Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2024

Banking and Thrift, Other Disclosure [Abstract]

Schedule of Actual and Required Capital Amounts and Ratios

Actual and required capital amounts and ratios are presented below as of December 31, 2024 and 2023. The capital adequacy ratio includes the capital conservation buffer.


	Actual				For Capital Adequacy Purposes (1)				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2024
Total Capital to Risk Weighted Assets
Consolidated	$	764,161	16.16	%	$	496,541	10.50	%	N/A		N/A
Bank	639,971		13.59		494,609		10.50		$	471,057	10.00	%
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated	634,131		13.41		401,962		8.50		N/A		N/A
Bank	596,615		12.67		400,398		8.50		376,845		8.00
Common equity Tier 1 to Risk Weighted Assets
Consolidated	556,346		11.76		331,028		7.00		N/A		N/A
Bank	589,236		12.51		329,740		7.00		306,187		6.50
Tier 1 (Core) Capital to Average Assets
Consolidated	634,131		10.43		243,290		4.00		N/A		N/A
Bank	596,615		9.84		242,432		4.00		303,040		5.00
December 31, 2023
Total Capital to Risk Weighted Assets
Consolidated	$	725,091	15.99	%	$	476,235	10.50	%	N/A		N/A
Bank	603,409		13.36		474,339		10.50		$	451,751	10.00	%
Tier 1 (Core) Capital to Risk Weighted Assets
Consolidated	598,785		13.20		385,523		8.50		N/A		N/A
Bank	563,412		12.47		383,989		8.50		361,401		8.00
Common equity Tier 1 to Risk Weighted Assets
Consolidated	521,000		11.49		317,490		7.00		N/A		N/A
Bank	556,033		12.31		316,226		7.00		293,638		6.50
Tier 1 (Core) Capital to Average Assets
Consolidated	598,785		10.54		227,231		4.00		N/A		N/A
Bank	563,412		9.86		228,573		4.00		285,716		5.00

(1) The minimum amounts and ratios as of December 31, 2024 and 2023 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework.