XML 47 R36.htm IDEA: XBRL DOCUMENT
v2.4.0.8

LOANS, NET (Details 4) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2014 | Jun. 30, 2013 | Jun. 30, 2014 | Jun. 30, 2013
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | $ 22,110 | $ 27,803 | $ 23,095 | $ 29,167
Provision for Loan Losses | 499 | 1,450 | 858 | 2,520
Charge-Offs | (2,606) | (3,005) | (4,750) | (5,904)
Recoveries | 540 | 1,046 | 1,340 | 1,511
Net Charge-Offs | (2,066) | (1,959) | (3,410) | (4,393)
Ending Balance | 20,543 | 27,294 | 20,543 | 27,294
Commercial, Financial and Agricultural |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 633 | 857 | 699 | 1,253
Provision for Loan Losses | 114 | 119 | (16) | (174)
Charge-Offs | (86) | (119) | (97) | (273)
Recoveries | 45 | 38 | 120 | 89
Net Charge-Offs | (41) | (81) | 23 | (184)
Ending Balance | 706 | 895 | 706 | 895
Real Estate - Construction |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 1,842 | 2,387 | 1,580 | 2,856
Provision for Loan Losses | (576) | (34) | (318) | 107
Charge-Offs |  | (110) |  | (720)
Recoveries | 1 |  | 5 |
Net Charge-Offs | 1 | (110) | 5 | (720)
Ending Balance | 1,267 | 2,243 | 1,267 | 2,243
Real Estate - Commercial Mortgage |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 7,080 | 10,998 | 7,710 | 11,081
Provision for Loan Losses | (56) | (141) | (119) | 781
Charge-Offs | (1,029) | (1,050) | (1,623) | (2,093)
Recoveries | 152 | 144 | 179 | 182
Net Charge-Offs | (877) | (906) | (1,444) | (1,911)
Ending Balance | 6,147 | 9,951 | 6,147 | 9,951
Real Estate - Residential |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 8,842 | 8,266 | 9,073 | 8,678
Provision for Loan Losses | 15 | 1,649 | 120 | 1,824
Charge-Offs | (695) | (1,053) | (1,426) | (1,736)
Recoveries | 52 | 396 | 447 | 492
Net Charge-Offs | (643) | (657) | (979) | (1,244)
Ending Balance | 8,214 | 9,258 | 8,214 | 9,258
Real Estate - Home Equity |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 2,853 | 3,077 | 3,051 | 2,945
Provision for Loan Losses | 523 | (100) | 717 | 127
Charge-Offs | (375) | (322) | (778) | (435)
Recoveries | 65 | 224 | 76 | 242
Net Charge-Offs | (310) | (98) | (702) | (193)
Ending Balance | 3,066 | 2,879 | 3,066 | 2,879
Consumer |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance | 860 | 1,218 | 982 | 1,327
Provision for Loan Losses | 479 | (69) | 474 | (144)
Charge-Offs | (421) | (351) | (826) | (647)
Recoveries | 225 | 244 | 513 | 506
Net Charge-Offs | (196) | (107) | (313) | (141)
Ending Balance | 1,143 | 1,042 | 1,143 | 1,042
Unallocated Financing Receivables |  |  |  |
Activity in the allowance for loan losses by portfolio class |  |  |  |
Beginning Balance |  | 1,000 |  | 1,027
Provision for Loan Losses |  | 26 |  | (1)
Charge-Offs |  |  |  |
Recoveries |  |  |  |
Net Charge-Offs |  |  |  |
Ending Balance |  | $ 1,026 |  | $ 1,026

X
- Definition Amount of other addition (reduction) in allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration