XML 36 R26.htm IDEA: XBRL DOCUMENT v3.22.1

LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

Mar. 31, 2022

Receivables [Abstract]

Schedule of Net Loans

Total net loans at March 31, 2022 and December 31, 2021 are summarized as follows:

			March 31, 2022						Percentage of Total						December 31, 2021						Percentage of Total
Farmland			$	31,299					0.8		%				$	23,768					0.7		%
Owner-occupied, nonfarm nonresidential properties			448,180						11.9		%				434,672						12.0		%
Agricultural production and other loans to farmers			1,376						0.0		%				1,379						0.0		%
Commercial and Industrial 1			717,252						19.1		%				708,989						19.5		%
Obligations (other than securities and leases) of states and political subdivisions			142,415						3.8		%				140,887						3.9		%
Other loans			13,441						0.4		%				13,979						0.4		%
Other construction loans and all land development and other land loans			319,154						8.5		%				298,869						8.2		%
Multifamily (5 or more) residential properties			228,534						6.1		%				216,143						5.9		%
Non-owner occupied, nonfarm nonresidential properties			698,574						18.6		%				663,062						18.2		%
1-4 Family Construction			41,023						1.1		%				37,822						1.0		%
Home equity lines of credit			109,224						2.9		%				104,517						2.9		%
Residential Mortgages secured by first liens			841,001						22.4		%				826,729						22.7		%
Residential Mortgages secured by junior liens			57,909						1.5		%				56,689						1.6		%
Other revolving credit plans			25,857						0.7		%				26,536						0.7		%
Automobile			20,416						0.5		%				20,862						0.6		%
Other consumer			49,517						1.3		%				49,676						1.4		%
Credit cards			10,937						0.3		%				9,935						0.3		%
Overdrafts			254						0.0		%				278						0.0		%
Total loans			$	3,756,363					100.0		%				$	3,634,792					100.0		%
Less: Allowance for credit losses			(38,117)												(37,588)
Loans, net			$	3,718,246											$	3,597,204
Net deferred loan origination fees (costs) included in the above loan table			$	4,842											$	5,667
1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification.

Allowance for Loan Losses

Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows:

			Beginning Allowance						(Charge-offs)						Recoveries						Provision (Benefit) for Credit Losses on Loans (1)						Ending Allowance
Farmland			$	151					$	0					$	0					$	35					$	186
Owner-occupied, nonfarm nonresidential properties			3,339						(21)						7						270						3,595
Agricultural production and other loans to farmers			9						0						0						1						10
Commercial and Industrial			8,837						(71)						78						246						9,090
Obligations (other than securities and leases) of states and political subdivisions			1,649						0						0						179						1,828
Other loans			149						0						0						(6)						143
Other construction loans and all land development and other land loans			2,198						0						0						(148)						2,050
Multifamily (5 or more) residential properties			2,289						0						0						(53)						2,236
Non-owner occupied, nonfarm nonresidential properties			6,481						0						0						(70)						6,411
1-4 Family Construction			158						0						0						52						210
Home equity lines of credit			1,169						0						8						4						1,181
Residential Mortgages secured by first liens			6,943						(47)						12						(3)						6,905
Residential Mortgages secured by junior liens			546						0						0						6						552
Other revolving credit plans			528						(26)						6						39						547
Automobile			263						(7)						0						(2)						254
Other consumer			2,546						(401)						22						402						2,569
Credit cards			92						(14)						4						21						103
Overdrafts			241						(119)						41						84						247
Total loans			$	37,588					$	(706)					$	178					$	1,057					$	38,117

(1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.

Transactions in the allowance for credit losses for the three months ended March 31, 2021 were as follows:

			Beginning Allowance						(Charge-offs)						Recoveries						Provision (Benefit) for Credit Losses on Loans (1)						Ending Allowance
Farmland			$	221					$	0					$	0					$	3					$	224
Owner-occupied, nonfarm nonresidential properties			3,700						(531)						2						(236)						2,935
Agricultural production and other loans to farmers			24						0						0						4						28
Commercial and Industrial			6,233						(56)						5						297						6,479
Obligations (other than securities and leases) of states and political subdivisions			998						0						0						717						1,715
Other loans			68						0						0						5						73
Other construction loans and all land development and other land loans			1,956						0						0						50						2,006
Multifamily (5 or more) residential properties			2,724						0						0						30						2,754
Non-owner occupied, nonfarm nonresidential properties			8,658						0						0						2,668						11,326
1-4 Family Construction			82						0						0						(15)						67
Home equity lines of credit			985						0						0						(142)						843
Residential Mortgages secured by first liens			4,539						(28)						31						(992)						3,550
Residential Mortgages secured by junior liens			241						0						0						(17)						224
Other revolving credit plans			507						(6)						2						24						527
Automobile			132						(5)						0						55						182
Other consumer			2,962						(315)						48						(321)						2,374
Credit cards			66						(33)						8						24						65
Overdrafts			244						(84)						55						(32)						183
Total loans			$	34,340					$	(1,058)					$	151					$	2,122					$	35,555

(1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.

The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended Mach 31, 2022 and 2021, respectively:

			Three Months Ended
			March 31,
			2022						2021
Beginning balance			$	0					$	0
Provision for credit losses on unfunded loan commitments (1)			586						0
Ending balance			$	586					$	0

(1) Excludes provision for credit losses related to the loan portfolio.

Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans

The following tables presents the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of March 31, 2022 and December 31, 2021, respectively:

			March 31, 2022
			Nonaccrual						Nonaccrual With No Allowance for Credit Loss						Loans Past Due over 89 Days Still Accruing
Farmland			$	965					$	965					$	0
Owner-occupied, nonfarm nonresidential properties			751						668						0
Commercial and Industrial			7,264						1,915						5
Other construction loans and all land development and other land loans			77						77						0
Multifamily (5 or more) residential properties			1,143						0						0
Non-owner occupied, nonfarm nonresidential properties			3,724						2,097						0
Home equity lines of credit			646						646						0
Residential Mortgages secured by first liens			4,133						3,668						36
Residential Mortgages secured by junior liens			139						139						0
Other revolving credit plans			31						31						0
Automobile			28						28						0
Other consumer			477						477						0
Credit cards			0						0						11
Total loans			$	19,378					$	10,711					$	52

			December 31, 2021
			Nonaccrual						Nonaccrual With No Allowance for Credit Loss						Loans Past Due over 89 Days Still Accruing
Farmland			$	965					$	965					$	0
Owner-occupied, nonfarm nonresidential properties			850						762						0
Commercial and Industrial			7,060						1,653						8
Other construction loans and all land development and other land loans			516						77						0
Multifamily (5 or more) residential properties			1,270						5						0
Non-owner occupied, nonfarm nonresidential properties			3,771						2,143						0
Home equity lines of credit			824						824						0
Residential Mortgages secured by first liens			3,410						3,410						137
Residential Mortgages secured by junior liens			147						147						0
Other revolving credit plans			13						13						0
Automobile			36						36						0
Other consumer			558						558						0
Credit cards			0						0						23
Total loans			$	19,420					$	10,593					$	168

Aging of Recorded Investment in Past Due Loans

The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of March 31, 2022:

			Real Estate Collateral						Non-Real Estate Collateral
Farmland			$	920					$	0
Owner-occupied, nonfarm nonresidential properties			185						9
Commercial and Industrial			1,438						2,279
Multifamily (5 or more) residential properties			1,143						0
Non-owner occupied, nonfarm nonresidential properties			3,293						0
Residential Mortgages secured by first liens			894						0
Total loans			$	7,873					$	2,288

The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of December 31, 2021:

			Real Estate Collateral						Non-Real Estate Collateral
Farmland			$	920					$	0
Owner-occupied, nonfarm nonresidential properties			194						9
Commercial and Industrial			1,488						2,351
Other construction loans and all land development and other land loans			438						0
Multifamily (5 or more) residential properties			1,265						0
Non-owner occupied, nonfarm nonresidential properties			3,378						0
Residential Mortgages secured by first liens			435						0
Total loans			$	8,118					$	2,360

The following table presents the aging of the amortized cost basis in past-due loans as of March 31, 2022 by class of loans:

			30 - 59 Days Past Due						60 - 89 Days Past Due						Greater Than 89 Days Past Due						Total Past Due						Loans Not Past Due						Total
Farmland			$	0					$	998					$	0					$	998					$	30,301					$	31,299
Owner-occupied, nonfarm nonresidential properties			688						0						354						1,042						447,138						448,180
Agricultural production and other loans to farmers			0						0						0						0						1,376						1,376
Commercial and Industrial			251						368						285						904						716,348						717,252
Obligations (other than securities and leases) of states and political subdivisions			0						0						0						0						142,415						142,415
Other loans			0						0						0						0						13,441						13,441
Other construction loans and all land development and other land loans			0						0						77						77						319,077						319,154
Multifamily (5 or more) residential properties			0						0						90						90						228,444						228,534
Non-owner occupied, nonfarm nonresidential properties			215						0						1,680						1,895						696,679						698,574
1-4 Family Construction			0						0						0						0						41,023						41,023
Home equity lines of credit			216						11						49						276						108,948						109,224
Residential Mortgages secured by first liens			1,611						373						1,323						3,307						837,694						841,001
Residential Mortgages secured by junior liens			57						0						8						65						57,844						57,909
Other revolving credit plans			131						21						9						161						25,696						25,857
Automobile			83						6						12						101						20,315						20,416
Other consumer			380						285						259						924						48,593						49,517
Credit cards			219						19						11						249						10,688						10,937
Overdrafts			0						0						0						0						254						254
Total loans			$	3,851					$	2,081					$	4,157					$	10,089					$	3,746,274					$	3,756,363

The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2021 by class of loans:

			30 - 59 Days Past Due						60 - 89 Days Past Due						Greater Than 89 Days Past Due						Total Past Due						Loans Not Past Due						Total
Farmland			$	348					$	0					$	0					$	348					$	23,420					$	23,768
Owner-occupied, nonfarm nonresidential properties			278						18						414						710						433,962						434,672
Agricultural production and other loans to farmers			0						0						0						0						1,379						1,379
Commercial and Industrial			377						13						333						723						708,266						708,989
Obligations (other than securities and leases) of states and political subdivisions			0						0						0						0						140,887						140,887
Other loans			0						0						0						0						13,979						13,979
Other construction loans and all land development and other land loans			0						0						77						77						298,792						298,869
Multifamily (5 or more) residential properties			0						10						209						219						215,924						216,143
Non-owner occupied, nonfarm nonresidential properties			0						0						1,792						1,792						661,270						663,062
1-4 Family Construction			0						0						0						0						37,822						37,822
Home equity lines of credit			506						50						172						728						103,789						104,517
Residential Mortgages secured by first liens			1,286						1,145						1,647						4,078						822,651						826,729
Residential Mortgages secured by junior liens			32						24						1						57						56,632						56,689
Other revolving credit plans			56						17						4						77						26,459						26,536
Automobile			45						3						23						71						20,791						20,862
Other consumer			283						158						295						736						48,940						49,676
Credit cards			26						12						23						61						9,874						9,935
Overdrafts			0						0						0						0						278						278
Total loans			$	3,237					$	1,450					$	4,990					$	9,677					$	3,625,115					$	3,634,792

Restructured in Troubled Debt

There was one loan modified as troubled debt restructuring during the three months ended March 31, 2022:

			Three Months Ended March 31, 2022
			Number of Loans						Pre-Modification Outstanding Recorded Investment						Post-Modification Outstanding Recorded Investment						Type of Modification
Non-owner occupied, nonfarm nonresidential properties			1						$	1,784					$	1,784					Modify Rate and Extend Amortization
Total loans			1						$	1,784					$	1,784

There were two loans modified as troubled debt restructurings during the three months ended March 31, 2021.

			Three Months Ended March 31, 2021
			Number of Loans						Pre-Modification Outstanding Recorded Investment						Post-Modification Outstanding Recorded Investment						Type of Modification
Multifamily (5 or more) residential properties			1						$	717					$	717					Modify Payment
Non-owner occupied, nonfarm nonresidential properties			1						1,604						1,604						Modify Payment
Total loans			2						$	2,321					$	2,321

Schedule of Credit Risk Profile by Risk Rating

The following tables represent the Corporation's credit risk profile by risk rating. Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans.

			March 31, 2022
									Non-Pass Rated
			Pass						Special Mention						Substandard						Doubtful						Total Non-Pass						Total
Farmland			$	28,832					$	1,503					$	964					$	0					$	2,467					$	31,299
Owner-occupied, nonfarm nonresidential properties			433,189						6,711						8,280						0						14,991						448,180
Agricultural production and other loans to farmers			1,376						0						0						0						0						1,376
Commercial and Industrial			696,196						6,626						13,060						1,370						21,056						717,252
Obligations (other than securities and leases) of states and political subdivisions			142,415						0						0						0						0						142,415
Other loans			13,441						0						0						0						0						13,441
Other construction loans and all land development and other land loans			316,925						2,152						77						0						2,229						319,154
Multifamily (5 or more) residential properties			227,291						100						1,143						0						1,243						228,534
Non-owner occupied, nonfarm nonresidential properties			668,003						7,327						23,244						0						30,571						698,574
Total loans			$	2,527,668					$	24,419					$	46,768					$	1,370					$	72,557					$	2,600,225

			December 31, 2021
									Non-Pass Rated
			Pass						Special Mention						Substandard						Doubtful						Total Non-Pass						Total
Farmland			$	21,286					$	1,514					$	968					$	0					$	2,482					$	23,768
Owner-occupied, nonfarm nonresidential properties			419,368						6,723						8,581						0						15,304						434,672
Agricultural production and other loans to farmers			1,379						0						0						0						0						1,379
Commercial and Industrial			687,010						7,946						12,654						1,379						21,979						708,989
Obligations (other than securities and leases) of states and political subdivisions			140,887						0						0						0						0						140,887
Other loans			13,979						0						0						0						0						13,979
Other construction loans and all land development and other land loans			294,103						4,221						545						0						4,766						298,869
Multifamily (5 or more) residential properties			214,772						100						1,271						0						1,371						216,143
Non-owner occupied, nonfarm nonresidential properties			631,534						9,628						21,900						0						31,528						663,062
Total loans			$	2,424,318					$	30,132					$	45,919					$	1,379					$	77,430					$	2,501,748

Amortized Cost of Loans, by Year of Origination

The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals.

			Term Loans Amortized Cost Basis by Origination Year
			2022						2021						2020						2019						2018						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
Farmland
Risk rating
Pass			$	8,397					$	7,843					$	1,637					$	3,174					$	3,509					$	3,962					$	310					$	0					$	28,832
Special mention			0						0						0						0						0						1,503						0						0						1,503
Substandard			0						388						0						0						0						576						0						0						964
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	8,397					$	8,231					$	1,637					$	3,174					$	3,509					$	6,041					$	310					$	0					$	31,299
Owner-occupied, nonfarm nonresidential properties
Risk rating
Pass			$	44,624					$	117,597					$	77,014					$	76,674					$	27,642					$	75,893					$	13,745					$	0					$	433,189
Special mention			0						240						0						896						4,239						1,326						10						0						6,711
Substandard			505						161						401						2,117						832						4,264						0						0						8,280
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	45,129					$	117,998					$	77,415					$	79,687					$	32,713					$	81,483					$	13,755					$	0					$	448,180
Agricultural production and other loans to farmers
Risk rating
Pass			$	129					$	169					$	99					$	73					$	195					$	0					$	711					$	0					$	1,376
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	129					$	169					$	99					$	73					$	195					$	0					$	711					$	0					$	1,376
Commercial and Industrial
Risk rating
Pass			$	68,951					$	271,679					$	80,410					$	23,658					$	13,591					$	18,850					$	219,057					$	0					$	696,196
Special mention			0						0						169						570						358						220						5,309						0						6,626
Substandard			0						2,614						1,048						1,882						436						1,320						5,760						0						13,060
Doubtful(1)			0						1,370						0						0						0						0						0						0						1,370
Total			$	68,951					$	275,663					$	81,627					$	26,110					$	14,385					$	20,390					$	230,126					$	0					$	717,252
Obligations (other than securities and leases) of states and political subdivisions
Risk rating
Pass			$	8,080					$	37,278					$	16,379					$	4,932					$	14,765					$	56,325					$	4,656					$	0					$	142,415
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	8,080					$	37,278					$	16,379					$	4,932					$	14,765					$	56,325					$	4,656					$	0					$	142,415
Other loans
Risk rating
Pass			$	0					$	5,530					$	4,775					$	460					$	2					$	0					$	2,674					$	0					$	13,441
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	0					$	5,530					$	4,775					$	460					$	2					$	0					$	2,674					$	0					$	13,441

(1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period.

			Term Loans Amortized Cost Basis by Origination Year
			2022						2021						2020						2019						2018						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
Other construction loans and all land development and other land loans
Risk rating
Pass			$	60,426					$	88,849					$	141,261					$	7,623					$	9,188					$	2,930					$	6,648					$	0					$	316,925
Special mention			0						1,508						0						644						0						0						0						0						2,152
Substandard			0						0						0						0						0						0						77						0						77
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	60,426					$	90,357					$	141,261					$	8,267					$	9,188					$	2,930					$	6,725					$	0					$	319,154
Multifamily (5 or more) residential properties
Risk rating
Pass			$	19,212					$	73,560					$	54,943					$	30,179					$	7,365					$	39,516					$	2,516					$	0					$	227,291
Special mention			0						0						0						0						0						0						100						0						100
Substandard			0						0						0						675						378						90						0						0						1,143
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	19,212					$	73,560					$	54,943					$	30,854					$	7,743					$	39,606					$	2,616					$	0					$	228,534
Non-owner occupied, nonfarm nonresidential properties
Risk rating
Pass			$	149,254					$	175,170					$	61,746					$	83,158					$	50,639					$	139,464					$	8,572					$	0					$	668,003
Special mention			0						0						0						423						992						5,462						450						0						7,327
Substandard			0						818						0						2,291						1,656						16,364						2,115						0						23,244
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	149,254					$	175,988					$	61,746					$	85,872					$	53,287					$	161,290					$	11,137					$	0					$	698,574

The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals.

			Term Loans Amortized Cost Basis by Origination Year
			2021						2020						2019						2018						2017						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
Farmland
Risk rating
Pass			$	8,203					$	1,690					$	3,276					$	3,547					$	564					$	3,545					$	461					$	0					$	21,286
Special mention			0						0						0						0						394						1,120						0						0						1,514
Substandard			388						0						0						0						48						532						0						0						968
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	8,591					$	1,690					$	3,276					$	3,547					$	1,006					$	5,197					$	461					$	0					$	23,768
Owner-occupied, nonfarm nonresidential properties
Risk rating
Pass			$	135,095					$	78,068					$	78,621					$	29,100					$	40,677					$	50,079					$	7,728					$	0					$	419,368
Special mention			243						0						903						4,287						135						1,145						10						0						6,723
Substandard			687						416						2,190						868						250						4,152						18						0						8,581
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	136,025					$	78,484					$	81,714					$	34,255					$	41,062					$	55,376					$	7,756					$	0					$	434,672
Agricultural production and other loans to farmers
Risk rating
Pass			$	211					$	103					$	76					$	198					$	0					$	0					$	791					$	0					$	1,379
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	211					$	103					$	76					$	198					$	0					$	0					$	791					$	0					$	1,379
Commercial and Industrial
Risk rating
Pass			$	313,983					$	84,815					$	31,375					$	16,577					$	12,389					$	6,777					$	221,094					$	0					$	687,010
Special mention			0						363						793						381						82						844						5,483						0						7,946
Substandard			1,991						800						1,862						452						29						2,016						5,504						0						12,654
Doubtful(1)			1,379						0						0						0						0						0						0						0						1,379
Total			$	317,353					$	85,978					$	34,030					$	17,410					$	12,500					$	9,637					$	232,081					$	0					$	708,989
Obligations (other than securities and leases) of states and political subdivisions
Risk rating
Pass			$	36,853					$	16,688					$	8,774					$	16,957					$	20,071					$	36,764					$	4,780					$	0					$	140,887
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	36,853					$	16,688					$	8,774					$	16,957					$	20,071					$	36,764					$	4,780					$	0					$	140,887
Other loans
Risk rating
Pass			$	5,851					$	5,305					$	552					$	3					$	0					$	0					$	2,268					$	0					$	13,979
Special mention			0						0						0						0						0						0						0						0						0
Substandard			0						0						0						0						0						0						0						0						0
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	5,851					$	5,305					$	552					$	3					$	0					$	0					$	2,268					$	0					$	13,979

(1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period.

			Term Loans Amortized Cost Basis by Origination Year
			2021						2020						2019						2018						2017						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
Other construction loans and all land development and other land loans
Risk rating
Pass			$	98,406					$	168,372					$	8,752					$	11,141					$	853					$	898					$	5,681					$	0					$	294,103
Special mention			1,500						0						650						0						2,071						0						0						0						4,221
Substandard			0						0						0						29						439						0						77						0						545
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	99,906					$	168,372					$	9,402					$	11,170					$	3,363					$	898					$	5,758					$	0					$	298,869
Multifamily (5 or more) residential properties
Risk rating
Pass			$	74,687					$	55,663					$	33,436					$	7,937					$	27,729					$	12,882					$	2,438					$	0					$	214,772
Special mention			0						0						0						0						0						100						0						0						100
Substandard			0						6						682						379						204						0						0						0						1,271
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	74,687					$	55,669					$	34,118					$	8,316					$	27,933					$	12,982					$	2,438					$	0					$	216,143
Non-owner occupied, nonfarm nonresidential properties
Risk rating
Pass			$	194,800					$	125,039					$	84,943					$	52,233					$	42,714					$	123,021					$	8,784					$	0					$	631,534
Special mention			0						0						428						1,004						189						5,556						2,451						0						9,628
Substandard			826						0						2,305						1,662						4,638						12,134						335						0						21,900
Doubtful			0						0						0						0						0						0						0						0						0
Total			$	195,626					$	125,039					$	87,676					$	54,899					$	47,541					$	140,711					$	11,570					$	0					$	663,062

The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals.

			Term Loans Amortized Cost Basis by Origination Year
			2022						2021						2020						2019						2018						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
1-4 Family Construction
Payment performance
Performing			$	4,080					$	27,925					$	7,745					$	835					$	65					$	0					$	373					$	0					$	41,023
Nonperforming			0						0						0						0						0						0						0						0						0
Total			$	4,080					$	27,925					$	7,745					$	835					$	65					$	0					$	373					$	0					$	41,023
Home equity lines of credit
Payment performance
Performing			$	8,012					$	15,692					$	14,214					$	9,175					$	9,375					$	43,353					$	8,757					$	0					$	108,578
Nonperforming			0						0						0						10						9						627						0						0						646
Total			$	8,012					$	15,692					$	14,214					$	9,185					$	9,384					$	43,980					$	8,757					$	0					$	109,224
Residential mortgages secured by first lien
Payment performance
Performing			$	53,333					$	226,195					$	173,046					$	105,694					$	58,037					$	216,969					$	3,558					$	0					$	836,832
Nonperforming			0						622						287						311						131						2,627						191						0						4,169
Total			$	53,333					$	226,817					$	173,333					$	106,005					$	58,168					$	219,596					$	3,749					$	0					$	841,001
Residential mortgages secured by junior liens
Payment performance
Performing			$	5,156					$	19,712					$	10,647					$	6,391					$	3,897					$	11,560					$	407					$	0					$	57,770
Nonperforming			0						0						0						0						0						139						0						0						139
Total			$	5,156					$	19,712					$	10,647					$	6,391					$	3,897					$	11,699					$	407					$	0					$	57,909
Other revolving credit plans
Payment performance
Performing			$	1,220					$	4,143					$	4,069					$	3,040					$	2,434					$	10,920					$	0					$	0					$	25,826
Nonperforming			0						0						0						0						17						14						0						0						31
Total			$	1,220					$	4,143					$	4,069					$	3,040					$	2,451					$	10,934					$	0					$	0					$	25,857
Automobile
Payment performance
Performing			$	2,176					$	6,374					$	4,810					$	3,942					$	2,080					$	1,006					$	0					$	0					$	20,388
Nonperforming			0						0						12						12						4						0						0						0						28
Total			$	2,176					$	6,374					$	4,822					$	3,954					$	2,084					$	1,006					$	0					$	0					$	20,416
Other consumer
Payment performance
Performing			$	7,211					$	26,170					$	9,153					$	3,733					$	1,219					$	1,554					$	0					$	0					$	49,040
Nonperforming			0						257						113						35						12						60						0						0						477
Total			$	7,211					$	26,427					$	9,266					$	3,768					$	1,231					$	1,614					$	0					$	0					$	49,517

The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals.

