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Loans Held For Sale (Tables)

3 Months Ended

Mar. 31, 2026

Receivables [Abstract]

Schedule of Loans Held for Sale

Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated:

			March 31, 2026						December 31, 2025
One-to-four family			$	1,022					$	304
SBA			41,348						35,567
HELOCs			59,560						162,817
Total loans held for sale, at the lower of cost or fair value			$	101,930					$	198,688

Loans consist of the following at the dates indicated(1):

			March 31, 2026						December 31, 2025
Commercial real estate
Construction and land development			$	317,497					$	277,028
Commercial real estate – owner occupied			527,375						562,049
Commercial real estate – non-owner occupied			823,672						832,502
Multifamily			109,564						110,912
Total commercial real estate			1,778,108						1,782,491
Commercial
Commercial and industrial			392,114						378,686
Equipment finance			286,455						311,356
Municipal leases			167,371						166,396
Total commercial			845,940						856,438
Residential real estate
Construction and land development			48,715						45,617
One-to-four family			619,735						633,511
HELOCs			218,283						217,310
Total residential real estate			886,733						896,438
Consumer			35,799						42,787
Total loans, net of deferred loan fees and costs			3,546,580						3,578,154
Allowance for credit losses – loans			(40,607)						(41,479)
Loans, net			$	3,505,973					$	3,536,675

(1)    March 31, 2026 and December 31, 2025 accrued interest receivable of $13,848 and $15,305 was accounted for separately from the amortized cost basis.

The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, as well as collateral coverage for those loans at the dates indicated below:

			Type and Extent of Collateral Securing CDAs																								Non-CDAs
March 31, 2026			Residential Property						Investment Property						Commercial Property						Business Assets																		Total
Commercial real estate
Construction and land development			$	—					$	—					$	—					$	—											$	317,497					$	317,497
Commercial real estate – owner occupied			—						—						3,422						—												523,953						527,375
Commercial real estate – non-owner occupied			—						—						4,686						—												818,986						823,672
Multifamily			—						—						—						—												109,564						109,564
Total commercial real estate			—						—						8,108						—												1,770,000						1,778,108
Commercial
Commercial and industrial			—						—						—						—												392,114						392,114
Equipment finance			—						—						—						977												285,478						286,455
Municipal leases			—						—						—						—												167,371						167,371
Total commercial			—						—						—						977												844,963						845,940
Residential real estate
Construction and land development			—						—						—						—												48,715						48,715
One-to-four family			—						—						—						—												619,735						619,735
HELOCs			—						—						—						—												218,283						218,283
Total residential real estate			—						—						—						—												886,733						886,733
Consumer			—						—						—						—												35,799						35,799
Total			$	—					$	—					$	8,108					$	977											$	3,537,495					$	3,546,580
Total collateral value			$	—					$	—					$	9,496					$	861

			Type and Extent of Collateral Securing CDAs																								Non-CDAs
December 31, 2025			Residential Property						Investment Property						Commercial Property						Business Assets																		Total
Commercial real estate
Construction and land development			$	—					$	—					$	—					$	—											$	277,028					$	277,028
Commercial real estate – owner occupied			—						—						3,532						—												558,517						562,049
Commercial real estate – non-owner occupied			—						—						4,699						—												827,803						832,502
Multifamily			—						—						—						—												110,912						110,912
Total commercial real estate			—						—						8,231						—												1,774,260						1,782,491
Commercial
Commercial and industrial			—						—						—						—												378,686						378,686
Equipment finance			—						—						—						2,087												309,269						311,356
Municipal leases			—						—						—						—												166,396						166,396
Total commercial			—						—						—						2,087												854,351						856,438
Residential real estate
Construction and land development			—						—						—						—												45,617						45,617
One-to-four family			—						—						—						—												633,511						633,511
HELOCs			—						—						—						—												217,310						217,310
Total residential real estate			—						—						—						—												896,438						896,438
Consumer			—						—						—						—												42,787						42,787
Total			$	—					$	—					$	8,231					$	2,087											$	3,567,836					$	3,578,154
Total collateral value			$	—					$	—					$	9,605					$	1,299

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- References

No definition available.

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

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