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Capital Requirements and Restrictions on Retained Earnings (Tables)
12 Months Ended
Dec. 31, 2012
Capital Requirements and Restrictions on Retained Earnings [Abstract]  
Summary of actual and required capital amounts and ratios

Actual and required capital amounts and ratios are presented below as of December 31, 2012 and 2011:

 

                                                 
    Actual     For Capital
Adequacy Purposes
    To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 
   

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

December 31, 2012

                                               

Total Capital to Risk Weighted Assets

                                               

Consolidated

    $152,968       15.28     $80,073       8.0     N/A          

Bank

    $131,788       13.46     $78,324       8.0     $97,905       10.0
             

Tier 1 (Core) Capital to Risk Weighted Assets

                                               

Consolidated

    $140,426       14.03     $40,036       4.0     N/A          

Bank

    $119,534       12.21     $39,162       4.0     $58,743       6.0
             

Tier 1 (Core) Capital to Average Assets

                                               

Consolidated

    $140,426       8.06     $69,726       4.0     N/A          

Bank

    $119,534       6.99     $68,409       4.0     $85,512       5.0
             

December 31, 2011

                                               

Total Capital to Risk Weighted Assets

                                               

Consolidated

    $141,310       15.14     $74,647       8.0     N/A          

Bank

    $121,673       13.32     $73,101       8.0     $91,376       10.0
             

Tier 1 (Core) Capital to Risk Weighted Assets

                                               

Consolidated

    $129,620       13.89     $37,323       4.0     N/A          

Bank

    $110,232       12.06     $36,550       4.0     $54,826       6.0
             

Tier 1 (Core) Capital to Average Assets

                                               

Consolidated

    $129,620       8.22     $63,083       4.0     N/A          

Bank

    $110,232       7.15     $61,684       4.0     $77,106       5.0