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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2020
Operating activities      
Net income $ 35,653 $ 15,675 $ 22,783
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Provision (benefit) for credit losses (592) (7,135) 8,500
Depreciation and amortization 9,348 9,499 5,856
Deferred income tax expense 6,584 3,573 5,196
Net accretion of purchase accounting adjustments on loans (1,628) (2,088) (1,517)
Net amortization and accretion 2,450 2,717 (1,078)
Prepayment penalties paid on borrowings 0 22,690 0
Impairment on assets held for sale 87 1,311 0
Loss (gain) on sale and impairment of REO 7 (65) 536
BOLI income (2,000) (2,156) (2,246)
Gain on sale of securities available for sale (1,895) 0 0
Gain on sale of loans held for sale (12,876) (17,352) (9,946)
Origination of loans held for sale (465,263) (622,400) (376,455)
Proceeds from sales of loans held for sale 463,603 600,784 313,967
New deferred loan origination (costs) fees, net (316) 1,698 161
Increase in accrued interest receivable and other assets (3,592) (799) (4,584)
ESOP compensation expense 1,502 1,125 1,195
Share-based compensation expense 2,152 2,102 1,822
Increase (decrease) in other liabilities 1,577 1,507 (3,280)
Net cash provided by (used in) operating activities 34,801 10,686 (39,090)
Investing activities      
Purchase of debt securities available for sale (41,649) (107,988) (77,228)
Proceeds from maturities, calls and paydowns of debt securities available for sale 65,399 76,663 72,406
Proceeds from sale of debt securities available for sale 1,895 0 0
Purchases of commercial paper (558,482) (715,635) (1,528,262)
Proceeds from maturities and calls of commercial paper 555,472 831,862 1,470,727
Purchase of CDs in other banks (1,244) (7,321) (32,949)
Proceeds from maturities of CDs in other banks 17,815 22,888 29,265
Net redemptions of FHLB and FRB stock 4,213 17,138 8,627
Net purchases of SBIC investments, at cost (2,587) (1,902) (2,195)
Proceeds from sale of loans not originated for sale 0 0 154,870
Net (increase) decrease in loans (6,462) 56,296 (208,663)
Purchase of BOLI (173) (72) (164)
Proceeds from redemption of BOLI 0 1,307 477
Purchase of equipment for operating leases (2,901) (11,879) (14,510)
Payoff of equipment for operating leases 5,981 2,647 517
Purchase of premises and equipment (6,608) (16,081) (2,925)
Proceeds from sale of premises and equipment 2,322 0 0
Proceeds from sale of REO 181 449 2,102
Net cash provided by (used in) investing activities 33,172 148,372 (127,905)
Financing activities      
Net increase in deposits 144,220 169,785 450,291
Net increase (decrease) in short-term borrowings (115,000) 115,000 (380,000)
Proceeds from long-term borrowings 60,000 0 175,000
Repayment of long-term borrowings (60,000) (497,690) 0
Common stock repurchased (43,348) (16,155) (24,484)
Cash dividends paid (5,452) (5,018) (4,552)
Retired stock (345) (204) (222)
Exercised stock options 6,081 4,592 1,541
Net cash provided by (used in) financing activities (13,844) (229,690) 217,574
Net increase (decrease) in cash and cash equivalents 54,129 (70,632) 50,579
Cash and cash equivalents at beginning of period 50,990 121,622 71,043
Cash and cash equivalents at end of period 105,119 50,990 121,622
Cash paid during the period for:      
Interest 5,312 16,446 33,315
Income taxes 684 532 1,686
Noncash transactions:      
Unrealized gain (loss) in value of debt securities available for sale, net of income taxes (3,917) (503) 1,284
Transfers of loans to REO 0 235 46
Transfers of loans held for sale to loans held for investment 43,083 23,106 98,288
Transfers of loans held for investment to loans held for sale 12,825 0 240,453
ROU asset and lease liabilities for operating lease accounting 1,186 2,586 5,296
Transfer of land from premises and equipment to other assets due to the adoption of ASU 2016-02 0 0 2,052
ACL due to the adoption of ASU 2016-13 0 17,347 0
Transfer of premises and equipment to assets held for sale (included in other assets) $ 3,229 $ 0 $ 0