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3. Loans: Troubled Debt Restructurings on Financing Receivables (Tables)
 12 Months Ended
Jun. 30, 2013
Tables/Schedules  
Troubled Debt Restructurings on Financing Receivables

 

 

Year Ended June 30, 2013

 

Year Ended June 30, 2012

 

Number of Loans

 

 

Pre Modification Outstanding Recorded Investment

 

 

Post Modification Outstanding Recorded Investment

 

Number of Loans

 

 

Pre Modification Outstanding Recorded Investment

 

 

Post Modification Outstanding Recorded Investment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Below market interest rate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Retail consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    One- to four-family

4

 

$

1,121

 

$

1,103

 

27

 

$

9,347

 

$

9,057

    Home equity lines of credit

-

 

 

-

 

 

-

 

3

 

 

83

 

 

81

    Construction and land/lots

-

 

 

-

 

 

-

 

2

 

 

175

 

 

171

  Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Commercial real estate

1

 

 

237

 

 

231

 

1

 

 

285

 

 

280

    Construction and development

-

 

 

-

 

 

-

 

2

 

 

760

 

 

254

  Total

5

 

$

1,358

 

$

1,334

 

35

 

$

10,650

 

$

9,843

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Extended payment terms:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Retail consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    One- to four-family

2

 

$

87

 

$

83

 

15

 

$

1,784

 

$

1,738

    Home equity lines of credit

4

 

 

85

 

 

80

 

2

 

 

73

 

 

70

  Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Commercial real estate

-

 

 

-

 

 

-

 

3

 

 

965

 

 

891

    Construction and development

-

 

 

-

 

 

-

 

2

 

 

2,694

 

 

2,694

    Commercial and industrial

1

 

 

10

 

 

10

 

3

 

 

106

 

 

100

  Total

7

 

$

182

 

$

173

 

25

 

$

5,622

 

$

5,493

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Other TDRs:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Retail consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    One- to four-family

85

 

$

6,830

 

$

6,456

 

12

 

 

2,261

 

 

2,348

    Home equity lines of credit

39

 

 

1,232

 

 

1,157

 

1

 

 

35

 

 

35

    Construction and land/lots

8

 

 

395

 

 

377

 

1

 

 

181

 

 

170

  Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    Commercial real estate

4

 

 

1,651

 

 

1,119

 

7

 

 

2,786

 

 

2,435

    Construction and development

-

 

 

-

 

 

-

 

7

 

 

2,827

 

 

1,704

    Commercial and industrial

1

 

 

30

 

 

27

 

-

 

 

-

 

 

-

  Total

137

 

$

10,138

 

$

9,136

 

28

 

$

8,090

 

$

6,692

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Total

149

 

$

11,678

 

$

10,643

 

88

 

$

24,362

 

$

22,028