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CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and cash equivalents due from banks $ 79,772 $ 63,771
Interest-bearing deposits with Federal Reserve 351,943 375,009
Interest-bearing deposits with other financial institutions 6,373 4,255
Total cash and cash equivalents 438,088 443,035
Debt securities available-for-sale, at fair value (amortized cost of $569,241 and $520,223, respectively) 533,553 468,546
Debt securities held-to-maturity, at amortized cost (fair value of $235,114 and $282,970, respectively) 249,247 306,081
Equity securities 10,505 10,456
Loans held for sale 0 762
Loans receivable 6,468,196 4,608,956
Less: allowance for credit losses (67,684) (47,357)
Net loans receivable 6,400,512 4,561,599
FHLB and other restricted stock holdings and investments 60,859 40,702
Premises and equipment, net 91,045 76,011
Operating & finance lease right-of-use assets 58,917 52,715
Bank owned life insurance 160,241 117,579
Mortgage servicing rights 2,634 1,251
Goodwill and other intangibles 93,773 43,874
Core deposit intangible, net 34,727 206
Accrued interest receivable and other assets 120,218 69,193
Total Assets 8,254,319 6,192,010
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest-bearing demand deposits 1,105,414 819,680
Interest-bearing demand deposits 970,752 706,796
Savings 3,686,511 3,122,028
Certificates of deposit 1,137,590 722,860
Total deposits 6,900,267 5,371,364
Short-term borrowings 181,604 0
Deposits held for sale 92,830 0
Subordinated debentures 20,620 20,620
Subordinated notes, net of unamortized issuance costs 84,798 84,570
Operating lease liabilities 44,127 40,315
Accrued interest payable and other liabilities 85,888 64,446
Total liabilities 7,410,134 5,581,315
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at September 30, 2025 and December 31, 2024 57,785 57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 29,594,933 at September 30, 2025 and 21,235,503 at December 31, 2024 0 0
Additional paid in capital 421,770 219,876
Retained earnings 397,667 381,296
Treasury stock, at cost (117,504 shares at September 30, 2025 and 247,511 shares December 31, 2024) (2,476) (4,689)
Accumulated other comprehensive loss (30,561) (43,573)
Total shareholders' equity 844,185 610,695
Total Liabilities and Shareholders' Equity 8,254,319 6,192,010
Syndicated loans    
ASSETS    
Loans receivable 71,852 79,882
Loans    
ASSETS    
Loans receivable $ 6,396,344 $ 4,529,074