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LOANS, NET (Details 4) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | $ 27,294 | $ 29,929 | $ 29,167 | $ 31,035
Provision for Loan Losses | 555 | 2,864 | 3,075 | 13,400
Charge-Offs | (3,512) | (3,140) | (9,416) | 17,251
Recoveries | 673 | 569 | 2,184 | 3,038
Net Charge-Offs | (2,839) | (2,571) | (7,232) | (14,213)
Ending Balance | 25,010 | 30,222 | 25,010 | 30,222
Commercial, Financial and Agricultural |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 895 | 1,320 | 1,253 | 1,534
Provision for Loan Losses | (171) | 572 | (345) | 534
Charge-Offs | (138) | (331) | (411) | (657)
Recoveries | 87 | 53 | 176 | 203
Net Charge-Offs | (51) | (278) | (235) | (454)
Ending Balance | 673 | 1,614 | 673 | 1,614
Real Estate - Construction |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 2,243 | 2,703 | 2,856 | 1,133
Provision for Loan Losses | (237) | 329 | (130) | 2,147
Charge-Offs | (278) | (127) | (998) | (402)
Recoveries | 1 | 9 | 1 | 36
Net Charge-Offs | (277) | (118) | (997) | (366)
Ending Balance | 1,729 | 2,914 | 1,729 | 2,914
Real Estate - Commercial Mortgage |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 9,951 | 8,550 | 11,081 | 10,660
Provision for Loan Losses | (630) | 1,788 | 151 | 4,548
Charge-Offs | (882) | (512) | (2,975) | (5,562)
Recoveries | 167 | 34 | 349 | 214
Net Charge-Offs | (715) | (478) | (2,626) | (5,348)
Ending Balance | 8,606 | 9,860 | 8,606 | 9,860
Real Estate - Residential |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 9,258 | 12,085 | 8,678 | 12,518
Provision for Loan Losses | 1,044 | (792) | 2,868 | 3,505
Charge-Offs | (1,178) | (981) | (2,914) | (6,843)
Recoveries | 167 | 76 | 659 | 1,208
Net Charge-Offs | (1,011) | (905) | (2,255) | (5,635)
Ending Balance | 9,291 | 10,388 | 9,291 | 10,388
Real Estate - Home Equity |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 2,879 | 2,830 | 2,945 | 2,392
Provision for Loan Losses | 277 | 1,130 | 404 | 2,752
Charge-Offs | (362) | (834) | (797) | (2,152)
Recoveries | 13 | 15 | 255 | 149
Net Charge-Offs | (349) | (819) | (542) | (2,003)
Ending Balance | 2,807 | 3,141 | 2,807 | 3,141
Consumer |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 1,042 | 1,441 | 1,327 | 1,887
Provision for Loan Losses | 297 | (130) | 153 | (142)
Charge-Offs | (674) | (355) | (1,321) | (1,635)
Recoveries | 238 | 382 | 744 | 1,228
Net Charge-Offs | (436) | 27 | (577) | (407)
Ending Balance | 903 | 1,338 | 903 | 1,338
Unallocated Financing Receivables [Member] |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 1,026 | 1,000 | 1,027 | 911
Provision for Loan Losses | (25) | (33) | (26) | 56
Charge-Offs |  |  |  |
Recoveries |  |  |  |
Net Charge-Offs |  |  |  |
Ending Balance | $ 1,001 | $ 967 | $ 1,001 | $ 967

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- Definition Amount of other addition (reduction) in allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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