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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Interest and Dividend Income    
Loans $ 32,266 $ 28,728
Securities available for sale 896 856
Commercial paper and interest-bearing deposits in other banks 2,253 1,857
Other investments 832 839
Total interest and dividend income 36,247 32,280
Interest Expense    
Deposits 5,853 2,750
Borrowings 3,321 3,258
Total interest expense 9,174 6,008
Net Interest Income 27,073 26,272
Provision for loan losses 0 0
Net Interest Income after Provision for Loan Losses 27,073 26,272
Noninterest Income    
Service charges and fees on deposit accounts 2,443 2,401
Loan income and fees 882 328
Gain on sale of loans held for sale 2,299 1,670
BOLI income 697 536
Other, net 1,339 678
Total noninterest income 7,660 5,613
Noninterest Expense    
Salaries and employee benefits 13,912 12,685
Net occupancy expense 2,342 2,326
Computer services 2,024 1,849
Telephone, postage, and supplies 802 769
Marketing and advertising 679 417
Deposit insurance premiums 0 304
Loss (gain) on sale and impairment of REO (19) 179
REO expense 258 175
Core deposit intangible amortization 411 565
Other 3,124 2,614
Total noninterest expense 23,533 21,883
Income Before Income Taxes 11,200 10,002
Income Tax Expense 2,396 2,212
Net Income $ 8,804 $ 7,790
Net income per common share:    
Basic (in dollars per share) $ 0.51 $ 0.43
Diluted (in dollars per share) $ 0.49 $ 0.41
Average shares outstanding:    
Basic (in shares) 17,097,647 18,125,637
Diluted (in shares) 17,753,657 18,880,476