XML 36 R26.htm IDEA: XBRL DOCUMENT v3.25.3

Loans Held For Sale (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of Loans Held for Sale

Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated:

			September 30, 2025						December 31, 2024
One-to-four family			$	—					$	408
SBA			36,206						22,867
HELOCs			152,841						178,743
Total loans held for sale, at the lower of cost or fair value			$	189,047					$	202,018

Loans consist of the following at the dates indicated(1):

			September 30, 2025						December 31, 2024
Commercial real estate
Construction and land development			$	268,953					$	274,356
Commercial real estate – owner occupied			540,807						545,490
Commercial real estate – non-owner occupied			861,244						866,094
Multifamily			115,403						120,425
Total commercial real estate			1,786,407						1,806,365
Commercial
Commercial and industrial			399,155						316,159
Equipment finance			340,322						406,400
Municipal leases			164,967						165,984
Total commercial			904,444						888,543
Residential real estate
Construction and land development			51,110						53,683
One-to-four family			636,857						630,391
HELOCs			216,122						195,288
Total residential real estate			904,089						879,362
Consumer			48,679						74,029
Total loans, net of deferred loan fees and costs			3,643,619						3,648,299
Allowance for credit losses - loans			(43,086)						(45,285)
Loans, net			$	3,600,533					$	3,603,014

(1)    At September 30, 2025 and December 31, 2024 accrued interest receivable of $16,284 and $17,569, respectively, was accounted for separately from the amortized cost basis.

The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, as well as collateral coverage for those loans as of the dates indicated below:

			Type and Extent of Collateral Securing CDAs																								Non-CDAs
September 30, 2025			Residential Property						Investment Property						Commercial Property						Business Assets																		Total
Commercial real estate
Construction and land development			$	—					$	—					$	—					$	—											$	268,953					$	268,953
Commercial real estate – owner occupied			—						—						3,548						—												537,259						540,807
Commercial real estate – non-owner occupied			—						—						4,710						—												856,534						861,244
Multifamily			—						—						—						—												115,403						115,403
Total commercial real estate			—						—						8,258						—												1,778,149						1,786,407
Commercial
Commercial and industrial			—						—						—						969												398,186						399,155
Equipment finance			—						—						—						1,932												338,390						340,322
Municipal leases			—						—						—						—												164,967						164,967
Total commercial			—						—						—						2,901												901,543						904,444
Residential real estate
Construction and land development			—						—						—						—												51,110						51,110
One-to-four family			—						—						—						—												636,857						636,857
HELOCs			—						—						—						—												216,122						216,122
Total residential real estate			—						—						—						—												904,089						904,089
Consumer			—						—						—						—												48,679						48,679
Total			$	—					$	—					$	8,258					$	2,901											$	3,632,460					$	3,643,619
Total collateral value			$	—					$	—					$	9,860					$	1,617

			Type and Extent of Collateral Securing CDAs																								Non-CDAs
December 31, 2024			Residential Property						Investment Property						Commercial Property						Business Assets																		Total
Commercial real estate
Construction and land development			$	—					$	—					$	—					$	—											$	274,356					$	274,356
Commercial real estate – owner occupied			—						—						6,376						—												539,114						545,490
Commercial real estate – non-owner occupied			—						—						3,820						—												862,274						866,094
Multifamily			—						—						—						—												120,425						120,425
Total commercial real estate			—						—						10,196						—												1,796,169						1,806,365
Commercial
Commercial and industrial			—						—						—						585												315,574						316,159
Equipment finance			—						—						—						717												405,683						406,400
Municipal leases			—						—						—						—												165,984						165,984
Total commercial			—						—						—						1,302												887,241						888,543
Residential real estate
Construction and land development			—						—						—						—												53,683						53,683
One-to-four family			—						—						—						—												630,391						630,391
HELOCs			—						—						—						—												195,288						195,288
Total residential real estate			—						—						—						—												879,362						879,362
Consumer			—						—						—						—												74,029						74,029
Total			$	—					$	—					$	10,196					$	1,302											$	3,636,801					$	3,648,299
Total collateral value			$	—					$	—					$	13,938					$	748

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration