Exhibit 8.1

LIST OF SUBSIDIARIES AND CONSOLIDATED VARIABLE INTEREST ENTITIES OF

QUDIAN INC.

(as of December 31, 2024)

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Subsidiaries		Jurisdiction of Incorporation
QD Technologies Limited	​	British Virgin Islands
Bloomgoods Inc.	​	Cayman Islands
Bloomgoods Limited	​	British Virgin Islands
Qufenqi (HK) Limited	​	Hong Kong
QD Data Limited	​	Hong Kong
LAST MILE EXPRESS PTY LTD	​	Australia
Qufenqi (Ganzhou) Information Technology Co., Ltd.* 趣分期(赣州)信息技术有限公司	​	PRC
Xiamen Happy Time Technology Co., Ltd.* 厦门快乐时代科技有限公司	​	PRC
Xiamen Qudian Technology Co., Ltd.* 厦门趣店科技有限公司	​	PRC
F&H EXPRESS PTY LTD	​	Australia
Xiamen Qudian Financial Lease Ltd.* 厦门趣店融资租赁有限公司	​	PRC
FAST HORSE LIMITED	​	New Zealand

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Consolidated Variable Interest Entities (“VIEs”)		Jurisdiction of Incorporation
Xiamen Quxianxiang Time Technology Co., Ltd.* 厦门趣先享时代科技有限公司	​	PRC
Xiamen Lexiang Time Technology Co., Ltd.* 厦门乐享时代科技有限公司	​	PRC

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*The English name of this subsidiary, consolidated VIE or subsidiary of consolidated VIE, as applicable, has been translated from its Chinese name.