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3. Loans: Loans and Leases Receivable, Troubled Debt Restructuring Policy (Policies)
12 Months Ended
Jun. 30, 2013
Policies  
Loans and Leases Receivable, Troubled Debt Restructuring Policy

During the year ended June 30, 2013, one to four family TDRs increased by 91 loans or $8.0 million and home equity lines of credit TDRs increased by  43 loans or $1.3  million, including including 77 one- to four-family TDRs totaling $4.9 million and 41 home equity lines of credit TDRs totaling $1.2 million representing loans classified as TDRs as a result of recent regulatory reporting requirements of the Office of the Comptroller of the Currency (“OCC”), the Bank’s primary federal regulator, requiring that banks classify mortgages and other loans discharged by troubled borrowers in bankruptcy as TDRs.