Exhibit 16.1

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April 23, 2025

Securities and Exchange Commission

100 F Street, N.E.

Washington, DC 20549

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Ladies and Gentlemen:

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We have read Item 16F of Form 20-F dated April 23, 2025 of Qudian Inc. and are in agreement with the statements contained in the first to third paragraphs of Item 16F with reference to us therein. We have no basis to agree or disagree with other statements of the registrant contained therein.

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/s/ Ernst & Young Hua Ming LLP

Shanghai, the People’s Republic of China