XML 71 R60.htm IDEA: XBRL DOCUMENT v3.25.3
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Aging of Recorded Investment in Past Due Loans (Details) - USD ($)
$ in Thousands
10 Months Ended 12 Months Ended
Jul. 24, 2025
Sep. 30, 2024
Sep. 30, 2025
Dec. 31, 2024
Financing Receivable, Past Due [Line Items]        
Loans receivable     $ 6,468,196 $ 4,608,956
30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     17,902 6,319
Financing receivable excluding accrued interest modified accumulated $ 1,962 $ 0    
60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,056 24,781
Financing receivable excluding accrued interest modified accumulated 0 0    
Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     20,709 20,703
Financing receivable excluding accrued interest modified accumulated 0 0    
Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     44,667 51,803
Financing receivable excluding accrued interest modified accumulated 1,962 0    
Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,423,529 4,557,153
Financing receivable excluding accrued interest modified accumulated 21,126 12,606    
Farmland        
Financing Receivable, Past Due [Line Items]        
Loans receivable     28,424 31,099
Farmland | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     80 0
Financing receivable excluding accrued interest modified accumulated   0    
Farmland | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Financing receivable excluding accrued interest modified accumulated   0    
Farmland | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     164 0
Financing receivable excluding accrued interest modified accumulated   0    
Farmland | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     244 0
Financing receivable excluding accrued interest modified accumulated   0    
Farmland | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     28,180 31,099
Financing receivable excluding accrued interest modified accumulated   1,040    
Owner-occupied, nonfarm nonresidential properties        
Financing Receivable, Past Due [Line Items]        
Loans receivable     639,160 515,208
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     4,369 77
Financing receivable excluding accrued interest modified accumulated 0 0    
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     725 1,479
Financing receivable excluding accrued interest modified accumulated 0 0    
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,825 5,030
Financing receivable excluding accrued interest modified accumulated 0 0    
Owner-occupied, nonfarm nonresidential properties | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,919 6,586
Financing receivable excluding accrued interest modified accumulated 0 0    
Owner-occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     632,241 508,622
Financing receivable excluding accrued interest modified accumulated 696 5,254    
Agricultural production and other loans to farmers        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,019 6,492
Agricultural production and other loans to farmers | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Agricultural production and other loans to farmers | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Agricultural production and other loans to farmers | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,019 6,492
Loans to depository institutions        
Financing Receivable, Past Due [Line Items]        
Loans receivable     7,376 0
Loans to depository institutions | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0  
Loans to depository institutions | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0  
Loans to depository institutions | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0  
Loans to depository institutions | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0  
Loans to depository institutions | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     7,376  
Commercial and Industrial        
Financing Receivable, Past Due [Line Items]        
Loans receivable     762,736 718,775
Commercial and Industrial | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,738 704
Financing receivable excluding accrued interest modified accumulated 0 0    
Commercial and Industrial | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     526 185
Financing receivable excluding accrued interest modified accumulated 0 0    
Commercial and Industrial | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     7,486 6,632
Financing receivable excluding accrued interest modified accumulated 0 0    
Commercial and Industrial | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     9,750 7,521
Financing receivable excluding accrued interest modified accumulated 0 0    
Commercial and Industrial | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     752,986 711,254
Financing receivable excluding accrued interest modified accumulated 6,908 465    
Obligations (other than securities and leases) of states and political subdivisions        
Financing Receivable, Past Due [Line Items]        
Loans receivable     177,123 140,430
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     238 0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     238 0
Obligations (other than securities and leases) of states and political subdivisions | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     176,885 140,430
Other loans        
Financing Receivable, Past Due [Line Items]        
Loans receivable     49,127 28,110
Other loans | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Other loans | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Other loans | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Other loans | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Other loans | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     49,127 28,110
Other construction loans and all land development and other land loans        
Financing Receivable, Past Due [Line Items]        
Loans receivable     383,273 282,912
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Financing receivable excluding accrued interest modified accumulated 0      
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Financing receivable excluding accrued interest modified accumulated 0      
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     3,522 1,482
Financing receivable excluding accrued interest modified accumulated 0      
Other construction loans and all land development and other land loans | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     3,522 1,482
Financing receivable excluding accrued interest modified accumulated 0      
Other construction loans and all land development and other land loans | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     379,751 281,430
Financing receivable excluding accrued interest modified accumulated 10,276      
Multifamily (5 or more) residential properties        
Financing Receivable, Past Due [Line Items]        
Loans receivable     724,931 411,146
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Financing receivable excluding accrued interest modified accumulated 0      
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 20,392
Financing receivable excluding accrued interest modified accumulated 0      
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 757
Financing receivable excluding accrued interest modified accumulated 0      
Multifamily (5 or more) residential properties | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 21,149
Financing receivable excluding accrued interest modified accumulated 0      
Multifamily (5 or more) residential properties | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     724,931 389,997
Financing receivable excluding accrued interest modified accumulated 182      
Non-owner occupied, nonfarm nonresidential properties        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,409,637 1,033,541
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     2,170 0
Financing receivable excluding accrued interest modified accumulated 1,962 0    
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     589 0
Financing receivable excluding accrued interest modified accumulated 0 0    
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     248 0
Financing receivable excluding accrued interest modified accumulated 0 0    
Non-owner occupied, nonfarm nonresidential properties | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     3,007 0
Financing receivable excluding accrued interest modified accumulated 1,962 0    
Non-owner occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,406,630 1,033,541
Financing receivable excluding accrued interest modified accumulated $ 3,064 5,443    
1-4 Family Construction        
Financing Receivable, Past Due [Line Items]        
Loans receivable     47,631 26,431
1-4 Family Construction | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 216
1-4 Family Construction | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
1-4 Family Construction | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
1-4 Family Construction | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 216
1-4 Family Construction | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     47,631 26,215
Home equity lines of credit        
Financing Receivable, Past Due [Line Items]        
Loans receivable     230,440 166,327
Home equity lines of credit | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,602 1,006
Home equity lines of credit | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     309 387
Home equity lines of credit | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     385 323
Home equity lines of credit | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     2,296 1,716
Home equity lines of credit | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     228,144 164,611
Residential Mortgages secured by first liens        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,733,513 1,012,746
Residential Mortgages secured by first liens | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,613 2,908
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by first liens | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     3,357 1,910
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     6,495 5,795
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by first liens | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     16,465 10,613
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by first liens | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,717,048 1,002,133
Financing receivable excluding accrued interest modified accumulated   376    
Residential Mortgages secured by junior liens        
Financing Receivable, Past Due [Line Items]        
Loans receivable     139,783 106,462
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     272 224
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     142 35
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     56 64
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by junior liens | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     470 323
Financing receivable excluding accrued interest modified accumulated   0    
Residential Mortgages secured by junior liens | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     139,313 106,139
Financing receivable excluding accrued interest modified accumulated   $ 28    
Other revolving credit plans        
Financing Receivable, Past Due [Line Items]        
Loans receivable     43,666 41,095
Other revolving credit plans | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     112 351
Other revolving credit plans | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     34 4
Other revolving credit plans | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     13 100
Other revolving credit plans | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     159 455
Other revolving credit plans | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     43,507 40,640
Automobile        
Financing Receivable, Past Due [Line Items]        
Loans receivable     18,459 20,961
Automobile | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     43 135
Automobile | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     52 3
Automobile | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     40 0
Automobile | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     135 138
Automobile | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     18,324 20,823
Other consumer        
Financing Receivable, Past Due [Line Items]        
Loans receivable     52,456 53,821
Other consumer | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     430 601
Other consumer | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     285 271
Other consumer | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     389 358
Other consumer | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     1,104 1,230
Other consumer | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     51,352 52,591
Credit cards        
Financing Receivable, Past Due [Line Items]        
Loans receivable     13,701 13,143
Credit cards | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     235 97
Credit cards | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     37 115
Credit cards | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     86 162
Credit cards | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     358 374
Credit cards | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     13,343 12,769
Overdrafts        
Financing Receivable, Past Due [Line Items]        
Loans receivable     741 257
Overdrafts | 30 - 59 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Overdrafts | 60 - 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Overdrafts | Greater Than 89 Days Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Overdrafts | Total Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     0 0
Overdrafts | Loans Receivable Not Past Due        
Financing Receivable, Past Due [Line Items]        
Loans receivable     $ 741 $ 257