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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 98,092 $ 75,725 $ 245,879 $ 219,380
Securities:        
Taxable 10,316 7,259 30,179 21,657
Tax-exempt 150 156 455 479
Dividends 87 95 282 276
Total interest and dividend income 108,645 83,235 276,795 241,792
INTEREST EXPENSE:        
Deposits 37,941 34,622 102,851 99,964
Borrowed funds and finance lease liabilities 2,501 3 2,959 9
Subordinated notes and debentures 1,074 1,124 3,228 3,394
Total interest expense 41,516 35,749 109,038 103,367
NET INTEREST INCOME 67,129 47,486 167,757 138,425
PROVISION FOR CREDIT LOSS EXPENSE 18,456 2,381 24,350 6,292
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE 48,673 45,105 143,407 132,133
NON-INTEREST INCOME:        
Service charges on deposit accounts 2,222 1,790 5,592 5,278
Other service charges and fees 480 796 1,417 2,203
Wealth and asset management fees 2,359 2,060 6,264 5,869
Net realized gains (losses) on available-for-sale securities (includes $397, $(9), $397, and $(9) accumulated other comprehensive income reclassifications for net realized gains (losses) on available-for-sale securities, respectively) 397 (9) 397 (9)
Net realized and unrealized gains on equity securities 664 656 982 767
Mortgage banking 196 197 464 580
Bank owned life insurance 975 775 2,711 2,326
Card processing and interchange income 2,336 2,241 6,721 6,444
Other non-interest income 937 2,467 3,533 5,335
Total non-interest income 10,566 10,973 28,081 28,793
NON-INTEREST EXPENSES:        
Compensation and benefits 23,339 19,572 63,251 56,035
Net occupancy expense 4,823 3,701 12,893 10,921
Amortization of core deposit intangible 780 18 813 57
Technology expense 5,485 5,417 16,325 16,062
State and local taxes 1,292 1,256 3,885 3,636
Legal, professional, and examination fees 1,637 940 3,483 3,231
Advertising 754 623 1,824 1,861
FDIC insurance premiums 940 846 2,862 2,854
Card processing and interchange expenses 1,300 1,193 3,713 3,250
Merger and integration costs 4,155 0 6,041 0
Other non-interest expenses 5,652 5,218 15,722 14,290
Total non-interest expenses 50,157 38,784 130,812 112,197
INCOME BEFORE INCOME TAXES 9,082 17,294 40,676 48,729
INCOME TAX EXPENSE (includes $83, $(2), $83 and $(2) income tax expense from reclassification items, respectively) 2,037 3,340 8,194 9,218
NET INCOME 7,045 13,954 32,482 39,511
PREFERRED STOCK DIVIDENDS 1,076 1,076 3,226 3,226
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 5,969 $ 12,878 $ 29,256 $ 36,285
AVERAGE COMMON SHARES OUTSTANDING, Basic (in share) 27,178,623 20,841,808 22,998,705 20,832,064
AVERAGE COMMON SHARES OUTSTANDING, Diluted (in shares) 27,280,298 20,911,862 23,075,450 20,895,538
PER COMMON SHARE DATA:        
Basic Earnings Per Common Share (in dollars per share) $ 0.22 $ 0.61 $ 1.26 $ 1.73
Diluted Earnings Per Common Share (in dollars per share) 0.22 0.61 1.26 1.72
Cash Dividends Declared (in dollars per share) $ 0.180 $ 0.180 $ 0.540 $ 0.530