XML 97 R78.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans Receivable and Allowance for Credit Losses - Schedule of Risk Rating (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Total $ 4,608,956 $ 4,468,476
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 3,022,059 2,927,203
Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 15,824 95,055
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 129,830 59,027
Farmland    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 435 3,250
2023/2022 3,165 12,897
2022/2021 12,023 7,151
2021/2020 6,477 1,465
2020/2019 1,436 815
Prior 7,153 7,605
Revolving Loans Amortized Cost Basis 410 302
Revolving Loans Converted to Term 0 0
Total 31,099 33,485
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Farmland | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 265 3,250
2023/2022 3,165 12,897
2022/2021 6,756 6,845
2021/2020 6,477 1,465
2020/2019 1,436 815
Prior 6,662 6,828
Revolving Loans Amortized Cost Basis 410 302
Revolving Loans Converted to Term 0 0
Total 25,171 32,402
Farmland | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 5,267 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 5,267 0
Farmland | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 170 0
2023/2022 0 0
2022/2021 0 306
2021/2020 0 0
2020/2019 0 0
Prior 491 777
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 661 1,083
Owner-occupied, nonfarm nonresidential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 88,873 65,405
2023/2022 63,723 132,505
2022/2021 119,350 109,616
2021/2020 99,419 58,201
2020/2019 39,931 56,511
Prior 92,283 76,452
Revolving Loans Amortized Cost Basis 11,629 13,220
Revolving Loans Converted to Term 0 0
Total 515,208 511,910
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 750 0
2021/2020 0 0
2020/2019 0 0
Prior 698 26
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,448 26
Owner-occupied, nonfarm nonresidential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 74,692 64,237
2023/2022 62,609 125,894
2022/2021 114,980 107,740
2021/2020 98,469 44,286
2020/2019 39,931 49,366
Prior 90,249 73,649
Revolving Loans Amortized Cost Basis 10,868 9,921
Revolving Loans Converted to Term 0 0
Total 491,798 475,093
Owner-occupied, nonfarm nonresidential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 320
2023/2022 0 6,611
2022/2021 0 1,180
2021/2020 254 13,623
2020/2019 0 407
Prior 527 210
Revolving Loans Amortized Cost Basis 508 3,133
Revolving Loans Converted to Term 0 0
Total 1,289 25,484
Owner-occupied, nonfarm nonresidential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 14,181 848
2023/2022 1,114 0
2022/2021 4,370 696
2021/2020 696 292
2020/2019 0 6,738
Prior 1,507 2,593
Revolving Loans Amortized Cost Basis 253 166
Revolving Loans Converted to Term 0 0
Total 22,121 11,333
Agricultural production and other loans to farmers    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 5,072 703
2023/2022 473 34
2022/2021 18 89
2021/2020 26 60
2020/2019 40 5
Prior 148 159
Revolving Loans Amortized Cost Basis 715 602
Revolving Loans Converted to Term 0 0
Total 6,492 1,652
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Agricultural production and other loans to farmers | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 5,072 703
2023/2022 473 34
2022/2021 18 89
2021/2020 26 60
2020/2019 40 5
Prior 148 159
Revolving Loans Amortized Cost Basis 715 602
Revolving Loans Converted to Term 0 0
Total 6,492 1,652
Agricultural production and other loans to farmers | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Agricultural production and other loans to farmers | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and Industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 149,421 86,043
2023/2022 49,280 148,366
2022/2021 115,740 148,515
2021/2020 65,531 33,936
2020/2019 24,621 10,277
Prior 20,738 16,385
Revolving Loans Amortized Cost Basis 293,444 282,920
Revolving Loans Converted to Term 0 0
Total 718,775 726,442
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 50
2023/2022 301 0
2022/2021 116 0
2021/2020 537 191
2020/2019 1 0
Prior 43 0
Revolving Loans Amortized Cost Basis 1,428 151
Revolving Loans Converted to Term 0 0
Total 2,426 392
Commercial and Industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 148,569 78,325
2023/2022 44,080 140,178
2022/2021 104,613 141,439
2021/2020 63,646 33,475
2020/2019 24,511 6,662
Prior 18,771 14,709
Revolving Loans Amortized Cost Basis 249,949 239,193
Revolving Loans Converted to Term 0 0
Total 654,139 653,981
Commercial and Industrial | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 7 7,718
2023/2022 55 7,803
2022/2021 139 2,795
2021/2020 424 65
2020/2019 61 139
Prior 32 21
Revolving Loans Amortized Cost Basis 3,603 33,489
Revolving Loans Converted to Term 0 0
Total 4,321 52,030
Commercial and Industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 845 0
2023/2022 5,145 385
2022/2021 10,988 4,281
2021/2020 1,461 396
2020/2019 49 3,476
Prior 1,935 1,655
Revolving Loans Amortized Cost Basis 39,892 10,238
Revolving Loans Converted to Term 0 0
Total 60,315 20,431
Obligations (other than securities and leases) of states and political subdivisions    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 7,999 24,964
2023/2022 24,754 16,791
2022/2021 15,756 31,768
2021/2020 30,419 12,399
2020/2019 11,411 4,190
Prior 45,882 58,518
Revolving Loans Amortized Cost Basis 4,209 3,571
Revolving Loans Converted to Term 0 0
Total 140,430 152,201
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Obligations (other than securities and leases) of states and political subdivisions | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 7,999 24,964
2023/2022 24,754 16,791
2022/2021 15,756 31,768
2021/2020 30,419 12,399
2020/2019 11,411 4,190
Prior 45,882 45,331
Revolving Loans Amortized Cost Basis 4,209 3,571
Revolving Loans Converted to Term 0 0
Total 140,430 139,014
Obligations (other than securities and leases) of states and political subdivisions | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 13,187
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 13,187
Obligations (other than securities and leases) of states and political subdivisions | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 2,134 3,649
2023/2022 3,382 12,211
2022/2021 12,291 5,289
2021/2020 4,602 1,809
2020/2019 1,341 288
Prior 274 0
Revolving Loans Amortized Cost Basis 4,086 2,261
Revolving Loans Converted to Term 0 0
Total 28,110 25,507
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 2,134 3,649
2023/2022 3,382 12,211
2022/2021 12,291 5,289
2021/2020 4,602 1,809
2020/2019 1,341 288
Prior 274 0
Revolving Loans Amortized Cost Basis 4,086 2,261
Revolving Loans Converted to Term 0 0
Total 28,110 25,507
Other loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other construction loans and all land development and other land loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 112,919 92,321
2023/2022 58,596 197,166
2022/2021 99,268 23,484
2021/2020 3,141 15,540
2020/2019 749 3,255
Prior 3,321 1,129
Revolving Loans Amortized Cost Basis 4,918 7,463
Revolving Loans Converted to Term 0 0
Total 282,912 340,358
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 11 0
Total 11 0
Other construction loans and all land development and other land loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 112,919 92,321
2023/2022 58,596 197,166
2022/2021 99,268 23,484
2021/2020 3,141 15,540
2020/2019 749 1,706
Prior 1,875 1,129
Revolving Loans Amortized Cost Basis 4,918 7,400
Revolving Loans Converted to Term 0 0
Total 281,466 338,746
Other construction loans and all land development and other land loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other construction loans and all land development and other land loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 1,549
Prior 1,446 0
Revolving Loans Amortized Cost Basis 0 63
Revolving Loans Converted to Term 0 0
Total 1,446 1,612
Multifamily (5 or more) residential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 46,905 51,709
2023/2022 51,987 127,027
2022/2021 194,386 70,261
2021/2020 67,500 25,232
2020/2019 23,407 10,928
Prior 25,037 19,786
Revolving Loans Amortized Cost Basis 1,924 754
Revolving Loans Converted to Term 0 0
Total 411,146 305,697
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 65
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 65
Multifamily (5 or more) residential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 46,905 49,566
2023/2022 49,880 127,027
2022/2021 173,994 70,261
2021/2020 67,500 25,232
2020/2019 20,706 10,928
Prior 25,037 19,786
Revolving Loans Amortized Cost Basis 1,924 754
Revolving Loans Converted to Term 0 0
Total 385,946 303,554
Multifamily (5 or more) residential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 1,346
2023/2022 0 0
2022/2021 0 0
2021/2020 0 0
2020/2019 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 1,346
Multifamily (5 or more) residential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 0 797
2023/2022 2,107 0
2022/2021 20,392 0
2021/2020 0 0
2020/2019 2,701 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 25,200 797
Non-owner occupied, nonfarm nonresidential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 154,514 199,121
2023/2022 190,885 333,867
2022/2021 320,948 195,594
2021/2020 185,624 50,014
2020/2019 43,534 58,416
Prior 129,806 136,704
Revolving Loans Amortized Cost Basis 8,230 10,317
Revolving Loans Converted to Term 0 0
Total 1,033,541 984,033
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]    
2024/2023 0 0
2023/2022 0 358
2022/2021 33 0
2021/2020 296 0
2020/2019 0 88
Prior 625 0
Revolving Loans Amortized Cost Basis 20 248
Revolving Loans Converted to Term 0 0
Total 974 694
Non-owner occupied, nonfarm nonresidential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 141,083 198,343
2023/2022 190,123 332,733
2022/2021 320,047 195,106
2021/2020 183,621 42,216
2020/2019 38,309 55,150
Prior 127,515 125,532
Revolving Loans Amortized Cost Basis 7,809 8,174
Revolving Loans Converted to Term 0 0
Total 1,008,507 957,254
Non-owner occupied, nonfarm nonresidential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 1,962 0
2023/2022 0 0
2022/2021 212 0
2021/2020 2,003 1,887
2020/2019 0 0
Prior 349 688
Revolving Loans Amortized Cost Basis 421 433
Revolving Loans Converted to Term 0 0
Total 4,947 3,008
Non-owner occupied, nonfarm nonresidential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024/2023 11,469 778
2023/2022 762 1,134
2022/2021 689 488
2021/2020 0 5,911
2020/2019 5,225 3,266
Prior 1,942 10,484
Revolving Loans Amortized Cost Basis 0 1,710
Revolving Loans Converted to Term 0 0
Total $ 20,087 $ 23,771