XML 249 R7.htm IDEA: XBRL DOCUMENT v2.4.0.8
HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2011
Operating Activities:      
Net income (loss) $ 9,053 $ 4,527 $ (14,737)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Provision for loan losses 1,100 15,600 42,800
Depreciation 2,287 2,276 2,195
Deferred income tax expense (benefit) 1,607 (537) (11,695)
Net amortization and accretion (210) (187) (170)
Federal Home Loan Bank advance prepayment penalty 3,069 2,111 3,988
Gain on sale of premises and equipment   (1,503)  
Loss on sale and impairment of real estate owned 951 3,040 3,825
Gain from sales of securities available for sale     (430)
Gain from business combination     (5,844)
Gain on sale of loans held for sale (3,751) (2,900) (2,729)
Origination of loans held for sale (227,117) (196,708) (155,090)
Proceeds from sales of loans held for sale 230,885 193,391 160,009
Decrease in deferred loan fees, net (513) (853) (285)
Decrease in accrued interest receivable and other assets 2,773 2,486 7,050
ESOP compensation expense 749    
Restricted stock and stock option expense 1,113    
Increase (decrease) in other liabilities 1,935 (873) 3,820
Net cash provided by operating activities 23,931 19,870 32,707
Investing Activities:      
Purchase of securities available for sale (6,000) (12,539) (35,260)
Proceeds from sales of securities available for sale     8,555
Proceeds from maturities of securities available for sale 6,100 37,332 29,833
Purchase of certificates of deposit in other banks (79,927) (35,816) (103,057)
Maturities of certificates of deposit in other banks 51,320 46,652 83,351
Principal repayments of mortgage-backed securities 6,101 3,067 5,500
Net redemptions of Federal Home Loan Bank Stock 4,446 3,330 1,450
Net decrease (increase) in loans 54,445 53,296 (23,195)
Purchase of bank owned life insurance (16,000) (31,000)  
Proceeds from redemption of bank owned life insurance   21,580  
Cash received from business combination     8,190
Purchase of premises and equipment (1,581) (3,218) (2,399)
Capital improvements to real estate owned (542) (316) (696)
Proceeds from sale of premises and equipment   1,745  
Proceeds from sale of real estate owned 11,061 9,688 7,925
Net cash provided by (used in) investing activities 29,423 93,801 (19,803)
Financing Activities:      
Net increase (decrease) in deposits (311,425) 201,590 (111,424)
Net increase (decrease) in other borrowings (25,334) (125,124) 16,368
Proceeds from stock conversion 208,204    
Loan to ESOP for purchase of shares (10,580)    
Common stock repurchased (13,299)    
Decrease in capital lease obligations (8) (7) (7)
Net cash provided by (used in) financing activities (152,442) 76,459 (95,063)
Net Increase (Decrease) in Cash and Cash Equivalents (99,088) 190,130 (82,159)
Cash and Cash Equivalents at Beginning of Period 224,801 34,671 116,830
Cash and Cash Equivalents at End of Period 125,713 224,801 34,671
Cash paid during the period for:      
Interest 7,414 11,981 18,990
Income taxes 123 97 52
Noncash transactions:      
Unrealized gain (loss) in value of securities available for sale, net of income taxes (210) 189 (622)
Transfers of loans to real estate owned 7,730 16,137 13,473
Loans originated to finance the sale of real estate owned 651 1,452 6,209
Business combination:      
Assets acquired     105,126
Liabilities assumed     90,969
Net assets acquired     $ 14,157