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Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2025

Segment Reporting [Abstract]

Schedule of Segment Information

Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements.

			Three Months Ended September 30,												Nine Months Ended September 30,
			2025						2024						2025						2024
INTEREST AND DIVIDEND INCOME:
Loans including fees
Interest and fees on loans			$	98,092					$	75,725					$	245,879					$	219,380
Investment Securities			10,553						7,510						30,916						22,412
Total interest and dividend income			108,645						83,235						276,795						241,792
Interest Expense:
Deposits			37,941						34,622						102,851						99,964
Borrowed funds and finance lease liabilities			3,575						1,127						6,187						3,403
Total interest expense			41,516						35,749						109,038						103,367
NET INTEREST INCOME			67,129						47,486						167,757						138,425
PROVISION FOR CREDIT LOSS EXPENSE			18,456						2,381						24,350						6,292
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE			48,673						45,105						143,407						132,133
NON-INTEREST INCOME:
Service charges on deposit accounts			2,222						1,790						5,592						5,278
Other service charges and fees			480						796						1,417						2,203
Wealth and asset management fees			2,359						2,060						6,264						5,869
Net unrealized gains (losses) on equity securities			1,061						647						1,379						758
Mortgage banking			196						197						464						580
Bank owned life insurance			975						775						2,711						2,326
Card processing and interchange income			2,336						2,241						6,721						6,444
Other non-interest income			937						2,467						3,533						5,335
Total non-interest income			10,566						10,973						28,081						28,793
NON-INTEREST EXPENSES:
Salaries			15,597						13,726						42,256						40,526
Incentive			2,696						1,038						5,991						1,723
Benefits			5,046						4,808						15,004						13,786
Net occupancy expense			4,823						3,701						12,893						10,921
Amortization of core deposit intangible			780						18						813						57
Technology expense			5,485						5,417						16,325						16,062
State and local taxes			1,292						1,256						3,885						3,636
Legal, professional and examination fees			1,637						940						3,483						3,231
Advertising			754						623						1,824						1,861
FDIC insurance			940						846						2,862						2,854
Card processing and interchange expenses			1,300						1,193						3,713						3,250
Merger and integration costs			4,155						—						6,041						—
Other non-interest expenses			5,652						5,218						15,722						14,290
Total non-interest expenses			50,157						38,784						130,812						112,197
INCOME BEFORE INCOME TAXES			9,082						17,294						40,676						48,729
INCOME TAX EXPENSE			2,037						3,340						8,194						9,218
SEGMENT NET INCOME			$	7,045					$	13,954					$	32,482					$	39,511
Reconciliation of profit or loss
Adjustments and reconciling items			—						—						—						—
CONSOLIDATED NET INCOME			$	7,045					$	13,954					$	32,482					$	39,511
Reconciliation of assets
Adjustments and reconciling items			—						—						—						—
TOTAL CONSOLIDATED ASSETS			$	8,254,319					$	6,014,844					$	8,254,319					$	6,014,844

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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- References

No definition available.

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