XML 53 R19.htm IDEA: XBRL DOCUMENT
v2.4.0.6

LOANS, NET (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2013
Loans, Net [Abstract] |
Loan Portfolio Composition | Loan Portfolio Composition. The composition of the loan portfolio was as follows:
(Dollars in Thousands) |  | March 31, 2013 |  | December 31, 2012
Commercial, Financial and Agricultural |  | $ | 125,905 |  |  | $ | 139,850 |
Real Estate - Construction |  |  | 37,949 |  |  |  | 37,512 |
Real Estate - Commercial Mortgage |  |  | 599,517 |  |  |  | 613,625 |
Real Estate - Residential(1) |  |  | 309,973 |  |  |  | 321,986 |
Real Estate - Home Equity |  |  | 233,205 |  |  |  | 236,263 |
Consumer |  |  | 148,350 |  |  |  | 157,877 |
Loans, Net of Unearned Income |  | $ | 1,454,899 |  |  | $ | 1,507,113 |
(1) Includes loans in process with outstanding balances of $8.2 million and $11.9 million for March 31, 2013 and December 31, 2012, respectively.
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans | The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans:
|  | March 31, 2013 |  | December 31, 2012
(Dollars in Thousands) |  | Nonaccrual |  | 90 + Days |  | Nonaccrual |  | 90 + Days
Commercial, Financial and Agricultural |  | $ | 880 |  |  |  | — |  |  | $ | 1,069 |  |  |  | — |
Real Estate - Construction |  |  | 1,919 |  |  |  | — |  |  |  | 4,071 |  |  |  | — |
Real Estate - Commercial Mortgage |  |  | 26,707 |  |  |  | — |  |  |  | 41,045 |  |  |  | — |
Real Estate - Residential |  |  | 10,665 |  |  |  | — |  |  |  | 13,429 |  |  |  | — |
Real Estate - Home Equity |  |  | 4,685 |  |  |  | — |  |  |  | 4,034 |  |  |  | — |
Consumer |  |  | 592 |  |  |  | — |  |  |  | 574 |  |  |  | — |
Total Nonaccrual Loans |  | $ | 45,448 |  |  |  | — |  |  | $ | 64,222 |  |  |  | — |
Aging of the recorded investment in past due loans by class of loans | The following table presents the aging of the recorded investment in past due loans by class of loans:
(Dollars in Thousands) |  |  | 30-59 DPD |  |  |  | 60-89 DPD |  |  |  | 90 + DPD |  |  |  | Total Past Due |  |  |  | Total Current |  |  |  | Total Loans |
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, Financial and Agricultural |  | $ | 244 |  |  | $ | 22 |  |  | $ | — |  |  | $ | 266 |  |  | $ | 124,758 |  |  | $ | 125,905 |
Real Estate - Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 36,029 |  |  |  | 37,949 |
Real Estate - Commercial Mortgage |  |  | 2,615 |  |  |  | 416 |  |  |  | — |  |  |  | 3,031 |  |  |  | 569,780 |  |  |  | 599,517 |
Real Estate - Residential |  |  | 2,279 |  |  |  | 1,430 |  |  |  | — |  |  |  | 3,709 |  |  |  | 295,599 |  |  |  | 309,973 |
Real Estate - Home Equity |  |  | 1,066 |  |  |  | 13 |  |  |  | — |  |  |  | 1,079 |  |  |  | 227,442 |  |  |  | 233,205 |
Consumer |  |  | 1,068 |  |  |  | 121 |  |  |  | — |  |  |  | 1,189 |  |  |  | 146,568 |  |  |  | 148,350 |
Total Past Due Loans |  | $ | 7,272 |  |  | $ | 2,002 |  |  | $ | — |  |  | $ | 9,274 |  |  | $ | 1,400,176 |  |  | $ | 1,454,899 |
(Dollars in Thousands) | 30-59 DPD | 60-89 DPD | 90 + DPD | Total Past Due | Total Current | Total Loans
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, Financial and Agricultural |  | $ | 302 |  |  | $ | 314 |  |  | $ | — |  |  | $ | 616 |  |  | $ | 138,165 |  |  | $ | 139,850 |
Real Estate - Construction |  |  | 375 |  |  |  | — |  |  |  | — |  |  |  | 375 |  |  |  | 33,066 |  |  |  | 37,512 |
Real Estate - Commercial Mortgage |  |  | 1,090 |  |  |  | 583 |  |  |  | — |  |  |  | 1,673 |  |  |  | 570,907 |  |  |  | 613,625 |
Real Estate - Residential |  |  | 2,788 |  |  |  | 1,199 |  |  |  | — |  |  |  | 3,987 |  |  |  | 304,570 |  |  |  | 321,986 |
Real Estate - Home Equity |  |  | 711 |  |  |  | 487 |  |  |  | — |  |  |  | 1,198 |  |  |  | 231,031 |  |  |  | 236,263 |
Consumer |  |  | 1,693 |  |  |  | 392 |  |  |  | — |  |  |  | 2,085 |  |  |  | 155,218 |  |  |  | 157,877 |
Total Past Due Loans |  | $ | 6,959 |  |  | $ | 2,975 |  |  | $ | — |  |  | $ | 9,934 |  |  | $ | 1,432,957 |  |  | $ | 1,507,113 |
Allowance for Loan Losses. The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of probable losses within the existing portfolio of loans. Loans are charged-off to the allowance when losses are deemed to be probable and reasonably quantifiable.
Activity in the allowance for loan losses by portfolio class | The following table details the activity in the allowance for loan losses by portfolio class for the three months ended March 31, 2013 and 2012. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
(Dollars in Thousands) |  | Commercial, Financial, Agricultural |  | Real Estate Construction |  | Real Estate Commercial Mortgage |  | Real Estate Residential |  | Real Estate Home Equity |  | Consumer |  | Unallocated |  | Total
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1,253 |  |  | $ | 2,856 |  |  | $ | 11,081 |  |  | $ | 8,678 |  |  | $ | 2,945 |  |  | $ | 1,327 |  |  | $ | 1,027 |  |  | $ | 29,167 |
Provision for Loan Losses |  |  | (293 | ) |  |  | 141 |  |  |  | 923 |  |  |  | 174 |  |  |  | 227 |  |  |  | (75 | ) |  |  | (27 | ) |  |  | 1,070 |
Charge-Offs |  |  | (154 | ) |  |  | (610 | ) |  |  | (1,044 | ) |  |  | (682 | ) |  |  | (113 | ) |  |  | (296 | ) |  |  | — |  |  |  | (2,899 | )
Recoveries |  |  | 51 |  |  |  | — |  |  |  | 38 |  |  |  | 96 |  |  |  | 18 |  |  |  | 262 |  |  |  | — |  |  |  | 465 |
Net Charge-Offs |  |  | (103 | ) |  |  | (610 | ) |  |  | (1,006 | ) |  |  | (586 | ) |  |  | (95 | ) |  |  | (34 | ) |  |  | — |  |  |  | (2,434 | )
Ending Balance |  | $ | 857 |  |  | $ | 2,387 |  |  | $ | 10,998 |  |  | $ | 8,266 |  |  | $ | 3,077 |  |  | $ | 1,218 |  |  | $ | 1,000 |  |  | $ | 27,803 |
March 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1,534 |  |  | $ | 1,133 |  |  | $ | 10,660 |  |  | $ | 12,518 |  |  | $ | 2,392 |  |  | $ | 1,887 |  |  | $ | 911 |  |  | $ | 31,035 |
Provision for Loan Losses |  |  | 158 |  |  |  | 628 |  |  |  | 1,166 |  |  |  | 1,511 |  |  |  | 1,207 |  |  |  | 41 |  |  |  | 82 |  |  |  | 4,793 |
Charge-Offs |  |  | (268 | ) |  |  | — |  |  |  | (1,532 | ) |  |  | (1,967 | ) |  |  | (892 | ) |  |  | (732 | ) |  |  | — |  |  |  | (5,391 | )
Recoveries |  |  | 69 |  |  |  | — |  |  |  | 138 |  |  |  | 163 |  |  |  | 18 |  |  |  | 392 |  |  |  | — |  |  |  | 780 |
Net Charge-Offs |  |  | (199 | ) |  |  | — |  |  |  | (1,394 | ) |  |  | (1,804 | ) |  |  | (874 | ) |  |  | (340 | ) |  |  |  |  |  |  | (4,611 | )
Ending Balance |  | $ | 1,493 |  |  | $ | 1,761 |  |  | $ | 10,432 |  |  | $ | 12,225 |  |  | $ | 2,725 |  |  | $ | 1,588 |  |  | $ | 993 |  |  | $ | 31,217 |
Allowance for loan losses by portfolio class disaggregated on the basis | The following table details the amount of the allowance for loan losses by portfolio class disaggregated on the basis of the Company’s impairment methodology.
(Dollars in Thousands) |  | Commercial, Financial, Agricultural |  | Real Estate Construction |  | Real Estate Commercial Mortgage |  | Real Estate Residential |  | Real Estate Home Equity |  | Consumer |  | Unallocated |  | Total
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Period-end amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Individually Evaluated for Impairment |  | $ | 180 |  |  | $ | 274 |  |  | $ | 6,244 |  |  | $ | 2,493 |  |  | $ | 544 |  |  | $ | 16 |  |  | $ | — |  |  | $ | 9,751 |
Loans Collectively Evaluated for Impairment |  |  | 677 |  |  |  | 2,113 |  |  |  | 4,754 |  |  |  | 5,773 |  |  |  | 2,533 |  |  |  | 1,202 |  |  |  | 1,000 |  |  |  | 18,052 |
Ending Balance |  | $ | 857 |  |  | $ | 2,387 |  |  | $ | 10,998 |  |  | $ | 8,266 |  |  | $ | 3,077 |  |  | $ | 1,218 |  |  | $ | 1,000 |  |  | $ | 27,803 |
December 31, 2012 Period-end amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Individually Evaluated for Impairment |  | $ | 210 |  |  | $ | 714 |  |  | $ | 6,641 |  |  | $ | 2,778 |  |  | $ | 546 |  |  | $ | 32 |  |  | $ | — |  |  | $ | 10,921 |
Loans Collectively Evaluated for Impairment |  |  | 1,043 |  |  |  | 2,142 |  |  |  | 4,440 |  |  |  | 5,900 |  |  |  | 2,399 |  |  |  | 1,295 |  |  |  | 1,027 |  |  |  | 18,246 |
Ending Balance |  | $ | 1,253 |  |  | $ | 2,856 |  |  | $ | 11,081 |  |  | $ | 8,678 |  |  | $ | 2,945 |  |  | $ | 1,327 |  |  | $ | 1,027 |  |  | $ | 29,167 |
March 31, 2012 Period-end amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Individually Evaluated for Impairment |  | $ | 241 |  |  | $ | 123 |  |  | $ | 5,543 |  |  | $ | 4,789 |  |  | $ | 580 |  |  | $ | 26 |  |  | $ | — |  |  | $ | 11,302 |
Loans Collectively Evaluated for Impairment |  |  | 1,252 |  |  |  | 1,638 |  |  |  | 4,889 |  |  |  | 7,436 |  |  |  | 2,145 |  |  |  | 1,562 |  |  |  | 993 |  |  |  | 19,915 |
Ending Balance |  | $ | 1,493 |  |  | $ | 1,761 |  |  | $ | 10,432 |  |  | $ | 12,225 |  |  | $ | 2,725 |  |  | $ | 1,588 |  |  | $ | 993 |  |  | $ | 31,217
Recorded investment in loans related to each balance in the allowance for loan losses | The Company’s recorded investment in loans related to each balance in the allowance for loan losses by portfolio class and disaggregated on the basis of the Company’s impairment methodology was as follows:
(Dollars in Thousands) |  | Commercial, Financial, Agricultural |  | Real Estate Construction |  | Real Estate Commercial Mortgage |  | Real Estate Residential |  | Real Estate Home Equity |  | Consumer |  | Unallocated |  | Total
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually Evaluated for Impairment |  | $ | 2,397 |  |  | $ | 2,080 |  |  | $ | 63,041 |  |  | $ | 22,073 |  |  | $ | 4,069 |  |  | $ | 647 |  |  | $ | — |  |  | $ | 94,307 |
Collectively Evaluated for Impairment |  |  | 123,508 |  |  |  | 35,869 |  |  |  | 536,476 |  |  |  | 287,900 |  |  |  | 229,136 |  |  |  | 147,703 |  |  |  | — |  |  |  | 1,360,592 |
Total |  | $ | 125,905 |  |  | $ | 37,949 |  |  | $ | 599,517 |  |  | $ | 309,973 |  |  | $ | 233,205 |  |  | $ | 148,350 |  |  | $ | — |  |  | $ | 1,454,899 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually Evaluated for Impairment |  | $ | 2,325 |  |  | $ | 4,232 |  |  | $ | 74,650 |  |  | $ | 23,030 |  |  | $ | 3,858 |  |  | $ | 687 |  |  | $ | — |  |  | $ | 108,782 |
Collectively Evaluated for Impairment |  |  | 137,525 |  |  |  | 33,280 |  |  |  | 538,975 |  |  |  | 298,956 |  |  |  | 232,405 |  |  |  | 157,190 |  |  |  | — |  |  |  | 1,398,331 |
Total |  | $ | 139,850 |  |  | $ | 37,512 |  |  | $ | 613,625 |  |  | $ | 321,986 |  |  | $ | 236,263 |  |  | $ | 157,877 |  |  | $ | — |  |  | $ | 1,507,113 |
March 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually Evaluated for Impairment |  | $ | 1,809 |  |  | $ | 1,266 |  |  | $ | 69,898 |  |  | $ | 33,826 |  |  | $ | 3,355 |  |  | $ | 46 |  |  | $ | — |  |  | $ | 110,200 |
Collectively Evaluated for Impairment |  |  | 130,310 |  |  |  | 28,972 |  |  |  | 554,630 |  |  |  | 327,607 |  |  |  | 237,445 |  |  |  | 176,159 |  |  |  | — |  |  |  | 1,455,123 |
Total |  | $ | 132,119 |  |  | $ | 30,238 |  |  | $ | 624,528 |  |  | $ | 361,433 |  |  | $ | 240,800 |  |  | $ | 176,205 |  |  | $ | — |  |  | $ | 1,565,323 |
Loans individually evaluated for impairment by class of loans | The following table presents loans individually evaluated for impairment by class of loans:
(Dollars in Thousands) |  | Unpaid Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Related Allowance
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, Financial and Agricultural |  | $ | 2,397 |  |  | $ | 667 |  |  | $ | 1,730 |  |  | $ | 180 |
Real Estate - Construction |  |  | 2,080 |  |  |  | — |  |  |  | 2,080 |  |  |  | 274 |
Real Estate - Commercial Mortgage |  |  | 63,041 |  |  |  | 15,492 |  |  |  | 47,549 |  |  |  | 6,244 |
Real Estate - Residential |  |  | 22,073 |  |  |  | 2,865 |  |  |  | 19,208 |  |  |  | 2,493 |
Real Estate - Home Equity |  |  | 4,069 |  |  |  | 1,028 |  |  |  | 3,041 |  |  |  | 544 |
Consumer |  |  | 647 |  |  |  | 152 |  |  |  | 495 |  |  |  | 16 |
Total |  | $ | 94,307 |  |  | $ | 20,204 |  |  | $ | 74,103 |  |  | $ | 9,751 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, Financial and Agricultural |  | $ | 2,325 |  |  | $ | 527 |  |  | $ | 1,797 |  |  | $ | 210 |
Real Estate - Construction |  |  | 4,232 |  |  |  | — |  |  |  | 4,232 |  |  |  | 714 |
Real Estate - Commercial Mortgage |  |  | 74,650 |  |  |  | 22,594 |  |  |  | 52,056 |  |  |  | 6,641 |
Real Estate - Residential |  |  | 23,030 |  |  |  | 2,635 |  |  |  | 20,395 |  |  |  | 2,778 |
Real Estate - Home Equity |  |  | 3,858 |  |  |  | 890 |  |  |  | 2,968 |  |  |  | 546 |
Consumer |  |  | 687 |  |  |  | 123 |  |  |  | 565 |  |  |  | 32 |
Total |  | $ | 108,782 |  |  | $ | 26,769 |  |  | $ | 82,013 |  |  | $ | 10,921 |
Average recorded investment and interest income recognized by class of impaired loans | The following table summarizes the average recorded investment and interest income recognized by class of impaired loans:
|  | For Three Months Ended March 31,
