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Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2025

Segment Reporting [Abstract]

Schedule of Segment Information

Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements.

			Three Months Ended June 30,												Six Months Ended June 30,
			2025						2024						2025						2024
INTEREST AND DIVIDEND INCOME:
Loans including fees
Interest and fees on loans			$	75,408					$	72,142					$	147,787					$	143,655
Investment Securities			10,363						8,510						20,363						14,902
Total interest and dividend income			85,771						80,652						168,150						158,557
Interest Expense:
Deposits			32,276						33,794						64,910						65,342
Borrowed funds			1,298						1,141						2,612						2,276
Total interest expense			33,574						34,935						67,522						67,618
NET INTEREST INCOME			52,197						45,717						100,628						90,939
PROVISION FOR CREDIT LOSS EXPENSE			4,338						2,591						5,894						3,911
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE			47,859						43,126						94,734						87,028
NON-INTEREST INCOME:
Service charges on deposit accounts			1,656						1,794						3,370						3,488
Other service charges and fees			427						712						937						1,407
Wealth and asset management fees			2,109						2,007						3,905						3,809
Net unrealized gains (losses) on equity securities			567						(80)						318						111
Mortgage banking			172						187						268						383
Bank owned life insurance			976						784						1,736						1,551
Card processing and interchange income			2,278						2,187						4,385						4,203
Other non-interest income			823						1,274						2,596						2,868
Total non-interest income			9,008						8,865						17,515						17,820
NON-INTEREST EXPENSES:
Salaries			12,933						13,244						26,659						26,800
Incentive			1,527						292						3,295						685
Benefits			4,888						4,140						9,958						8,978
Net occupancy expense			4,032						3,580						8,070						7,220
Technology expense			5,462						5,573						10,840						10,645
State and local taxes			1,301						1,237						2,593						2,380
Legal, professional and examination fees			997						1,119						1,846						2,291
Advertising			556						553						1,070						1,238
FDIC insurance			937						1,018						1,922						2,008
Card processing and interchange expenses			1,253						878						2,413						2,057
Merger Costs			357						—						1,886						—
Other non-interest expenses			5,374						4,355						10,103						9,111
Total non-interest expenses			39,617						35,989						80,655						73,413
INCOME BEFORE INCOME TAXES			17,250						16,002						31,594						31,435
INCOME TAX EXPENSE			3,294						3,045						6,157						5,878
SEGMENT NET INCOME			$	13,956					$	12,957					$	25,437					$	25,557
Reconciliation of profit or loss
Adjustments and reconciling items			—						—						—						—
CONSOLIDATED NET INCOME			$	13,956					$	12,957					$	25,437					$	25,557
Reconciliation of assets
Adjustments and reconciling items			—						—						—						—
TOTAL CONSOLIDATED ASSETS			$	6,318,477					$	5,886,571					$	6,318,477					$	5,886,571

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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- References

No definition available.

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