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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 54,575 $ 58,020 $ 63,188
Adjustments to reconcile net income to net cash provided by operations:      
Provision for credit loss expense 9,222 5,993 8,589
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights 8,269 7,739 6,573
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income (4,585) (3,155) (3,316)
Net amortization of deferred costs on borrowings 303 303 303
Accretion of deferred PPP processing fees 0 (3) (1,889)
Deferred tax (benefit) expense (1,183) 1,111 (1,814)
Net realized gains on sales of available-for-sale securities (74) (52) (651)
Net realized and unrealized losses (gains) on equity securities (754) 387 1,149
Gain on sale of loans held for sale (770) (447) (1,285)
Net losses (gains) on dispositions of premises and equipment and foreclosed assets 53 27 (170)
Proceeds from sale of loans receivable 27,934 16,263 29,151
Origination of loans held for sale (28,451) (17,874) (34,181)
Income on bank owned life insurance (3,110) (2,945) (2,550)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value) 0 0 (883)
Restricted stock compensation expense 2,225 1,688 1,248
Stock-based contribution expense 0 55 84
Changes in:      
Accrued interest receivable and other assets 389 (5,894) (19,065)
Accrued interest payable, lease liabilities, and other liabilities 7,469 (14,193) 19,572
NET CASH PROVIDED BY OPERATING ACTIVITIES 71,512 47,023 64,053
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from maturities, prepayments and calls of available-for-sale securities 65,457 42,726 70,033
Proceeds from sales of available-for-sale securities 806 13,151 22,164
Proceeds from sale of equity securities 0 296 0
Purchase of available-for-sale securities (190,849) (19,253) (48,433)
Proceeds from maturities, prepayments and calls of held-to-maturity securities 83,883 16,806 23,995
Purchases of held-to-maturity securities 0 0 (213,853)
Purchase of equity securities (401) (369) (398)
Proceeds from loans held for sale previously classified as portfolio loans 11,182 4,994 0
Net increase in loans receivable (155,115) (197,594) (630,605)
Purchase of bank owned life insurance 0 0 (11,644)
Proceeds from death benefit of bank owned life insurance policies 0 0 3,273
Redemption (purchase) of FHLB, other equity, and restricted equity interests (10,691) 704 (7,439)
Purchase of premises and equipment (16,284) (10,847) (12,290)
Proceeds from the sale of premises and equipment and foreclosed assets 8,732 52 496
Purchase of other intangibles 0 (125) 0
NET CASH USED BY INVESTING ACTIVITIES (203,280) (149,459) (804,701)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase (decrease) in checking, money market and savings accounts 156,248 316,280 (153,191)
Net increase in certificates of deposit 216,366 60,033 60,009
Purchase of treasury stock (643) (6,724) (1,671)
Proceeds from common stock offering, net of issuance costs 0 0 94,051
Cash dividends paid, common stock (14,912) (14,694) (12,557)
Cash dividends paid, preferred stock (4,302) (4,302) (4,302)
Net change in short-term borrowings 0 (132,396) 132,396
NET CASH PROVIDED BY FINANCING ACTIVITIES 352,757 218,197 114,735
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS 220,989 115,761 (625,913)
CASH AND CASH EQUIVALENTS, Beginning 222,046 106,285 732,198
CASH AND CASH EQUIVALENTS, Ending 443,035 222,046 106,285
Cash paid during the period for:      
Interest 134,399 102,156 26,804
Income taxes 12,908 12,006 17,423
SUPPLEMENTAL NONCASH DISCLOSURES:      
Transfers to other real estate owned 1,453 874 785
Transfers from loans held for sale to loans held for investment 1,394 1,666 6,448
Transfers from loans held for investment to loans held for sale 438 166 0
Transfer of securities from available-for-sale to held-to-maturity 0 0 220,757
Grant of restricted stock awards from treasury stock 3,025 2,743 1,000
Grant of performance based restricted stock awards from treasury stock 179 111 173
Restricted stock forfeiture 360 134 36
Contribution of stock from treasury stock 0 81 44
Lease liabilities arising from obtaining operating right-of-use assets 4,084 5,001 13,371
Lease liabilities arising from obtaining finance right-of-use assets $ 14,951 $ 0 $ 0