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9. Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)

12 Months Ended

Jun. 30, 2013

Tables/Schedules

Schedule of Deferred Tax Assets and Liabilities

		June 30,
		2013			2012
Deferred tax assets:
Alternative minimum tax credit	$	3,650		$	3,422
Allowance for loan losses		12,564			13,281
Deferred compensation and post-retirement benefits		16,998			17,067
Accrued vacation and sick leave		358			361
Impairments on real estate owned		972			1,177
Capital loss carryforward		10			579
Net operating loss carryforward		16,336			16,920
Discount from business combination		509			571
Unrealized loss on securities held for sale		16			-
Other		590			896
Total gross deferred tax assets		52,003			54,274
Less valuation allowance		(2,178)			(2,570)
Deferred tax assets		49,825			51,704

Deferred tax (liabilities):
Depreciable basis of fixed assets		(1,026)			(1,257)
Deferred loan fees		(530)			(546)
FHLB stock, book basis in excess of tax		(147)			(777)
Stock Compensation Plans		(694)			-
Unrealized gain on securities available for sale		-			(93)
Other		-			(104)
Total gross deferred tax liabilities		(2,397)			(2,777)
Net deferred tax assets	$	47,428		$	48,927