#]Z[K'+:DJG!V+]H[VFK7UMK!_Y_>7
MCZ<:?$^&]FK7@]M.DO\`@'S?X[^)=Q_P4C_X+;:-9^)YWO\`PU<>-8]%M+*1
MLPQ:9;7!'E*.@$BQLS>K2&OUZ_X*G_\`!.A/^"A'[-UIX3TJ^TS0->T348M0
MTJ\NH6>&'"M')$=GS*K(W;/*KQ7XBZU->?\`!/3_`(*WR7_B&VN(;?P1X[_M
M"7*$--8/<&02*.^^WDW#'K7](&B?%/PYKGP]@\5VNNZ5/X:N;7[='JBW*?9#
M!MW>;YF=H7'.2<"NKC2K6P53+\3@':$(+D:VO_P5:_<PX3ITL73QE#&:RE)\
MR>]O^`[^AY%_P34_8RO/V"_V5=)^'E_XC/B>[L[F>\ENEC,4,;3/N,42DDB-
M3ZG))8X&<#WZOEJY_P""MWPC\*?!U/B#XKU6;PQX1U;7[O1/#U[-;RW+>(TM
MV"M>01Q(S^06W@,1C"@_Q#/TCX(\9Z9\1/"&EZ]HM[!J6D:S:QWME=0G='<0
MR*&1U/H5(/XU^>YC2QCJ2Q.+BTYR=VU9.75+I==4MC[C+ZN%4(X?#2344K*]
MVET\]34HHHKSCT0HHHH`^*/C#_P0?^$7[0?BI-<\<^*?BUXLU>.$6R7>J>)O
MM,D<0)81J6B.U068[1@98GO6KX1_X(M?#[P#X`?PIH?Q$^.>C^&9-P;2K/QI
M+!:88DL/+1``&))(&,Y.:**]E\0YDZ:I.M+E6RZ+T70\E9%@%)S5)7>[ZOYG
M7_LN_P#!)/X$?LA^)8M=\(^"K>3Q%`28M6U2XEU"[A)_BC,I*QMU^9%4\GFN
MD_;?_P""?GP[_;_\`6F@>/+*Z+:9*TVG:C8RB&]TYV`#&-R"I5@`&5E93@'&
M0""BN66:8R6(6+E5DZBVE=W7H_T.B.682-!X:-.*@]U969X7^S?_`,$!/@K\
M`+JX>]O?%_CNTG;S!IFO7ZG3`^,"1K:%(TE<#H9`P!P0,@$8?PH_X-V/A)\&
MOB]'XNT+QM\5M-FMYFDM[:QUM++RD8\P^=#$LQ3'RGYP2.I/6BBNZ7$V:MS;
MKR]]6>NZ_KL<:X=RU**5&/NZK^O\SUS]K?\`X)+?#W]MOQ8-3\?>)/B1J%O`
MXDM-+BU[9IU@WEJC&&$H0A8+DGDDD^M;W[(O_!-OP=^Q-H>J:3X'\2?$"/1]
M5ADC.G7VM&XM+61\;IX8]@"3<#YQ117'+-\9+#_5)5&Z?\M]/N.J.582-9XE
M4USOKU^\\?\`B!_P;\?!'XK^-KWQ+XFUSXI:[X@U&02W.H7GB,37$S``*2[1
M9X``'H`*^G/!/[+^A^&_@E>>`-:U#7O'N@WZ/#<_\)7>?VI//"X`,3NP&Y`!
MP#R/6BBGBLWQN(A&G7JN2CM=[>G;Y"P^4X.A*4Z5-)RWMU]>_P`SXW\5_P#!
MM7\$K_QLVM>&_$_Q(\%%G+I;:7J<3);9[1O+$\H'U=C7TK^QM_P3<^&?[#XO
M[OPG9:AJ/B'5T$>H:]K-T;S4KQ0<A3(0`JY`.U%4$@$Y(!HHK;%Y_F.)I>QQ
M%:4H]F]_7O\`,SPV1X##U/:T:24N]MO3M\CD?C]_P2,^'WQK_:!/Q7TKQ!XZ
M^'7Q'<JTNM^&-4$$EP50("Z2I(A^10I``#`<@\U6TW_@D'X&\2_&32O'OQ.\
M5^.?C)XAT(*--'BJ[@:RLMK;AMM[>**,_-SA@03R03BBBLHYUCE!055Z+E7=
M+LGNEY7+ED^#<G-TUJ[OLWW:V;\['9_MC_\`!.;P?^W&D-IXT\1>/8-"ACC7
M^Q=*UDVFFR.C%EE>'8P:0;NI]!Z5@?L=_P#!)[X>?L+>,IM7^'^O?$"TCO`?
MMFFW6M>;I]Z=I56EA"*&90QVGJ#114QS;&1P[PBJ/V;^ST^XN65X1U_K+IKG
M[]3D/CY_P0Q^$/[3OQ(O/%?CC7_B;KVL79(62X\0!UMH]S,(8@T9V1J6.%'`
MS7K'PX_X)[^"?`7[/NK_``MOM0\5^,_`VL6R61T[Q+JC7ZV<"KM6*!L*8E'!
M&TY4J"","BBJJYSCJE.-&=5N,;65]K;6[6\B:648.G4E5A32E*]WWOO?N?-O
M@+_@V]^"OP^^)`UVS\4_$T6:L?\`B6QZO';1LAZQ-+%$DQ0C@X<$CO5_XX_\
M&ZWP-^,7Q/B\2Z?>>*O`RK'$CZ=X?G@AM28U"K(HDB=D<A1DAN3\WWB22BNQ
M<4YM[15OK$N:UKWZ?UU.7_5S+.3V?L8VO?Y_U\CW_P`<?\$_-`^('[.^F?#*
M^\;_`!23P]8QRPW,\?B64W^KQR`AX[J=PS2H<GY>%`X`QQ7CWPE_X(*_![X"
M^*UUWP3XF^+'A761$T/VS3/$OV:9HV()0E(AE20.#QP***Y*.=8ZE"5.G5:C
M+5KH[]^YTU<GP52:G.FFUHGVMV['V=IVB+8:';V,DTUZL$"P-+=-YDDP"@;G
M/\3'&2>Y)KX9_:"_X-W/@/\`&_QS=>(M-D\4>`;^]F-Q/#X?NHDM&D)R66*6
M.01Y/.$*J.P%%%98#-,7@INIA*C@WO9[^O1FN,RW#8N*AB8*26U^GH=]^R=_
MP1I^%7[*WQ`L_%[7GBKQ]XLTT8L-3\4WXO6T[C&88U545O1B"P[$<UW_`.VU
M_P`$[?AQ^WUX;TNP\=VNIK=:#))+I>HZ;>-;7=@S[=VT\HP.Q>'5A\H(P:**
MJ>;XV>(6+E5E[1;.^J].R\D3#*\)&@\-&FN1[JV_KW/+O%?_``1VTSXJ^#]/
M\*^/?C5\:O'7@O39(Y%T/4M5M4@N=A^03216ZS2@8&-SY'4$'FN>_P""H'[,
MD>L?L;^$OV<_A-X9M[!_&&K6MC8P6\#?8]&LK:07%Q=S/SA5PN2Q+.TG\3&B
MBNW!9OBI8FG.4K^S;FEHH\R3:=E97NM>K.'&95AH8><81MSI1;W=FTK7=W:S
M/IKX._LSZ7\'?V7-#^%VB:AJNF:;HNC+I,=_93>1>H=F&G1\'9(7+/G!P6KY
ME^(7_!OC\#_BUXOO/$'BC7/BEX@US46#7-_?^(_M%Q.0`HW.T1)P``/0`"BB
MN/"9SCL/4E5H57&4M6T[-WUU.NME6$KTXPK4U)16B>R/=OAG^PIIOPF^#NJ>
M"-*^(?Q:?2]0AM[>WN+GQ(TM[I$<).U+24IF%2,*P`.5`'&*\'TO_@WM^!NA
M^.HO%%GK7Q1MO$D%Y_:,>IQ^(]MVESOW^<)/*W;]W.[.<T455#.\=1<W2JN+
MG\5M+^O<*V3X*JHJI33Y=K]/0]Q_:5_X)^>&_P!K#X4Z1X+\7>+?B+)H&F6J
M6MS#::X83K6S85DO#L(GD#1ALD#YB3BN!_9@_P"",_PQ_8[\>Q>(?`'B3XFZ
M+<F6*2[M4\08M-26-MRQW$:Q@2)DG@]F/(R:**BGF^-IT'AH56H/>-]'ZHJI
ME6$G55>=-.:V?5?,ZG]N#_@EC\)?V_$MKKQKI5W:>(+&+R+;7-*F%M?QQY)\
MMB0R2("20)%;&3C&3GPCX8?\&Y/P=\#W<,6K^+OB;XLT&&83?V%?:ND&G3,#
MG]XD$:,WX,M%%;X;B#,:%#ZM1K24.BOMZ=OE8RKY'@*U7V]6DG+O;?U[_,]V
M_;*_X):?"W]MCX9>$O"GB"UU'0-,\#MC1O[!DCM#9Q%%1H55D9/+*H@QMR-H
MP1SGV_X4_#+2?@Q\-=!\):#`;71/#=A#IMC"6+&.&)`B`D\DX`R3R3117#5Q
MV(J48T*DVX1;:3>B;W?SZG93P="G5=:$$I-)-I:M+9?(Z"BBBN4Z0HHHH`__
!V3\_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
