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Other current assets (Tables) | 12 Months Ended
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Dec. 31, 2024
Other current assets |
Schedule of other current assets | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | As of December 31,
​ | ​ | ​ | ​ | 2023 | ​ | 2024
​ |  | ​ |  | RMB |  | RMB |  | US$
Prepayment | ​ |  | ​ | 21,956,225 | ​ | 28,947,278 | ​ | 3,965,761
Inventory | ​ | 5.1 | ​ | 10,383,964 | ​ | 10,674,018 | ​ | 1,462,334
Receivables from third party payment service providers | ​ | 5.2 | ​ | 7,833,192 | ​ | 12,693,037 | ​ | 1,738,939
Receivables from Funding Partners and other service providers | ​ | ​ | ​ | 25,848,011 | ​ | 24,435,473 | ​ | 3,347,646
Receivable from broker for derivative collateral |  | ​ |  | 411,567,717 | ​ | 267,280,381 | ​ | 36,617,262
Deposits prepaid to securities companies |  | ​ |  | 50,143,583 | ​ | 1,231,094,816 | ​ | 168,659,298
Others |  | 5.3 |  | 259,404,811 | ​ | 430,728,834 | ​ | 59,009,609
Total |  |  |  | 787,137,503 | ​ | 2,005,853,837 | ​ | 274,800,849
Less: Allowance for other current assets |  |  |  | (116,860,992) | ​ | (72,671,045) | ​ | (9,955,892)
​ | ​ | ​ |  | 670,276,511 | ​ | 1,933,182,792 | ​ | 264,844,957
​ 5.1 The Company’s inventory mainly consists of finished goods in educational services, repossessed vehicles, and products and packing materials to be sold in ready-to-cook meal business. Due to poor market response, these businesses had been wound down and the Company had recognized an impairment charge of RMB 0.24 million and nil for the years ended December 31, 2023 and 2024, respectively. As of December 31, 2024, the Company’s inventory gross amounts and valuation allowance were RMB 10,674,018 and RMB 9,179,453, respectively. 5.2 The Company has accounts with third-party payment service providers mainly to overseas payment. The balance of receivables from third-party payment service providers is unrestricted as to withdrawal and use and readily available to the Company on demand. 5.3Others include borrowings to third - party individuals of RMB 76 million and RMB 46 million as of December 31, 2023 and 2024, respectively. Maturity dates of these borrowings range from January 15, 2022 to July 1, 2026, and the interest rates range from 0.00% to 5.50%. The borrowings are partially secured by certain financial and real estate assets.
Schedule of allowance for other current assets | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | As of December 31,
​ | ​ | 2023 | ​ | 2024
​ |  | RMB |  | RMB |  | US$
Balance at the beginning of the year | ​ | 256,349,242 | ​ | 116,860,992 | ​ | 16,009,890
Additions/(reversal) |  | 29,879,226 |  | (15,572,138) |  | (2,133,374)
Charge-offs |  | (169,367,476) |  | (28,617,809) |  | (3,920,624)
Balance at the end of the year |  | 116,860,992 |  | 72,671,045 |  | 9,955,892
​

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