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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash Flows From Operating Activities:      
Net income $ 16,679 $ 17,136 $ 15,104
Adjustments to reconcile net income to net cash provided by operations:      
Provision for loan losses 6,138 6,381 4,937
Depreciation and amortization of premises and equipment, core deposit intangible, and mortgage servicing rights 2,641 2,225 2,075
Amortization and accretion of securities premiums and discounts, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income 3,541 4,509 2,786
Deferred taxes (977) (240) 441
Net impairment losses realized in earnings and realized gains on sales of available-for-sale securities (355) (1,379) (216)
Net realized and unrealized gains on trading securities (728) (564) (64)
Proceeds from sale of trading securities 5,811 3,386 343
Purchase of trading securities (4,671) (4,187) (1,266)
Gain on sale of loans (808) (927) (638)
Net gains on dispositions of premises and equipment and foreclosed assets (252) (158) (104)
Proceeds from sale of loans 22,252 32,512 23,324
Origination of loans held for sale (19,883) (32,626) (19,927)
Income on bank owned life insurance (1,552) (973) (930)
Stock-based compensation expense 390 277 213
Contribution of treasury stock 120 120 120
Changes in:      
Accrued interest receivable and other assets (3,124) (455) (1,342)
Accrued interest payable and other liabilities 8,387 2,523 5,529
Net Cash Provided By Operating Activities 33,609 27,560 30,385
Cash Flows from Investing Activities:      
Net (increase) decrease in interest bearing time deposits with other banks (50) (1) 2,593
Proceeds from maturities, prepayments and calls of available-for-sale securities 139,863 109,673 101,178
Proceeds from sales of available-for-sale securities 35,633 125,579 69,740
Purchase of available-for-sale securities (130,412) (332,155) (288,757)
Loan origination and payments, net (124,155) (82,393) (58,552)
Purchase of bank owned life insurance (2,000) (1,000) (5,000)
Proceeds from death benefits associated with bank owned life insurance 1,348 0 0
Net cash acquired from FC Banc Corp. 46,982 0 0
Acquisition of consumer discount company 0 (1,248) 0
Redemption (purchase) of FHLB and other equity interests 940 (147) (122)
Purchase of premises and equipment (5,336) (2,016) (1,705)
Proceeds from the sale of premises and equipment and foreclosed assets 735 1,088 257
Net Cash Used In Investing Activities (36,452) (182,620) (180,368)
Net change in:      
Checking, money market and savings accounts 48,680 186,262 292,369
Certificates of deposit (30,395) (55,110) (101,386)
Proceeds from sale of treasury stock 41 526 1,188
Proceeds from exercise of stock options 698 424 259
Cash dividends paid (8,573) (8,214) (8,125)
Proceeds from long-term borrowings 900 0 700
Repayments on long-term borrowings (196) (160) (133)
Net change in short-term borrowings (10,560) 23,510 (32,618)
Net Cash Provided By (Used In) Financing Activities 595 147,238 152,254
Net (Decrease) Increase in Cash and Cash Equivalents (2,248) (7,822) 2,271
Cash and Cash Equivalents, Beginning 31,881 39,703 37,432
Cash and Cash Equivalents, Ending 29,633 31,881 39,703
Cash paid during the period for:      
Interest 12,283 15,205 17,937
Income taxes 5,529 7,548 3,991
Supplemental Noncash Disclosures:      
Transfers to other real estate owned 1,151 750 249
Grant of restricted stock awards from treasury stock 539 419 266
Net liabilities assumed from FC Banc Corp., excluding cash and cash equivalents 29,669 0 0
Fair value of common stock issued in connection with acquisition of FC Banc Corp. $ 33,561 $ 0 $ 0