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Off Balance Sheet Activities (Tables)

12 Months Ended

Dec. 31, 2014

Text Block [Abstract]

Schedule of Off-Balance Sheet Risks

The contractual amount of financial instruments with off balance sheet risk was as follows at December 31, 2014 and 2013:

		2014								2013
		Fixed Rate				Variable Rate				Fixed Rate				Variable Rate
Commitments to make loans			$28,831				$254,269				$54,556				$155,391
Unused lines of credit			0				80,428				0				78,937
Standby letters of credit			0				15,132				0				13,520

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- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 11

-URI http://asc.fasb.org/extlink&oid=35750535&loc=d3e13467-108611



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 10

-URI http://asc.fasb.org/extlink&oid=35750535&loc=d3e13433-108611

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