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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 32,482 $ 39,511
Adjustments to reconcile net income to net cash provided by operations:    
Provision for credit loss expense 24,350 6,292
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights 7,089 5,861
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income (8,211) (3,516)
Net amortization of deferred costs on borrowings 228 228
Net realized (gains) losses on sales of available-for-sale securities (397) 9
Net realized and unrealized gains on equity securities (982) (767)
(Gain) loss on sale of loans held for sale 262 (506)
Net (gains) losses on dispositions of premises and equipment and foreclosed assets (158) 54
Proceeds from sale of loans receivable 17,738 19,157
Origination of loans held for sale (17,293) (19,702)
Income on bank owned life insurance (2,531) (2,326)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value) (180) 0
Restricted stock compensation expense 1,891 1,836
Change in:    
Accrued interest receivable and other assets (7,831) 59
Accrued interest payable, lease liabilities, and other liabilities (7,578) 3,081
NET CASH PROVIDED BY OPERATING ACTIVITIES 38,879 49,271
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities, prepayments and calls of available-for-sale securities 90,044 44,262
Proceeds from sales of available-for-sale securities 258,295 46
Purchase of available-for-sale securities (168,155) (70,929)
Proceeds from maturities, prepayments and calls of held-to-maturity securities 57,574 61,576
Proceeds from sale of equity securities 1,164 0
Purchase of equity securities (231) (321)
Proceeds from sales of loans classified as portfolio loans 23,215 11,182
Net increase in loans receivable (227,654) (136,002)
Proceeds from death benefit of bank owned life insurance policies 884 0
Net cash from business combinations 27,403 0
Purchase of FHLB, other equity, and restricted equity interests 4,061 (10,926)
Purchase of premises and equipment (6,203) (12,891)
Proceeds from the sale of premises and equipment and foreclosed assets 1,689 409
NET CASH PROVIDED (USED) BY INVESTING ACTIVITIES 62,086 (113,594)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in checking, money market and savings accounts 155,024 70,861
Net increase (decrease) in certificates of deposit 10,904 147,338
Purchase of treasury stock (333) (653)
Cash dividends paid, common stock (12,885) (11,134)
Cash dividends paid, preferred stock (3,226) (3,226)
Net change in short-term borrowings (255,396) 0
NET CASH PROVIDED (USED) BY FINANCING ACTIVITIES (105,912) 203,186
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (4,947) 138,863
CASH AND CASH EQUIVALENTS, Beginning 443,035 222,046
CASH AND CASH EQUIVALENTS, Ending 438,088 360,909
Cash paid during the period for:    
Interest 108,248 101,317
Income taxes 8,810 8,843
SUPPLEMENTAL NONCASH DISCLOSURES:    
Transfers to other real estate owned 479 334
Transfers from loans held for sale to loans held for investment 317 1,239
Transfers from loans held for investment to loans held for sale 0 438
Grant of restricted stock awards from treasury stock 2,683 3,025
Grant of performance based restricted stock awards from treasury stock 167 179
Restricted stock forfeiture 304 177
Net deposits transferred to held for sale 92,830 0
Lease liabilities arising from obtaining right-of-use assets $ 1,198 $ 3,157