XML 53 R44.htm IDEA: XBRL DOCUMENT
v3.23.1

Loans and Allowance for Credit Losses on Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | ---
Mar. 31, 2023 | Mar. 31, 2022 | Mar. 31, 2023 | Mar. 31, 2022 | Dec. 31, 2022 | Jun. 30, 2022 | Dec. 31, 2021 | Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | $ 3,649,333 |  | $ 3,649,333 |  |  | $ 2,769,295 |  |
ACL on loans | (47,503) | $ (31,034) | (47,503) | $ (31,034) | $ (38,859) | (34,690) | $ (30,933) | $ (35,468)
Loans, net | 3,601,830 |  | 3,601,830 |  |  | 2,734,605 |  |
Accrued interest receivable | 13,027 |  | 13,027 |  |  | 7,969 |  |
Provision (benefit) for credit losses | 8,360 | (640) | 14,479 | (4,415) |  |  |  |
Charge-offs | (578) | (334) | (3,004) | (2,190) |  |  |  |
Recoveries | 493 | 1,075 | 969 | 2,171 |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) | (85) | 741 | (2,035) | (19) |  |  |  |
Commercial Real Estate |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 1,905,279 |  | 1,905,279 |  |  | 1,370,105 |  |
ACL on loans | (21,613) | (12,835) | (21,613) | (12,835) | (15,059) | (13,414) | (12,750) | (15,084)
Provision (benefit) for credit losses | 6,262 | 62 | 7,904 | (2,527) |  |  |  |
Charge-offs | 0 | 0 | 0 | (439) |  |  |  |
Recoveries | 0 | 23 | 3 | 717 |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) | 0 | 23 | 3 | 278 |  |  |  |
Commercial Real Estate | Construction Loans |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 368,756 |  | 368,756 |  |  | 291,202 |  |
Commercial Real Estate | Commercial Real Estate Loan, Owner Occupied |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 524,247 |  | 524,247 |  |  | 335,658 |  |
Commercial Real Estate | Commercial Real Estate Loan, Non-Owner Occupied |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 926,991 |  | 926,991 |  |  | 662,159 |  |
Commercial Real Estate | Multifamily Loan |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 85,285 |  | 85,285 |  |  | 81,086 |  |
Commercial |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 808,621 |  | 808,621 |  |  | 717,620 |  |
ACL on loans | (14,658) | (9,488) | (14,658) | (9,488) | (12,382) | (12,036) | (10,219) | (9,663)
Provision (benefit) for credit losses | 2,413 | (1,357) | 4,709 | 469 |  |  |  |
Charge-offs | (484) | (261) | (2,617) | (1,572) |  |  |  |
Recoveries | 275 | 887 | 458 | 928 |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) | (209) | 626 | (2,159) | (644) |  |  |  |
Commercial | Commercial and Industrial Loan |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 229,840 |  | 229,840 |  |  | 193,313 |  |
Commercial | Equipment Finance |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 440,345 |  | 440,345 |  |  | 394,541 |  |
Commercial | Municipal Loans |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 138,436 |  | 138,436 |  |  | 129,766 |  |
Residential Real Estate |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 816,928 |  | 816,928 |  |  | 596,187 |  |
ACL on loans | (9,122) | (7,007) | (9,122) | (7,007) | (9,048) | (7,611) | (5,917) | (8,185)
Provision (benefit) for credit losses | (100) | 1,063 | 1,267 | (1,463) |  |  |  |
Charge-offs | (3) | (45) | (126) | (72) |  |  |  |
Recoveries | 172 | 72 | 365 | 357 |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) | 169 | 27 | 239 | 285 |  |  |  |
Residential Real Estate | Construction Loans |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 105,617 |  | 105,617 |  |  | 81,847 |  |
Residential Real Estate | One-To-Four Family Loan |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 518,274 |  | 518,274 |  |  | 354,203 |  |
Consumer |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |  |  |  |  |  |
Total loans, net of deferred loan fees and costs | 118,505 |  | 118,505 |  |  | 85,383 |  |
ACL on loans | (2,110) | (1,704) | (2,110) | (1,704) | $ (2,370) | $ (1,629) | $ (2,047) | $ (2,536)
Provision (benefit) for credit losses | (215) | (408) | 599 | (894) |  |  |  |
Charge-offs | (91) | (28) | (261) | (107) |  |  |  |
Recoveries | 46 | 93 | 143 | 169 |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) | $ (45) | $ 65 | $ (118) | $ 62 |  |  |  |

X
- Definition Amount, after allowance for credit loss, of accrued interest on financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3A -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267960-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL120267845-210446 + Details
Name: | us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease (increase) in allowance for credit loss on financing receivable from writeoff (recovery). Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_CommercialRealEstateLoanOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_CommercialRealEstateLoanNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_MultifamilyLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_CommercialandIndustrialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_EquipmentFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_MunicipalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=htbi_OneToFourFamilyLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |