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3. Loans: Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized (Tables)
12 Months Ended
Jun. 30, 2013
Tables/Schedules  
Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized

 

 

 

June 30, 2013

 

June 30, 2012

 

 

 

Average

 

 

Unpaid

 

 

Interest

 

 

Average

 

 

Unpaid

 

 

Interest

 

 

 

Recorded

 

 

Principal

 

 

Income

 

 

Recorded

 

 

Principal

 

 

Income

 

 

 

Investment

 

 

Balance

 

 

Recognized

 

 

Investment

 

 

Balance

 

 

Recognized

Retail consumer loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  One- to four-family

  

$

44,060

  

$

49,176

  

$

1,867

  

$

42,829

  

$

41,006

  

$

1,799

  Home equity lines of credit

 

 

5,869

 

 

9,405

 

 

194

 

 

5,531

 

 

8,329

 

 

208

  Construction and land/lots

 

 

2,906

 

 

4,617

 

 

169

 

 

4,926

 

 

8,244

 

 

253

 Consumer

 

 

67

 

 

184

 

 

3

 

 

48

 

 

98

 

 

1

Commercial loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Commercial real estate

 

 

25,501

 

 

28,136

 

 

1,014

 

 

21,249

 

 

25,679

 

 

1,184

  Construction and development

 

 

12,161

 

 

17,986

 

 

425

 

 

26,994

 

 

23,070

 

 

763

  Commercial and industrial

 

 

3,006

 

 

3,801

 

 

153

 

 

3,138

 

 

4,535

 

 

218

  Municipal leases

 

 

-

 

 

-

 

 

-

 

 

531

 

 

-

 

 

-

Total loans

 

$

93,570

 

$

113,305

 

$

3,825

 

$

105,246

 

$

110,961

 

$

4,426