XML 68 R57.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Risk Rating (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]    
Total $ 4,610,009 $ 4,608,956
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 3,027,106 3,022,059
Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 20,893 15,824
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 135,614 129,830
Farmland    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 1,524 435
One fiscal year before current year 295 3,165
Two fiscal years before current year 1,608 12,023
Three fiscal years before current year 11,731 6,477
Four fiscal years before current year 6,379 1,436
More than four fiscal years before current year 7,444 7,153
Revolving Loans Amortized Cost Basis 417 410
Revolving Loans Converted to Term 0 0
Total 29,398 31,099
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Farmland | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 1,524 265
One fiscal year before current year 129 3,165
Two fiscal years before current year 1,608 6,756
Three fiscal years before current year 6,632 6,477
Four fiscal years before current year 6,379 1,436
More than four fiscal years before current year 6,959 6,662
Revolving Loans Amortized Cost Basis 417 410
Revolving Loans Converted to Term 0 0
Total 23,648 25,171
Farmland | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 5,267
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 5,267
Farmland | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 170
One fiscal year before current year 166 0
Two fiscal years before current year 0 0
Three fiscal years before current year 5,099 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 485 491
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 5,750 661
Owner-occupied, nonfarm nonresidential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 13,222 88,873
One fiscal year before current year 94,197 63,723
Two fiscal years before current year 60,990 119,350
Three fiscal years before current year 117,223 99,419
Four fiscal years before current year 94,222 39,931
More than four fiscal years before current year 128,366 92,283
Revolving Loans Amortized Cost Basis 12,278 11,629
Revolving Loans Converted to Term 0 0
Total 520,498 515,208
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 750
Three fiscal years before current year, writeoff 23 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 698
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 23 1,448
Owner-occupied, nonfarm nonresidential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 13,222 74,692
One fiscal year before current year 80,346 62,609
Two fiscal years before current year 59,880 114,980
Three fiscal years before current year 113,144 98,469
Four fiscal years before current year 93,276 39,931
More than four fiscal years before current year 126,541 90,249
Revolving Loans Amortized Cost Basis 11,467 10,868
Revolving Loans Converted to Term 0 0
Total 497,876 491,798
Owner-occupied, nonfarm nonresidential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 254
Four fiscal years before current year 250 0
More than four fiscal years before current year 455 527
Revolving Loans Amortized Cost Basis 581 508
Revolving Loans Converted to Term 0 0
Total 1,286 1,289
Owner-occupied, nonfarm nonresidential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 14,181
One fiscal year before current year 13,851 1,114
Two fiscal years before current year 1,110 4,370
Three fiscal years before current year 4,079 696
Four fiscal years before current year 696 0
More than four fiscal years before current year 1,370 1,507
Revolving Loans Amortized Cost Basis 230 253
Revolving Loans Converted to Term 0 0
Total 21,336 22,121
Agricultural production and other loans to farmers    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 5,072
One fiscal year before current year 5,026 473
Two fiscal years before current year 458 18
Three fiscal years before current year 18 26
Four fiscal years before current year 26 40
More than four fiscal years before current year 181 148
Revolving Loans Amortized Cost Basis 696 715
Revolving Loans Converted to Term 0 0
Total 6,405 6,492
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Agricultural production and other loans to farmers | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 5,072
One fiscal year before current year 5,026 473
Two fiscal years before current year 458 18
Three fiscal years before current year 18 26
Four fiscal years before current year 26 40
More than four fiscal years before current year 181 148
Revolving Loans Amortized Cost Basis 696 715
Revolving Loans Converted to Term 0 0
Total 6,405 6,492
Agricultural production and other loans to farmers | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Agricultural production and other loans to farmers | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and Industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 32,843 149,421
One fiscal year before current year 123,683 49,280
Two fiscal years before current year 45,862 115,740
Three fiscal years before current year 104,409 65,531
Four fiscal years before current year 58,528 24,621
More than four fiscal years before current year 45,906 20,738
Revolving Loans Amortized Cost Basis 297,459 293,444
Revolving Loans Converted to Term 0 0
Total 708,690 718,775
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 301
Two fiscal years before current year writeoff 32 116
Three fiscal years before current year, writeoff 0 537
Four fiscal years before current year, writeoff 0 1
More than four fiscal years before current year, writeoff 0 43
Revolving Loans Amortized Cost Basis 587 1,428
Revolving Loans Converted to Term 31 0
Total 650 2,426
Commercial and Industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 32,132 148,569
One fiscal year before current year 123,413 44,080
Two fiscal years before current year 40,663 104,613
Three fiscal years before current year 91,179 63,646
Four fiscal years before current year 55,580 24,511
More than four fiscal years before current year 43,909 18,771
Revolving Loans Amortized Cost Basis 256,278 249,949
Revolving Loans Converted to Term 0 0
Total 643,154 654,139
Commercial and Industrial | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 7
One fiscal year before current year 4 55
Two fiscal years before current year 52 139
Three fiscal years before current year 2,239 424
Four fiscal years before current year 1,788 61
More than four fiscal years before current year 88 32
Revolving Loans Amortized Cost Basis 2,351 3,603
Revolving Loans Converted to Term 0 0
Total 6,522 4,321
Commercial and Industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 711 845
One fiscal year before current year 266 5,145
Two fiscal years before current year 5,147 10,988
Three fiscal years before current year 10,991 1,461
Four fiscal years before current year 1,160 49
More than four fiscal years before current year 1,909 1,935
Revolving Loans Amortized Cost Basis 38,830 39,892
Revolving Loans Converted to Term 0 0
Total 59,014 60,315
Obligations (other than securities and leases) of states and political subdivisions    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 1,522 7,999
One fiscal year before current year 6,276 24,754
Two fiscal years before current year 24,683 15,756
Three fiscal years before current year 15,471 30,419
Four fiscal years before current year 30,095 11,411
More than four fiscal years before current year 54,998 45,882
Revolving Loans Amortized Cost Basis 4,104 4,209
Revolving Loans Converted to Term 0 0
Total 137,149 140,430
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Obligations (other than securities and leases) of states and political subdivisions | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 1,522 7,999
One fiscal year before current year 6,276 24,754
Two fiscal years before current year 24,683 15,756
Three fiscal years before current year 15,471 30,419
Four fiscal years before current year 30,095 11,411
More than four fiscal years before current year 54,998 45,882
Revolving Loans Amortized Cost Basis 4,104 4,209
Revolving Loans Converted to Term 0 0
Total 137,149 140,430
Obligations (other than securities and leases) of states and political subdivisions | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Obligations (other than securities and leases) of states and political subdivisions | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 55 2,134
One fiscal year before current year 1,945 3,382
Two fiscal years before current year 3,377 12,291
Three fiscal years before current year 12,239 4,602
Four fiscal years before current year 4,553 1,341
More than four fiscal years before current year 1,519 274
Revolving Loans Amortized Cost Basis 3,769 4,086
Revolving Loans Converted to Term 0 0
Total 27,457 28,110
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 55 2,134
One fiscal year before current year 1,945 3,382
Two fiscal years before current year 3,377 12,291
Three fiscal years before current year 12,239 4,602
Four fiscal years before current year 4,553 1,341
More than four fiscal years before current year 1,519 274
Revolving Loans Amortized Cost Basis 3,769 4,086
Revolving Loans Converted to Term 0 0
Total 27,457 28,110
Other loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Other construction loans and all land development and other land loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 42,980 112,919
One fiscal year before current year 101,739 58,596
Two fiscal years before current year 42,997 99,268
Three fiscal years before current year 87,236 3,141
Four fiscal years before current year 2,978 749
More than four fiscal years before current year 3,808 3,321
Revolving Loans Amortized Cost Basis 4,826 4,918
Revolving Loans Converted to Term 0 0
Total 286,564 282,912
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 11
Total 0 11
Other construction loans and all land development and other land loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 32,865 112,919
One fiscal year before current year 101,739 58,596
Two fiscal years before current year 42,997 99,268
Three fiscal years before current year 87,236 3,141
Four fiscal years before current year 2,978 749
More than four fiscal years before current year 2,384 1,875
Revolving Loans Amortized Cost Basis 4,826 4,918
Revolving Loans Converted to Term 0 0
Total 275,025 281,466
Other construction loans and all land development and other land loans | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 10,115 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 10,115 0
Other construction loans and all land development and other land loans | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 1,424 1,446
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,424 1,446
Multifamily (5 or more) residential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 21,115 46,905
One fiscal year before current year 49,001 51,987
Two fiscal years before current year 58,112 194,386
Three fiscal years before current year 193,225 67,500
Four fiscal years before current year 60,854 23,407
More than four fiscal years before current year 41,292 25,037
Revolving Loans Amortized Cost Basis 2,403 1,924
Revolving Loans Converted to Term 0 0
Total 426,002 411,146
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 0
Three fiscal years before current year, writeoff 0 0
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Multifamily (5 or more) residential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 16,666 46,905
One fiscal year before current year 48,811 49,880
Two fiscal years before current year 56,547 173,994
Three fiscal years before current year 172,908 67,500
Four fiscal years before current year 60,854 20,706
More than four fiscal years before current year 41,292 25,037
Revolving Loans Amortized Cost Basis 2,403 1,924
Revolving Loans Converted to Term 0 0
Total 399,481 385,946
Multifamily (5 or more) residential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One fiscal year before current year 0 0
Two fiscal years before current year 0 0
Three fiscal years before current year 0 0
Four fiscal years before current year 0 0
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Multifamily (5 or more) residential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 4,449 0
One fiscal year before current year 190 2,107
Two fiscal years before current year 1,565 20,392
Three fiscal years before current year 20,317 0
Four fiscal years before current year 0 2,701
More than four fiscal years before current year 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 26,521 25,200
Non-owner occupied, nonfarm nonresidential properties    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 28,032 154,514
One fiscal year before current year 149,679 190,885
Two fiscal years before current year 193,498 320,948
Three fiscal years before current year 327,048 185,624
Four fiscal years before current year 180,781 43,534
More than four fiscal years before current year 154,356 129,806
Revolving Loans Amortized Cost Basis 8,056 8,230
Revolving Loans Converted to Term 0 0
Total 1,041,450 1,033,541
Current period gross write offs    
Current fiscal year, writeoff 0 0
One fiscal year before current year writeoff 0 0
Two fiscal years before current year writeoff 0 33
Three fiscal years before current year, writeoff 0 296
Four fiscal years before current year, writeoff 0 0
More than four fiscal years before current year, writeoff 0 625
Revolving Loans Amortized Cost Basis 0 20
Revolving Loans Converted to Term 0 0
Total 0 974
Non-owner occupied, nonfarm nonresidential properties | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 28,032 141,083
One fiscal year before current year 136,325 190,123
Two fiscal years before current year 192,741 320,047
Three fiscal years before current year 326,373 183,621
Four fiscal years before current year 178,780 38,309
More than four fiscal years before current year 147,023 127,515
Revolving Loans Amortized Cost Basis 7,637 7,809
Revolving Loans Converted to Term 0 0
Total 1,016,911 1,008,507
Non-owner occupied, nonfarm nonresidential properties | Special mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 1,962
One fiscal year before current year 0 0
Two fiscal years before current year 0 212
Three fiscal years before current year 211 2,003
Four fiscal years before current year 2,001 0
More than four fiscal years before current year 339 349
Revolving Loans Amortized Cost Basis 419 421
Revolving Loans Converted to Term 0 0
Total 2,970 4,947
Non-owner occupied, nonfarm nonresidential properties | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 11,469
One fiscal year before current year 13,354 762
Two fiscal years before current year 757 689
Three fiscal years before current year 464 0
Four fiscal years before current year 0 5,225
More than four fiscal years before current year 6,994 1,942
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total $ 21,569 $ 20,087