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LOANS, NET (Details) (USD $) In Thousands, unless otherwise specified | Jun. 30, 2014 | Dec. 31, 2013
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Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | $ 1,405,591 |  | $ 1,388,604 |
Net deferred fees | 1,500 |  | 1,500 |
Loans in Process with outstanding balances | 7,900 |  | 6,800 |
Commercial, Financial and Agricultural |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | 134,833 |  | 126,607 |
Real Estate - Construction |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | 34,244 |  | 31,012 |
Real Estate - Commercial Mortgage |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | 518,580 |  | 533,871 |
Real Estate - Residential |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | 305,829 | [1] | 309,692 | [1]
Real Estate - Home Equity |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | 228,232 |  | 227,922 |
Consumer |  |  |  |
Loan Portfolio Composition |  |  |  |
Loans, Net of Unearned Income | $ 183,873 |  | $ 159,500 |
[1] | Includes loans in process with outstanding balances of $7.9 million and $6.8 million at June 30, 2014 and December 31, 2013, respectively.

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- Definition Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6378556&loc=d3e10152-111534 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 30 -Section 50 -Paragraph 4 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=25496975&loc=d3e45377-112738 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 + Details
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- Definition Amount of undisbursed portion of the loan receivable balance (loans in process). Excludes loans and leases covered under loss sharing agreements. + References No definition available. + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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