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v3.22.2.2

Loans Held For Sale (Tables) | 3 Months Ended
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Sep. 30, 2022
Receivables [Abstract] |
Schedule of Loans Held for Sale | Loans held for sale as of the dates indicated consist of the following:
| September 30, 2022 |  | June 30, 2022
One-to-four family | $ | 1,585 |  |  | $ | 4,176 |
SBA | 17,834 |  |  | 14,774 |
HELOCs | 56,833 |  |  | 60,357 |
Total | $ | 76,252 |  |  | $ | 79,307 |
Loans consist of the following at the dates indicated(1):
| September 30, 2022 |  | June 30, 2022
Commercial real estate loans |  |  |
Construction and land development | $ | 310,985 |  |  | $ | 291,202 |
Commercial real estate - owner occupied | 336,456 |  |  | 335,658 |
Commercial real estate - non-owner occupied | 661,644 |  |  | 662,159 |
Multifamily | 79,082 |  |  | 81,086 |
Total commercial real estate loans | 1,388,167 |  |  | 1,370,105 |
Commercial loans |  |  |
Commercial and industrial | 205,606 |  |  | 192,652 |
Equipment finance | 411,012 |  |  | 394,541 |
Municipal leases | 130,777 |  |  | 129,766 |
PPP loans | 238 |  |  | 661 |
Total commercial loans | 747,633 |  |  | 717,620 |
Residential real estate loans |  |  |
Construction and land development | 91,488 |  |  | 81,847 |
One-to-four family | 374,849 |  |  | 354,203 |
HELOCs | 164,701 |  |  | 160,137 |
Total residential real estate loans | 631,038 |  |  | 596,187 |
Consumer loans | 100,945 |  |  | 85,383 |
Total loans, net of deferred loan fees and costs | 2,867,783 |  |  | 2,769,295 |
ACL on loans | (38,301) |  |  | (34,690) |
Loans, net | $ | 2,829,482 |  |  | $ | 2,734,605 |
(1) At September 30, 2022 and June 30, 2022 accrued interest receivable of $8,890 and $7,969 was accounted for separately from the amortized cost basis. The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans for the periods indicated below:
| Type of Collateral and Extent to Which Collateral Secures Financial Assets |  | Financial Assets Not Considered Collateral Dependent |  |
September 30, 2022 | Residential Property |  | Investment Property |  | Commercial Property |  | Business Assets |  |  |  |  | Total
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  |  |  | $ | 310,985 |  |  | $ | 310,985 |
Commercial real estate - owner occupied | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 336,456 |  |  | 336,456 |
Commercial real estate - non-owner occupied | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 661,644 |  |  | 661,644 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 79,082 |  |  | 79,082 |
Total commercial real estate | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 1,388,167 |  |  | 1,388,167 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial | — |  |  | — |  |  | — |  |  | 2,479 |  |  |  |  | 203,127 |  |  | 205,606 |
Equipment finance | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 411,012 |  |  | 411,012 |
Municipal leases | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 130,777 |  |  | 130,777 |
PPP loans | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 238 |  |  | 238 |
Total commercial | — |  |  | — |  |  | — |  |  | 2,479 |  |  |  |  | 745,154 |  |  | 747,633 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 91,488 |  |  | 91,488 |
One-to-four family | 1,311 |  |  | — |  |  | — |  |  | — |  |  |  |  | 373,538 |  |  | 374,849 |
HELOCs | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 164,701 |  |  | 164,701 |
Total residential real estate | 1,311 |  |  | — |  |  | — |  |  | — |  |  |  |  | 629,727 |  |  | 631,038 |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 100,945 |  |  | 100,945 |
Total | $ | 1,311 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,479 |  |  |  |  | $ | 2,863,993 |  |  | $ | 2,867,783 |
Total collateral value | $ | 2,443 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  |  |  |  |  |
| Type of Collateral and Extent to Which Collateral Secures Financial Assets |  | Financial Assets Not Considered Collateral Dependent |  |
June 30, 2022 | Residential Property |  | Investment Property |  | Commercial Property |  | Business Assets |  |  |  |  | Total
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  |  |  | $ | 291,202 |  |  | $ | 291,202 |
Commercial real estate - owner occupied | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 335,658 |  |  | 335,658 |
Commercial real estate - non-owner occupied | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 662,159 |  |  | 662,159 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 81,086 |  |  | 81,086 |
Total commercial real estate | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 1,370,105 |  |  | 1,370,105 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial | — |  |  | — |  |  | — |  |  | 2,594 |  |  |  |  | 190,058 |  |  | 192,652 |
Equipment finance | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 394,541 |  |  | 394,541 |
Municipal leases | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 129,766 |  |  | 129,766 |
PPP loans | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 661 |  |  | 661 |
Total commercial | — |  |  | — |  |  | — |  |  | 2,594 |  |  |  |  | 715,026 |  |  | 717,620 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 81,847 |  |  | 81,847 |
One-to-four family | 1,318 |  |  | — |  |  | — |  |  | — |  |  |  |  | 352,885 |  |  | 354,203 |
HELOCs | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 160,137 |  |  | 160,137 |
Total residential real estate | 1,318 |  |  | — |  |  | — |  |  | — |  |  |  |  | 594,869 |  |  | 596,187 |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  |  |  | 85,383 |  |  | 85,383 |
Total | $ | 1,318 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,594 |  |  |  |  | $ | 2,765,383 |  |  | $ | 2,769,295 |
Total collateral value | $ | 2,443 |  |  | $ | — |  |  | $ | — |  |  | $ | 69 |  |  |  |  |  |  |

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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