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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 44,666 $ 38,895 $ 85,816 $ 77,303
Processing fees on PPP loans 559 1,639 1,796 4,370
Securities:        
Taxable 4,254 2,679 7,868 5,340
Tax-exempt 227 270 446 621
Dividends 35 45 69 189
Total interest and dividend income 49,741 43,528 95,995 87,823
INTEREST EXPENSE:        
Deposits 2,487 4,072 5,193 8,352
Finance lease liabilities 5 6 10 12
Subordinated notes and debentures (includes $51, $62, $118 and $131 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively) 948 1,145 1,874 2,033
Total interest expense 3,440 5,223 7,077 10,397
NET INTEREST INCOME 46,301 38,305 88,918 77,426
PROVISION FOR CREDIT LOSS EXPENSE 2,905 1,967 4,548 4,089
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE 43,396 36,338 84,370 73,337
NON-INTEREST INCOME:        
Service charges on deposit accounts 1,771 1,446 3,528 2,794
Other service charges and fees 784 601 1,439 1,091
Wealth and asset management fees 1,803 1,765 3,586 3,287
Net realized gains on available-for-sale securities (includes $0, $0, $651 and $0 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively) 0 0 651 0
Net realized and unrealized gains (losses) on equity securities (641) 350 (1,035) 470
Mortgage banking 292 536 767 1,771
Bank owned life insurance 1,390 504 2,084 1,444
Card processing and interchange income 1,992 2,079 3,801 3,913
Other 755 576 2,979 1,326
Total non-interest income 8,146 7,857 17,800 16,096
NON-INTEREST EXPENSES:        
Compensation and benefits 16,771 13,518 33,759 28,091
Net occupancy expense 3,335 2,935 6,565 6,204
Technology expense 4,024 2,888 7,396 5,558
State and local taxes 1,037 1,029 2,085 2,046
Legal, professional, and examination fees 1,176 897 2,013 2,050
Advertising 537 549 1,157 830
FDIC insurance premiums 710 557 1,433 1,173
Dues and subscriptions 534 446 1,134 899
Card processing and interchange expenses 1,256 1,408 2,285 2,088
Other 3,229 2,738 6,674 5,830
Total non-interest expenses 32,609 26,965 64,501 54,769
INCOME BEFORE INCOME TAXES 18,933 17,230 37,669 34,664
INCOME TAX EXPENSE (includes $(11), $(14), $113 and $(28) income tax expense from reclassification items, respectively) 3,495 3,240 6,986 6,493
NET INCOME 15,438 13,990 30,683 28,171
PREFERRED STOCK DIVIDENDS 1,075 1,075 2,150 2,150
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 14,363 $ 12,915 $ 28,533 $ 26,021
PER COMMON SHARE DATA:        
Basic (in dollars per share) $ 0.85 $ 0.76 $ 1.69 $ 1.54
Diluted (in dollars per share) 0.85 0.76 1.69 1.54
Cash dividends per share (in dollars per share) $ 0.175 $ 0.170 $ 0.350 $ 0.340