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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST AND DIVIDEND INCOME:    
Interest and fees on loans receivable $ 72,379 $ 71,513
Securities:    
Taxable 9,745 6,136
Tax-exempt 156 167
Dividends 99 89
Total interest and dividend income 82,379 77,905
INTEREST EXPENSE:    
Deposits 32,634 31,548
Borrowed funds and finance lease liabilities 236 3
Subordinated notes and debentures 1,078 1,132
Total interest expense 33,948 32,683
NET INTEREST INCOME 48,431 45,222
PROVISION FOR CREDIT LOSS EXPENSE 1,556 1,320
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE 46,875 43,902
NON-INTEREST INCOME:    
Service charges on deposit accounts 1,714 1,694
Other service charges and fees 510 695
Wealth and asset management fees 1,796 1,802
Net realized and unrealized gains (losses) on equity securities (249) 191
Mortgage banking 96 196
Bank owned life insurance 760 767
Card processing and interchange income 2,107 2,016
Other non-interest income 1,773 1,594
Total non-interest income 8,507 8,955
NON-INTEREST EXPENSES:    
Compensation and benefits 20,564 18,787
Net occupancy expense 4,038 3,640
Technology expense 5,378 5,072
State and local taxes 1,292 1,143
Legal, professional, and examination fees 849 1,172
Advertising 514 685
FDIC insurance premiums 985 990
Card processing and interchange expenses 1,160 1,179
Merger costs 1,529 0
Other non-interest expenses 4,729 4,756
Total non-interest expenses 41,038 37,424
INCOME BEFORE INCOME TAXES 14,344 15,433
INCOME TAX EXPENSE 2,863 2,833
NET INCOME 11,481 12,600
PREFERRED STOCK DIVIDENDS 1,075 1,075
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 10,406 $ 11,525
AVERAGE COMMON SHARES OUTSTANDING, Basic (in share) 20,866,970 20,823,766
AVERAGE COMMON SHARES OUTSTANDING, Diluted (in shares) 20,925,388 20,887,088
PER COMMON SHARE DATA:    
Basic Earnings Per Common Share (in dollars per share) $ 0.50 $ 0.55
Diluted Earnings Per Common Share (in dollars per share) 0.50 0.55
Cash Dividends Declared (in dollars per share) $ 0.180 $ 0.175