			Term Loans Amortized Cost Basis by Origination Year
			2021						2020						2019						2018						2017						Prior						Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term						Total
1-4 Family Construction
Payment performance
Performing			$	27,539					$	9,137					$	857					$	66					$	0					$	0					$	223					$	0					$	37,822
Nonperforming			0						0						0						0						0						0						0						0						0
Total			$	27,539					$	9,137					$	857					$	66					$	0					$	0					$	223					$	0					$	37,822
Home equity lines of credit
Payment performance
Performing			$	14,383					$	14,621					$	9,564					$	10,584					$	6,863					$	39,527					$	8,151					$	0					$	103,693
Nonperforming			0						0						9						10						377						428						0						0						824
Total			$	14,383					$	14,621					$	9,573					$	10,594					$	7,240					$	39,955					$	8,151					$	0					$	104,517
Residential mortgages secured by first lien
Payment performance
Performing			$	232,606					$	178,380					$	111,333					$	62,850					$	74,136					$	160,402					$	3,475					$	0					$	823,182
Nonperforming			79						259						227						151						258						2,379						194						0						3,547
Total			$	232,685					$	178,639					$	111,560					$	63,001					$	74,394					$	162,781					$	3,669					$	0					$	826,729
Residential mortgages secured by junior liens
Payment performance
Performing			$	20,617					$	11,256					$	7,239					$	4,407					$	3,508					$	9,095					$	420					$	0					$	56,542
Nonperforming			0						0						0						0						84						63						0						0						147
Total			$	20,617					$	11,256					$	7,239					$	4,407					$	3,592					$	9,158					$	420					$	0					$	56,689
Other revolving credit plans
Payment performance
Performing			$	5,313					$	3,596					$	3,090					$	2,592					$	2,977					$	8,955					$	0					$	0					$	26,523
Nonperforming			0						0						4						4						0						5						0						0						13
Total			$	5,313					$	3,596					$	3,094					$	2,596					$	2,977					$	8,960					$	0					$	0					$	26,536
Automobile
Payment performance
Performing			$	7,047					$	5,448					$	4,668					$	2,457					$	682					$	524					$	0					$	0					$	20,826
Nonperforming			11						13						12						0						0						0						0						0						36
Total			$	7,058					$	5,461					$	4,680					$	2,457					$	682					$	524					$	0					$	0					$	20,862
Other consumer
Payment performance
Performing			$	30,423					$	11,017					$	4,537					$	1,451					$	316					$	1,374					$	0					$	0					$	49,118
Nonperforming			204						170						96						25						3						60						0						0						558
Total			$	30,627					$	11,187					$	4,633					$	1,476					$	319					$	1,434					$	0					$	0					$	49,676

			March 31, 2022						December 31, 2021
Credit card
Payment performance
Performing			$	10,926					$	9,912
Nonperforming			11						23
Total			$	10,937					$	9,935

Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity

The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans on nonaccrual status and loans past due over 89 days and still accruing interest.

			March 31, 2022																		December 31, 2021
			Performing						Nonperforming						Total						Performing						Nonperforming						Total
1-4 Family Construction			$	41,023					$	0					$	41,023					$	37,822					$	0					$	37,822
Home equity lines of credit			108,578						646						109,224						103,693						824						104,517
Residential Mortgages secured by first liens			836,832						4,169						841,001						823,182						3,547						826,729
Residential Mortgages secured by junior liens			57,770						139						57,909						56,542						147						56,689
Other revolving credit plans			25,826						31						25,857						26,523						13						26,536
Automobile			20,388						28						20,416						20,826						36						20,862
Other consumer			49,040						477						49,517						49,118						558						49,676
Total loans			$	1,139,457					$	5,490					$	1,144,947					$	1,117,706					$	5,125					$	1,122,831

Summary of Holiday's Loan Portfolio Included in Consumer and Residential Loans

Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at March 31, 2022 and December 31, 2021: 

			March 31, 2022						December 31, 2021
Gross other consumer			$	28,424					$	29,227
Less: other consumer unearned discounts			(5,390)						(5,716)
Total automobile and other consumer loans, net of unearned discounts			$	23,034					$	23,511

X

- Definition

Amortized Cost of Loans, By Year of Origination

+ References

No definition available.

+ Details

Name:	ccne_AmortizedCostOfLoansByYearOfOriginationTableTextBlock
Namespace Prefix:	ccne_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of recorded investment in nonaccrual loans and loans past due over ninety days still on accrual by portfolio segment.

+ References

No definition available.

+ Details

Name:	ccne_ScheduleOfRecordedInvestmentInNonAccrualLoansAndLoansPastDueOverNinetyDaysStillOnAccrualByPortfolioSegmentTableTextBlock
Namespace Prefix:	ccne_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of recorded investment in residential consumer and credit card loans based on payment activity.

+ References

No definition available.

+ Details

Name:	ccne_ScheduleOfRecordedInvestmentInResidentialConsumerAndCreditCardLoansBasedOnPaymentActivityTableTextBlock
Namespace Prefix:	ccne_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of subsidiary loan portfolio.

+ References

No definition available.

+ Details

Name:	ccne_ScheduleOfSubsidiaryLoanPortfolioTableTextBlock
Namespace Prefix:	ccne_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 14
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 55
-Paragraph 80
-URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified as troubled debt restructuring.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration