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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Operating activities    
Net income $ 9,199 $ 10,527
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (benefit) for credit losses 3,987 (1,460)
Depreciation and amortization of premises and equipment and equipment for operating leases 2,169 2,279
Deferred income tax expense (benefit) 141 1,249
Net accretion of purchase accounting adjustments on loans (178) (428)
Net amortization and accretion (105) 1,442
Loss from sale of premises and equipment 12 0
Gain on sale of REO 0 (3)
BOLI income (527) (518)
Gain on sale of loans held for sale (1,586) (4,057)
Origination of loans held for sale (58,035) (140,626)
Proceeds from sale of loans held for sale 57,570 129,679
New deferred loan origination fees, net (1,856) (971)
Decrease in accrued interest receivable and other assets 1,143 198
ESOP compensation expense 319 364
Share-based compensation expense 567 415
Increase (decrease) in other liabilities (4,697) 27
Net cash provided by (used in) operating activities 8,123 (1,883)
Investing activities    
Purchases of debt securities available for sale (48,014) (5,261)
Proceeds from maturities, calls and paydowns of debt securities available for sale 11,045 36,225
Purchases of commercial paper (210,292) (133,901)
Proceeds from maturities and calls of commercial paper 320,689 127,000
Purchases of CDs in other banks (4,980) (996)
Proceeds from maturities of CDs in other banks 996 5,623
Net (purchases) redemptions of FHLB and FRB stock (78) 3,179
Net (purchases) redemptions of SBIC investments, at cost 523 (360)
Net (increase) decrease in loans (92,109) 17,696
Purchase of BOLI (29) (53)
Purchase of equipment for operating leases (577) (879)
Payoff of equipment for operating leases 1,239 1,165
Purchase of premises and equipment (616) (2,416)
Proceeds from sale of assets held for sale 1,275 634
Proceeds from sale of REO 0 146
Net cash provided by (used in) investing activities (20,928) 47,802
Financing activities    
Net increase in deposits 2,907 31,743
Net decrease in short-term borrowings 0 (75,000)
Common stock repurchased 0 (10,433)
Cash dividends paid (1,355) (1,271)
Retired stock (95) (75)
Exercised stock options 388 700
Net cash provided by (used in) financing activities 1,845 (54,336)
Net decrease in cash and cash equivalents (10,960) (8,417)
Cash and cash equivalents at beginning of period 105,119 50,990
Cash and cash equivalents at end of period 94,159 42,573
Cash paid during the period for:    
Interest 1,296 1,599
Income taxes 127 39
Noncash transactions:    
Unrealized loss in value of debt securities available for sale, net of income taxes (1,646) (235)
Transfer of loans held for sale to loans held for investment 5,219 4,094
ROU asset and lease liabilities for operating lease accounting 0 959
Transfer of premises and equipment to assets held for sale (included in other assets) $ 0 $ 3,229