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Capital Requirements and Restrictions on Retained Earnings (Tables)
12 Months Ended
Dec. 31, 2020
Banking and Thrift, Other Disclosures [Abstract]  
Summary of Actual and Required Capital Amounts and Ratios
Actual and required capital amounts and ratios are presented below as of December 31, 2020 and December 31, 2019. The capital adequacy ratio includes the capital conservation buffer.
 ActualFor Capital
Adequacy Purposes
To Be Well Capitalized
Under Prompt Corrective
Action Provisions
 AmountRatioAmountRatioAmountRatio
December 31, 2020
Total Capital to Risk Weighted Assets
Consolidated$462,457 14.32 %$339,107 10.50 %N/A
Bank$434,598 13.52 %$337,554 10.50 %$321,480 10.00 %
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated$384,650 11.91 %$274,516 8.50 %N/A
Bank$408,693 12.71 %$273,258 8.50 %$257,184 8.00 %
Common equity Tier 1 to Risk Weighted Assets
Consolidated$306,865 9.50 %$226,072 7.00 %N/A
Bank$401,314 12.48 %$225,036 7.00 %$208,962 6.50 %
Tier 1 (Core) Capital to Average Assets
Consolidated$384,650 8.11 %$189,728 4.00 %N/A
Bank$408,693 8.66 %$188,690 4.00 %$235,863 5.00 %
December 31, 2019
Total Capital to Risk Weighted Assets
Consolidated$350,806 12.51 %$294,407 10.50 %N/A
Bank$330,321 11.87 %$292,271 10.50 %$278,353 10.00 %
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated$281,333 10.03 %$238,330 8.50 %N/A
Bank$312,795 11.24 %$236,600 8.50 %$222,682 8.00 %
Common equity Tier 1 to Risk Weighted Assets
Consolidated$261,333 9.32 %$196,272 7.00 %N/A
Bank$305,416 10.97 %$194,847 7.00 %$180,929 6.50 %
Tier 1 (Core) Capital to Average Assets
Consolidated$281,333 7.86 %$143,189 4.00 %N/A
Bank$312,795 8.79 %$142,301 4.00 %$177,876 5.00 %