|  | 2013 |  | 2012
(Dollars in Thousands) |  | Average Recorded Investment |  | Total Interest Income |  | Average Recorded Investment |  | Total Interest Income
Commercial, Financial and Agricultural |  | $ | 2,361 |  |  | $ | 42 |  |  | $ | 1,731 |  |  | $ | 20 |
Real Estate - Construction |  |  | 3,156 |  |  |  | 2 |  |  |  | 889 |  |  |  | 4 |
Real Estate - Commercial Mortgage |  |  | 68,845 |  |  |  | 541 |  |  |  | 67,761 |  |  |  | 481 |
Real Estate - Residential |  |  | 22,552 |  |  |  | 206 |  |  |  | 35,075 |  |  |  | 235 |
Real Estate - Home Equity |  |  | 3,963 |  |  |  | 19 |  |  |  | 3,441 |  |  |  | 25 |
Consumer |  |  | 668 |  |  |  | 2 |  |  |  | 95 |  |  |  | 4 |
Total |  | $ | 101,545 |  |  | $ | 812 |  |  | $ | 108,992 |  |  | $ | 769 |
Risk category of loans by segment | The following table presents the risk category of loans by segment:
(Dollars in Thousands) |  | Commercial, Financial, Agriculture |  | Real Estate |  | Consumer |  | Total Loans
March 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Special Mention |  | $ | 5,166 |  |  | $ | 63,539 |  |  | $ | 133 |  |  | $ | 68,838 |
Substandard |  |  | 4,421 |  |  |  | 148,708 |  |  |  | 1,399 |  |  |  | 154,528 |
Doubtful |  |  | 158 |  |  |  | 1,499 |  |  |  | — |  |  |  | 1,657 |
Total Criticized Loans |  | $ | 9,745 |  |  | $ | 213,746 |  |  | $ | 1,532 |  |  | $ | 225,023 |
(Dollars in Thousands) |  | Commercial, Financial, Agriculture |  | Real Estate |  | Consumer |  | Total Loans
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Special Mention |  | $ | 4,380 |  |  | $ | 54,938 |  |  | $ | 142 |  |  | $ | 59,460 |
Substandard |  |  | 10,863 |  |  |  | 177,277 |  |  |  | 1,624 |  |  |  | 189,764 |
Doubtful |  |  | 158 |  |  |  | 1,515 |  |  |  | — |  |  |  | 1,673 |
Total Criticized Loans |  | $ | 15,401 |  |  | $ | 233,730 |  |  | $ | 1,766 |  |  | $ | 250,897
Loans classified as TDRs | The following table presents loans classified as TDRs:
|  | March 31, 2013 |  | December 31, 2012
(Dollars in Thousands) |  | Accruing |  | Nonaccruing |  | Accruing |  | Nonaccruing
Commercial, Financial and Agricultural |  | $ | 1,621 |  |  | $ | 394 |  |  | $ | 1,462 |  |  | $ | 508 |
Real Estate - Construction |  |  | 160 |  |  |  | — |  |  |  | 161 |  |  |  | — |
Real Estate - Commercial Mortgage |  |  | 34,532 |  |  |  | 7,027 |  |  |  | 29,870 |  |  |  | 8,425 |
Real Estate - Residential |  |  | 14,609 |  |  |  | 897 |  |  |  | 13,824 |  |  |  | 936 |
Real Estate - Home Equity |  |  | 1,652 |  |  |  | — |  |  |  | 1,587 |  |  |  | — |
Consumer |  |  | 534 |  |  |  | — |  |  |  | 570 |  |  |  | 10 |
Total TDRs |  | $ | 53,108 |  |  | $ | 8,318 |  |  | $ | 47,474 |  |  | $ | 9,879 |
Loans classified as TDRs during the three months ended | Loans classified as TDRs during the three months ended March 31, 2013 and 2012 are presented in the table below. The modifications made during the reporting period involved either an extension of the loan term or a principal moratorium and the financial impact of these modifications was not material.
|  | March 31, 2013 |  | March 31, 2012
(Dollars in Thousands) |  | Number of Contracts |  | Pre-Modified Recorded Investment |  | Post-Modified Recorded Investment |  | Number of Contracts |  | Pre-Modified Recorded Investment |  | Post-Modified Recorded Investment
Commercial, Financial and Agricultural |  |  | 2 |  |  | $ | 26 |  |  | $ | 78 |  |  |  | 4 |  |  | $ | 656 |  |  | $ | 660 |
Real Estate - Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real Estate - Commercial Mortgage |  |  | 5 |  |  |  | 4,387 |  |  |  | 4,432 |  |  |  | 13 |  |  |  | 4,565 |  |  |  | 4,695 |
Real Estate - Residential |  |  | 3 |  |  |  | 372 |  |  |  | 381 |  |  |  | 8 |  |  |  | 859 |  |  |  | 909 |
Real Estate - Home Equity |  |  | 1 |  |  |  | 88 |  |  |  | 90 |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer |  |  | 1 |  |  |  | 35 |  |  |  | 33 |  |  |  | — |  |  |  | — |  |  |  | — |
Total TDRs |  |  | 12 |  |  | $ | 4,908 |  |  | $ | 5,014 |  |  |  | 25 |  |  | $ | 6,080 |  |  | $ | 6,264 |
Loans modified as TDRs within the previous 12 months and subsequently defaulted | Loans modified as TDRs within the previous 12 months that have subsequently defaulted during the three months ended March 31, 2013 and 2012 are presented in the table below.
|  | Three Months Ended March 31,
|  | 2013 |  | 2012
(Dollars in Thousands) |  | Number of Contracts |  | Post-Modified Recorded Investment |  | Number of Contracts |  | Post-Modified Recorded Investment
Commercial, Financial and Agricultural |  |  | — |  |  | $ | — |  |  |  | — |  |  | $ | — |
Real Estate - Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real Estate - Commercial Mortgage |  |  | 2 |  |  |  | 227 |  |  |  | 3 |  |  |  | 1,562 |
Real Estate - Residential |  |  | 2 |  |  |  | 77 |  |  |  | 7 |  |  |  | 1,038 |
Real Estate - Home Equity |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 157 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total TDRs |  |  | 4 |  |  | $ | 304 |  |  |  | 11 |  |  | $ | 2,757 |

X
- Definition This element refers to allowance for credit losses on financing receivables by portfolio class. + References No definition available. + Details
Name: | ccbg_AllowanceForCreditLossesOnFinancingReceivablesByPortfolioClassTableTextBlock
Namespace Prefix: | ccbg_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Average recorded investment and interest income of impaired loans. + References No definition available. + Details
Name: | ccbg_AverageRecordedInvestmentAndInterestIncomeOfImpairedLoansTableTextBlock
Namespace Prefix: | ccbg_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition This element refers to defaulted recorded investment on financing receivables. + References No definition available. + Details
Name: | ccbg_DefaultedRecordedInvestmentOnFinancingReceivablesTableTextBlock
Namespace Prefix: | ccbg_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Modified recorded investment on financing receivables. + References No definition available. + Details
Name: | ccbg_ModifiedRecordedInvestmentOnFinancingReceivablesTableTextBlock
Namespace Prefix: | ccbg_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_DebtDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
Name: | us-gaap_ScheduleOfCreditLossesRelatedToFinancingReceivablesCurrentAndNoncurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953676-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration